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1003 W Sherman Street, Chico, TX 76431

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For Sale

$245,000

3 beds • 2 baths • 1 half baths • 1,905 sqft

Estimated Payment

$ 1,261 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $128.61
    Price per square foot

  • 41-50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

This charming brick rancher in Chico, TX, offers 3 bedrooms, 2.5 bathrooms, and over 1,900 sq. ft. of well-designed living space. Freshly painted and featuring new granite countertops, LVP flooring, and carpet, this home is move-in ready. The open-concept layout includes a large kitchen with plenty of counter space, stainless steel appliances, and a cozy fireplace in the living area. The extra-large lot is surrounded by beautiful old-growth trees and includes a 12 x8 storage shed for added convenience. Enjoy the back patio for outdoor relaxation and the two-car garage for ample storage. Conveniently located near US-380, this home provides easy access to Lake Bridgeport, perfect for boating and fishing, and Wise County Park for hiking and picnics. Chico s small-town charm is complemented by nearby Decatur s shopping and dining options just a short drive away. Don t miss the opportunity to own this peaceful retreat with modern upgrades schedule your showing today!
MLS# 20875129

Courtesy Of eXp Realty, LLC, Listed By Crystal DeBacker

(888) 519-7431

Property Features

  • Age
    41-50 Years Old
  • Appliances
    Cooktop, Cooktop - Electric, Dishwasher, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Vinyl
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    0.84 Acres

Map and Directions

Directions to 1003 W Sherman Street, Chico, TX 76431

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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,261
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,261

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Chico Elementary School

Grades PK-5 Public School

Chico, TX 76431 0.3 miles
1120 park rd

304 total students
12:1 Student teacher ratio

School Rating: A

School Details

Chico Middle School

Grades 6-8 Public School

Chico, TX 76431 0.2 miles
1205 w sherman st

120 total students
10:1 Student teacher ratio

School Rating: C-

School Details

Chico High School

Grades 9-12 Public School

Chico, TX 76431 0.3 miles
263 fm 2952

164 total students
10:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Chico, TX 76431

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Chico, TX 76431

This community’s employment is highest in the construction and administrative support industries. The area’s overall household expenses are below the national average.

97° August
Hottest Average Month
31° January
Coldest Average Month
1,302 Total Households in Area
10.8% Increase in population since the year 2010
36.5%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Chico, TX 76431

Chico, TX 76431 has a population of 3,520 people in 1,302 households with a median age of 41 years old.

10.8%
Increase in population
since the year 2010
Population is Trending up
1,111
Total households as of 2010
12.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 80%
Hispanic 18%
Other 8%
Black 2%
Native American 1%
Asian <1%
The most prevalent ethnicity is White at 80%, followed by Hispanic at 18%, Other at 8%, and Black at 2%.

Economics
for Chico, TX 76431

30 /sq mi
Population Density
$61,682 /yr
Median Household Income
$184,623
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.67% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 18%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 1,123 68%
Vacant 338 21%
Rented 179 11%

White vs Blue Collar Jobs







White Collar 62%
Blue Collar 38%

Family & Education Facts
for Chico, TX 76431

41 Median Age

Average Household Size

2.5
persons per
household

52.1%

Married Households

Community Population By Education

High School Graduate 38%
Some College 25%
Some High School 20%
Bachelors Degree 9%
Graduate Degree 5%
Associates Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 37.73% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
36.5% of households have children

Weather
for Chico, TX 76431

The weather for this area ranges from a high of 97° F in August to a low of 31° F in January

97° August
Hottest Average Month
31° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
31°
55°
Feb
35°
60°
Mar
42°
68°
Apr
52°
77°
May
60°
84°
Jun
68°
91°
Jul
72°
97°
Aug
71°
97°
Sep
64°
89°
Oct
53°
79°
Nov
42°
66°
Dec
34°
58°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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