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1003 N Rose Island Rd, Prospect, KY 40059

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For Sale

$789,000

5 beds • 3 baths • 1 half baths • 4,920 sqft

Estimated Payment

$ 4,136 /mo. †

6.85% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $160.37
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Privacy, Space, and Style - The Perfect Retreat! Tucked away among the trees on just over an acre, this stunning 5-bedroom, 3.5-bath home offers both peace and convenience just minutes from the award-winning North Oldham campus. With a finished lower level and gorgeous architectural details, this home is a true standout. Step inside to a grand foyer with soaring two-story ceilings, a statement chandelier, and a stunning palladium window that floods the space with natural light. The formal dining room impresses with red oak hardwood floors accented with a walnut inlay, crown molding, a built-in, and elegant lighting perfect for hosting. The great room is exactly that great! With a towering window wall, built-ins, and a double-sided gas fireplace, it's the heart of the home. Just off this space, the eat-in kitchen is a chef's dream with Barber wood cabinets, under-cabinet lighting, granite countertops, a glass tile backsplash, built-in ovens, and a GE gas cooktop with a down-air vent. There's also a pantry, planning desk, and an island with pendant lighting ideal for cooking, gathering, and entertaining. Need a little extra space? The sunroom, currently used as an office, is bright and airy, featuring a double-sided fireplace and ceiling fan. Rounding out the main level is a laundry room, a cozy living room, and a half-bath for guests. Upstairs, the owner's suite is a true retreat, complete with tray ceiling and rope lighting, crown molding, and an en-suite bathroom. Think travertine tile, dual vanities with granite tops, a whirlpool tub, a sleek, rimless-glass shower, and spacious walk-in closets with pocket doors. Four additional spacious bedrooms and another full bath complete the second level. The finished lower level offers even more room to relax and entertain, with a family room featuring custom built-ins, a billiards area, and a kitchenette/bar with light cherry cabinetry, sandstone tile floors, and stainless steel appliances. There's even a bonus room with a full bath. And let's talk extras: " Front and back staircases " Additional storage with a utility sink and garage access " Generac 17kW back-up gas generator with automatic transfer switch This home blends privacy, luxury, and everyday comfort, making it the perfect place to put down roots. If you're looking for a stunning home in a prime location, you don't want to miss this one!
MLS# 1678826

Courtesy Of Berkshire Hathaway HomeServices Parks & Weisberg, Realtors

(502) 897-3321

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Deck, Porch
  • Architecture Style
    New Traditional
  • Exterior Type
    Brick, Brick Veneer
  • Heating System
    Forced Air
  • Lot Size
    1.1 Acres
  • Rooms
    Dining Room, Family Room, Great Room, Kitchen, Living Room, Office

Map and Directions

Directions to 1003 N Rose Island Rd, Prospect, KY 40059

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,136
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,136

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Harmony Elementary School

Grades KG-5 Public School

Goshen, KY 40026 1.8 miles
1901 s highway 1793

607 total students
15:1 Student teacher ratio

School Rating: B

School Details

North Oldham Middle School

Grades 6-8 Public School

Goshen, KY 40026 1.6 miles
1801 s highway 1793

763 total students
18:1 Student teacher ratio

School Rating: A-

School Details

North Oldham High School

Grades 9-12 Public School

Goshen, KY 40026 1.7 miles
1815 s highway 1793

1070 total students
20:1 Student teacher ratio

School Rating: A

School Details
Other Nearby Schools Distance Type Grades School Rating
St Francis School, Goshen Campus 2.6 miles Private PK-12
Goshen Elementary School 2.9 miles Public KG-5 B+
Charlestown Middle School 3.7 miles Public 6-8 B
Jonathan Jennings Elementary School 4 miles Public 3-5 B
Charlestown High School 4.4 miles Public 9-12 C+
Pleasant Ridge Elementary School 4.4 miles Public PK-2

St Francis School, Goshen Campus

Distance: 2.6 miles

Type Private

Grades: PK-12

Goshen Elementary School

Distance: 2.9 miles

Type Public

Grades: KG-5

B+

Charlestown Middle School

Distance: 3.7 miles

Type Public

Grades: 6-8

B

Jonathan Jennings Elementary School

Distance: 4 miles

Type Public

Grades: 3-5

B

Charlestown High School

Distance: 4.4 miles

Type Public

Grades: 9-12

C+

Pleasant Ridge Elementary School

Distance: 4.4 miles

Type Public

Grades: PK-2

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Prospect, KY 40059

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Prospect, KY 40059

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

89° July
Hottest Average Month
24° January
Coldest Average Month
7,571 Total Households in Area
0.8% Increase in population since the year 2010
37.5%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Prospect, KY 40059

Prospect, KY 40059 has a population of 20,402 people in 7,571 households with a median age of 46.6 years old.

0.8%
Increase in population
since the year 2010
Population is Trending up
7,489
Total households as of 2010
3.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.6 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 82%
Asian 6%
Black 4%
Hispanic 3%
Other 1%
Native American <1%
The most prevalent ethnicity is White at 82%, followed by Asian at 6%, Black at 4%, and Hispanic at 3%.

Economics
for Prospect, KY 40059

676 /sq mi
Population Density
$161,214 /yr
Median Household Income
$642,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 39.12% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 17%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 6,890 85%
Rented 681 8%
Vacant 508 6%

White vs Blue Collar Jobs







White Collar 92%
Blue Collar 8%

Family & Education Facts
for Prospect, KY 40059

46.6 Median Age

Average Household Size

2.7
persons per
household

73%

Married Households

Community Population By Education

Bachelors Degree 38%
Graduate Degree 34%
Some College 14%
High School Graduate 7%
Associates Degree 4%
Some High School 2%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 38.13% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.5% of households have children

Weather
for Prospect, KY 40059

The weather for this area ranges from a high of 89° F in July to a low of 24° F in January

89° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
42°
Feb
27°
46°
Mar
35°
57°
Apr
44°
68°
May
53°
77°
Jun
62°
85°
Jul
66°
89°
Aug
64°
87°
Sep
57°
81°
Oct
45°
70°
Nov
36°
56°
Dec
28°
45°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Greater Louisville Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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