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102 Shelter Lagoon, Santa Cruz, CA 95060

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For Sale
Sale Pending

$908,000

2 beds • 2 baths • 1,286 sqft

Estimated Payment

$ 4,716 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Townhouse
    Property type

  • $706.07
    Price per square foot

  • Over 50 Years Old
    Age

  • Pool
    Amenities

Explore this Property

GORGEOUSLY REMODELED SANTA CRUZ TOWNHOME IN AN AMAZING PRIVATE ENCLAVE NEAR THE PEACEFUL & STUNNINGLY BEAUTIFUL NEARY LAGOON (A WILDLIFE REFUGE). THIS ELEGANTLY REMODELED TOWNHOME (WITH NO ONE ABOVE YOU & NO ONE BELOW YOU) BOASTS VAULTED OPEN BEAM CEILINGS W/ A UNIQUE OVERSIZED SKYLIGHT WHICH ALLOWS AN ABUNDANCE OF NATURAL LIGHT. REMODELED CHEF'S KITCHEN W/ SLAB COUNTERS, BAR SEATING & ALL BRAND NEW STAINLESS STEEL APPLIANCES OPENS TO THE SPACIOUS LIVING ROOM; HARDWOOD FLOORING THROUGHOUT. OFF THE LIVING ROOM, A VIEW DECK OVERLOOKS THE COMPLEX'S GROUNDS & SPARKLING SWIMMING POOL. DOWNSTAIRS FEATURES A SECONDARY BEDRM, LAUNDRY RM W/ ADD'T STORAGE & THE MASSIVE PRIMARY & NEWLY RENOVATED PRINCIPAL BATHROOM THAT IS ABSOLUTELY SPECTACULAR. OFF THE PRIMARY, THERE'S A ROOMY PATIO FOR MORNING COFFEE OR AFTERNOON COCKTAILS WHILE THE BIRDS CHIRP UNDER THE REDWOOD TREES. VERY WELL MAINTAINED & EXCEPTIONALLY UPGRADED. BRAND NEW PRIMARY BATHROOM. BRAND NEW WASHER + DRYER. BRAND NEW HVAC UNIT. SITUATED IN ARGUABLE THE BEST LOCATION IN THE COMPLEX, NEAR TENNIS COURTS, THE POOL & THE LAGOON W/ FLOATING DOCKS. CLOSE TO DOWNTOWN, WORLD FAMOUS BEACHES AND SURF, WEST CLIFF, THE WHARF, BOARDWALK, AND AN EASY COMMUTE TO UCSC. PRIVATE COVERED PARKING INCLUDED. TRULY THE BEST OF SANTA CRUZ!
MLS# ML81986758

Courtesy Of Christie's International Real Estate Sereno

(650) 323-1900

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Double Pane Windows, Sky light, Vaulted Ceiling, Pool
  • Appliances
    Range, Range - Gas
  • Architecture Style
    Craftsman
  • Cooling System
    None
  • Floor Covering
    Tile, Wood
  • Lot Size
    0.01 Acres
  • Rooms
    Dining Room, Family Room, Great Room, Kitchen
  • View Type
    Forest, Park, Water

Map and Directions

Directions to 102 Shelter Lagoon, Santa Cruz, CA 95060

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,716
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,716

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Bay View Elementary School

Grades KG-5 Public School

Santa Cruz, CA 95060 0.5 miles
1231 bay st

338 total students
20:1 Student teacher ratio

School Rating: C

School Details

Mission Hill Middle School

Grades 6-8 Public School

Santa Cruz, CA 95060 0.7 miles
425 king st

570 total students
20:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Spring Hill-advanced Elementary School Of Santa Cr 0.2 miles Private KG-6
Santa Cruz High School 0.4 miles Public 9-12 A
Holy Cross School 0.8 miles Private PK-8
Gateway School 1.3 miles Private KG-8
Westlake Elementary School 1.4 miles Public KG-5 A-
Alternative Family Education 1.4 miles Public KG-12 B
Ark Independent Studies 1.4 miles Public 6-12 B
Costanoa Continuation High School 1.4 miles Public 9-12 D+
Gault Elementary School 1.4 miles Public KG-5 C+
Santa Cruz City Elementary Alternative Education-monarch Community School 1.5 miles Public KG-6
Santa Cruz County Regional Occupational Program 1.6 miles Public 10-12
Santa Cruz County Community 1.6 miles Public 7-12 C
Santa Cruz County Special Education 1.6 miles Public KG-12
Santa Cruz County Court 1.6 miles Public 7-12 D-
Pacific Collegiate Charter 1.6 miles Public 7-12 A-
Santa Cruz Childrens School 1.7 miles Private KG-6
Branciforte Middle School 1.8 miles Public 6-8 C+
Vhm Christian School 2.4 miles Private PK-8

