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103 Riverside Drive, Center Cross, VA 22437

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For Sale

$525,000

3 beds • 2 baths • 1,241 sqft

Estimated Payment

$ 2,958 /mo. †

6.76% APR for 30 yrs.
$2,778 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $423.05
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to the RIVAH!!! This Rappahannock riverfront home has so much to offer, located in a sought after riverfront community, South Hill Banks. The home went under a remodel several years ago updating flooring, electrical, plumbing, HVAC and insulation. 3 bedrooms with 2 full baths and an outside shower. The Florida room facing the river is where you will spend most of your time looking at the amazing sunrises if you are an early bird, if not, take your time and walk down to your own private beach. New steps were installed to walk down with a landing pad to sit and relax if the tide is too high. The kitchen has custom cabinets, granite countertops, dishwasher, smooth top stove, microwave and a bar to eat at. Other upgrades include a tankless hot water heater, Rinnai. Tile flooring in most common areas and carpet in bedrooms. Newer heat pump with gas back up on colder nights and a gas stove in the den. The detached garage has electricity and has plenty of room to hold 2 golf carts and still room for a mancave or workshop. The community has private roads and is golf cart friendly. A beautiful white sandy community beach with a boat ramp. There are so many activities in the community including 4th of July parade, corn hole tournament, Horseshoes and Labor Day celebration on the beach. The pavilion provides a little shade and a great place to host your own celebration. Located between Tappahannock and Urbanna as the fish swim. Don't wait, book a showing soon, spring is right around the corner.
MLS# 2502241

Courtesy Of Hometown Realty Services

(804) 730-7195

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan, Water Front
  • Appliances
    Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Heat Pumps
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Carpet, Tile, Tile - Ceramic
  • Lot Size
    0.25 Acres
  • Rooms
    Family Room, Kitchen
  • View Type
    Water

Map and Directions

Directions to 103 Riverside Drive, Center Cross, VA 22437

Home seller CENTURY 21 Nachman Realty

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CENTURY 21 Nachman Realty

(757) 220-8205
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,727
  • Property Taxes
    $231
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,958

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Tappahannock Elementary School

Grades PK-3 Public School

Tappahannock, VA 22560 11.6 miles
205 elementary school

338 total students
11:1 Student teacher ratio

School Rating: D+

School Details

Essex Intermediate School

Grades 4-7 Public School

Tappahannock, VA 22560 11.4 miles
912 intermediate school circle

376 total students
11:1 Student teacher ratio

School Rating: C-

School Details

Essex High School

Grades 8-12 Public School

Tappahannock, VA 22560 11.6 miles
833 high school cir

510 total students
11:1 Student teacher ratio

School Rating: B-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Center Cross, VA 22437

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Center Cross, VA 22437

This community’s employment is highest in the construction and sales industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
27° January
Coldest Average Month
373 Total Households in Area
2.9% Increase in population since the year 2010
36.4%
of households
have children
30 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Center Cross, VA 22437

Center Cross, VA 22437 has a population of 882 people in 373 households with a median age of 48 years old.

2.9%
Increase in population
since the year 2010
Population is Trending up
375
Total households as of 2010
-0%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 48 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 71%
Black 20%
Hispanic 5%
Other 2%
Native American 1%
Asian <1%
The most prevalent ethnicity is White at 71%, followed by Black at 20%, Hispanic at 5%, and Other at 2%.

Economics
for Center Cross, VA 22437

21 /sq mi
Population Density
$92,600 /yr
Median Household Income
$70,000
Median Sales Price
30 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 30.66% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 12%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 307 59%
Vacant 145 28%
Rented 66 13%

White vs Blue Collar Jobs







White Collar 69%
Blue Collar 31%

Family & Education Facts
for Center Cross, VA 22437

48 Median Age

Average Household Size

2.4
persons per
household

69.9%

Married Households

Community Population By Education

Some College 33%
Bachelors Degree 23%
High School Graduate 23%
Graduate Degree 9%
Some High School 9%
Associates Degree 2%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 33.49% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
36.4% of households have children

Weather
for Center Cross, VA 22437

The weather for this area ranges from a high of 88° F in July to a low of 27° F in January

88° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
47°
Feb
28°
50°
Mar
35°
59°
Apr
44°
69°
May
54°
77°
Jun
62°
85°
Jul
67°
88°
Aug
66°
87°
Sep
59°
81°
Oct
47°
71°
Nov
38°
60°
Dec
29°
50°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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