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00 Highway 231, Panama City, FL 32404

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For Sale
Sale Pending

$2,800,000

445 acres

Estimated Payment

$ 14,410 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • 445 acres
    Lot size

Explore this Property

Approximately 445 acres including +/- 2,500 feet of frontage on US HWY 231. This property is currently zoned AG-1 and is located in unincorporated Bay County. With land use change, property would be ideal for large scale residential development (all measurements are estimates only).
MLS# 952548

Courtesy Of Counts Real Estate Group, Inc

(850) 249-3615

Property Features

  • Architecture Style
    Other
  • Lot Size
    445 Acres

Map and Directions

Directions to 00 Highway 231, Panama City, FL 32404

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Loan Term
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$ /year
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Monthly Payment Breakdown

  • Principle and Interest
    $14,410
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $14,410

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Northside Elementary School

Grades PK-5 Public School

Panama City, FL 32405 1.2 miles
2001 northside dr

561 total students
16:1 Student teacher ratio

School Rating: D+

School Details
Other Nearby Schools Distance Type Grades School Rating
Bay High School 0.4 miles Public 9-12 B-
Chautauqua Charter School 0.5 miles Public 9-12
Jinks Middle School 0.7 miles Public 6-8 D
Exceptional Student Education 0.9 miles Public PK-12
Bay Virtual Instruction Program (district Provided) 0.9 miles Public KG-12 C+
Palm Bay Preparatory Academy 6-12 0.9 miles Public 6-12 B+
Palm Bay Elementary School 1 miles Public KG-5 C
Bay Virtual Franchise 1.1 miles Public KG-12 B-
Bay Virtual Instruction (course Offerings) 1.1 miles Public 9-12
Bay Virtual Instruction Program 1.1 miles Public KG-11
Kaleidoscope School Of Discovery 1.1 miles Private KG-12
Central Academy 1.2 miles Public 6-12
Central High School 1.2 miles Public 9-12 D-
Rosenwald High School 1.4 miles Public 6-12 F
St John Catholic School 1.8 miles Private KG-8
Rising Leaders Academy 1.8 miles Public KG-12 C+
St. Andrew School At Oakland Terrace 1.8 miles Public PK-5 F
Holy Nativity Episcopal School 1.9 miles Private PK-8
Eagle Nest Christian Academy 2.1 miles Private PK-12

Bay High School

Distance: 0.4 miles

Type Public

Grades: 9-12

B-

Chautauqua Charter School

Distance: 0.5 miles

Type Public

Grades: 9-12

Jinks Middle School

Distance: 0.7 miles

Type Public

Grades: 6-8

D

Exceptional Student Education

Distance: 0.9 miles

Type Public

Grades: PK-12

Bay Virtual Instruction Program (district Provided)

Distance: 0.9 miles

Type Public

Grades: KG-12

C+

Palm Bay Preparatory Academy 6-12

Distance: 0.9 miles

Type Public

Grades: 6-12

B+

Palm Bay Elementary School

Distance: 1 miles

Type Public

Grades: KG-5

C

Bay Virtual Franchise

Distance: 1.1 miles

Type Public

Grades: KG-12

B-

Bay Virtual Instruction (course Offerings)

Distance: 1.1 miles

Type Public

Grades: 9-12

Bay Virtual Instruction Program

Distance: 1.1 miles

Type Public

Grades: KG-11

Kaleidoscope School Of Discovery

Distance: 1.1 miles

Type Private

Grades: KG-12

Central Academy

Distance: 1.2 miles

Type Public

Grades: 6-12

Central High School

Distance: 1.2 miles

Type Public

Grades: 9-12

D-

Rosenwald High School

Distance: 1.4 miles

Type Public

Grades: 6-12

F

St John Catholic School

Distance: 1.8 miles

Type Private

Grades: KG-8

Rising Leaders Academy

Distance: 1.8 miles

Type Public

Grades: KG-12

C+

St. Andrew School At Oakland Terrace

Distance: 1.8 miles

Type Public

Grades: PK-5

F

Holy Nativity Episcopal School

Distance: 1.9 miles

Type Private

Grades: PK-8

Eagle Nest Christian Academy

Distance: 2.1 miles

Type Private

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panama City, FL 32404

Tour the area

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Panama City, FL 32404

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
42° January
Coldest Average Month
15,408 Total Households in Area
7.5% Increase in population since the year 2010
34.3%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panama City, FL 32404

Panama City, FL 32404 has a population of 40,551 people in 15,408 households with a median age of 40.2 years old.

7.5%
Increase in population
since the year 2010
Population is Trending up
13,605
Total households as of 2010
9.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 70%
Black 13%
Hispanic 8%
Other 3%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 70%, followed by Black at 13%, Hispanic at 8%, and Other at 3%.

Economics
for Panama City, FL 32404

146 /sq mi
Population Density
$66,339 /yr
Median Household Income
$281,400
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.4% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 6%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 11,540 62%
Rented 3,869 21%
Vacant 3,105 17%

White vs Blue Collar Jobs







White Collar 69%
Blue Collar 31%

Family & Education Facts
for Panama City, FL 32404

40.2 Median Age

Average Household Size

2.5
persons per
household

56.7%

Married Households

Community Population By Education

High School Graduate 28%
Some College 27%
Some High School 14%
Associates Degree 13%
Bachelors Degree 12%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.35% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
34.3% of households have children

Weather
for Panama City, FL 32404

The weather for this area ranges from a high of 90° F in July to a low of 42° F in January

90° July
Hottest Average Month
42° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
42°
63°
Feb
44°
65°
Mar
50°
71°
Apr
56°
77°
May
64°
84°
Jun
71°
89°
Jul
73°
90°
Aug
73°
90°
Sep
69°
87°
Oct
59°
80°
Nov
50°
72°
Dec
44°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Panama City, FL 32404!
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Copyright © 2025 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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