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1 Osprey Lane, Key Largo, FL 33037

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For Sale

$25,900,000

4 beds • 5 baths • 1 half baths • 4,478 sqft

Estimated Payment

$ 135,825 /mo. †

6.67% APR for 30 yrs.
$30,428 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $5,783.83
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Wonderful ocean front home located in the desirable Sunrise Cay neighborhood of Ocean Reef Club. Spectacular sunrise views from virtually every room. The open concept living area is comprised of a beautiful kitchen with high end appliances, center island and breakfast bar with windows over looking the swimming pool. The dining area seats 10 and is positioned to take in the captivating ocean views. The living room has two areas, the TV viewing area and a separate seating area for conversation or cocktails, complete with a built in bar. The master bedroom suite is located upstairs and has a private sitting room, his and her bathrooms and his and her walk in closets. The bedroom is truly a private oasis with walls of windows to take in the views. Three guest suites are located off of the pool deck, each with their own bathrooms and ocean views across the pool. The lower level of the home is an entertainment paradise. A living room replete with a ping pong table, pool table, full bar, office, gym, 8 seat movie theater, two additional guest bedrooms, a large full bath and laundry room. An over-sized two car garage is attached to the home and offers an abundance of storage. There is an elevator to all floors as well as a full house generator and dual propane tanks.
MLS# 2256

Courtesy Of Ocean Reef Club Real Estate Company

(305) 367-6600

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Disabled Access
  • Appliances
    Dishwasher, Dryer, Freezer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Rooms
    Media Room, Office

Map and Directions

Directions to 1 Osprey Lane, Key Largo, FL 33037

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $133,290
  • Property Taxes
    $2,535
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $135,825

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Key Largo School

Grades PK-8 Public School

Key Largo, FL 33037 14.5 miles
104801 overseas hwy

776 total students
13:1 Student teacher ratio

School Rating: B-

School Details

Coral Shores High School

Grades 9-12 Public School

Tavernier, FL 33070 28.8 miles
89901 old hwy

711 total students
17:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
The Academy At Ocean Reef 2.9 miles Private 1-8

The Academy At Ocean Reef

Distance: 2.9 miles

Type Private

Grades: 1-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Key Largo, FL 33037

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Key Largo, FL 33037

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

90° August
Hottest Average Month
60° January
Coldest Average Month
6,579 Total Households in Area
-2% Increase in population since the year 2010
17.5%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Key Largo, FL 33037

Key Largo, FL 33037 has a population of 13,893 people in 6,579 households with a median age of 53.2 years old.

-2%
Decrease in population
since the year 2010
Population is Trending down
6,339
Total households as of 2010
3.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 71%
Hispanic 28%
Other 5%
Black 2%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 71%, followed by Hispanic at 28%, Other at 5%, and Black at 2%.

Economics
for Key Largo, FL 33037

85 /sq mi
Population Density
$78,732 /yr
Median Household Income
$799,500
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 22.46% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 10%
  • Walk or Bike 4%
  • Public Transit 1%

Occupancy by Type

Owned 5,132 47%
Vacant 4,267 39%
Rented 1,446 13%

White vs Blue Collar Jobs







White Collar 77%
Blue Collar 23%

Family & Education Facts
for Key Largo, FL 33037

53.2 Median Age

Average Household Size

2.1
persons per
household

51.3%

Married Households

Community Population By Education

High School Graduate 26%
Bachelors Degree 22%
Some College 20%
Graduate Degree 17%
Associates Degree 8%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 26.22% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
17.5% of households have children

Weather
for Key Largo, FL 33037

The weather for this area ranges from a high of 90° F in August to a low of 60° F in January

90° August
Hottest Average Month
60° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
60°
76°
Feb
61°
77°
Mar
64°
80°
Apr
67°
83°
May
71°
86°
Jun
75°
88°
Jul
76°
89°
Aug
76°
90°
Sep
75°
88°
Oct
72°
85°
Nov
66°
81°
Dec
61°
77°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Central Listing Service at Ocean Reef. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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