Spring Hill-advanced Elementary School Of Santa Cr

Distance: 0.2 miles

Type Private

Grades: KG-6

Santa Cruz High School

Distance: 0.4 miles

Type Public

Grades: 9-12

A

Holy Cross School

Distance: 0.8 miles

Type Private

Grades: PK-8

Gateway School

Distance: 1.3 miles

Type Private

Grades: KG-8

Westlake Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-5

A-

Alternative Family Education

Distance: 1.4 miles

Type Public

Grades: KG-12

B

Ark Independent Studies

Distance: 1.4 miles

Type Public

Grades: 6-12

B

Costanoa Continuation High School

Distance: 1.4 miles

Type Public

Grades: 9-12

D+

Gault Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-5

C+

Santa Cruz City Elementary Alternative Education-monarch Community School

Distance: 1.5 miles

Type Public

Grades: KG-6

Santa Cruz County Regional Occupational Program

Distance: 1.6 miles

Type Public

Grades: 10-12

Santa Cruz County Community

Distance: 1.6 miles

Type Public

Grades: 7-12

C

Santa Cruz County Special Education

Distance: 1.6 miles

Type Public

Grades: KG-12

Santa Cruz County Court

Distance: 1.6 miles

Type Public

Grades: 7-12

D-

Pacific Collegiate Charter

Distance: 1.6 miles

Type Public

Grades: 7-12

A-

Santa Cruz Childrens School

Distance: 1.7 miles

Type Private

Grades: KG-6

Branciforte Middle School

Distance: 1.8 miles

Type Public

Grades: 6-8

C+

Vhm Christian School

Distance: 2.4 miles

Type Private

Grades: PK-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Santa Cruz, CA 95060

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Santa Cruz, CA 95060

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

77° August
Hottest Average Month
41° January
Coldest Average Month
18,253 Total Households in Area
-0.4% Increase in population since the year 2010
20.8%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Santa Cruz, CA 95060

Santa Cruz, CA 95060 has a population of 48,529 people in 18,253 households with a median age of 37.9 years old.

-0.4%
Decrease in population
since the year 2010
Population is Trending down
18,424
Total households as of 2010
8.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 37.9 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 65%
Hispanic 20%
Other 10%
Asian 8%
Black 2%
Native American 1%
The most prevalent ethnicity is White at 65%, followed by Hispanic at 20%, Other at 10%, and Asian at 8%.

Economics
for Santa Cruz, CA 95060

615 /sq mi
Population Density
$101,168 /yr
Median Household Income
$1,363,000
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 22.29% of the households.

Transportation to Work

  • Drive 65%
  • Work from Home 19%
  • Walk or Bike 12%
  • Public Transit 4%

Occupancy by Type

Owned 9,748 48%
Rented 8,505 42%
Vacant 1,868 9%

White vs Blue Collar Jobs







White Collar 88%
Blue Collar 12%

Family & Education Facts
for Santa Cruz, CA 95060

37.9 Median Age

Average Household Size

2.5
persons per
household

40.9%

Married Households

Community Population By Education

Bachelors Degree 28%
Graduate Degree 27%
Some College 21%
High School Graduate 12%
Associates Degree 7%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 28.41% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
20.8% of households have children

Weather
for Santa Cruz, CA 95060

The weather for this area ranges from a high of 77° F in August to a low of 41° F in January

77° August
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
59°
Feb
42°
61°
Mar
43°
62°
Apr
44°
65°
May
47°
68°
Jun
50°
72°
Jul
53°
76°
Aug
54°
77°
Sep
52°
75°
Oct
49°
72°
Nov
45°
66°
Dec
41°
60°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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