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106 Oak, Elk Rapids, MI 49629

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For Sale

$4,199,000

6 beds • 6 baths • 2 half baths • 5,259 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • 1900
    Year built

  • $798.44
    Price per square foot

  • 2 Car Garage
    Garage Count

Explore this Property

Indulge in the pinnacle of waterfront living with this exquisite Lake Michigan estate, boasting over 350 feet of pristine shoreline and breathtaking sunset views. Perfectly positioned on a private point, just four blocks from charming downtown Elk Rapids. This magnificent 5-bedroom, 6.5-bathroom home is a masterclass in timeless elegance and modern luxury. The opulent primary suite features a private balcony with sweeping lake views, while all en-suite bedrooms offer heated flooring for ultimate comfort. Multiple living spaces cater to both relaxation and grand entertaining. At the heart of the home lies a chef's dream kitchen, outfitted with a Viking gas range, brand-new Sub-Zero refrigerator, Kirkstone countertops, and custom cherry cabinetry. Additional highlights include a stately library, and a private mother-in-law apartment with an en-suite bedroom, office, and kitchenette. Step outside to discover a lakeside paradise. A private dock and stone launch ramp provide seamless access to the water, while an expansive deck, screened-in gazebo, and stone fire pits set the stage for unforgettable outdoor moments. Stroll along professionally landscaped stone pathways that wind through lush gardens and multiple patio spaces. The oversized two-car garage adds convenience, while the extensive outdoor spaces cater to recreation and relaxation alike. Meticulously maintained and thoughtfully upgraded, this estate has served as both a cherished family home and a popular Bed & Breakfast. Recent enhancements include a new roof, furnace, central A/C, Sub-Zero refrigerator, exterior staining, and expanded deck and patio areas. Offering privacy, panoramic views, and an array of luxurious amenities, this one-of-a-kind property is perfect as a year-round residence, an exclusive lakeside getaway, or a turnkey investment opportunity. Seller is open to working with any buyer interested in continuing the Bed & Breakfast operation.
MLS# 1930891

Listed By CENTURY 21 Northland
116 River Street, Elk Rapids, MI 49629

Property Features

  • Basement
    Crawl Space
  • Body of Water
    Lake
  • Cooling
    Humidifier, Central A/C, Zoned A/C
  • Exterior
    Gardens, Sprinkler System, Dock
  • Exterior Description
    Wood Siding
  • Exterior Living Space
    Patio, Deck, Porch, Balcony / Lanai
  • Fencing
    Fenced Yard
  • Fireplace Description
    Fireplace, Wood Burning, Electric
  • Garage Count
    2 Car Garage
  • Heating - Fuel Type
    Gas
  • Heating Type
    Heat Pump, Forced Air, Radiant Floor
  • Interior
    Walk-in Closet, Beam -Ceilings, Bay/Bow Window
  • Kitchen Features
    Granite Countertops, Center Island
  • Roof
    Asphalt Shingle Roof
  • Sewer
    Public
  • Style
    Other Style
  • Views
    Bay
  • Water
    City Water

Map and Directions

Directions to 106 Oak, Elk Rapids, MI 49629

Home seller Meet the Agent,
Drew Reynolds

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Drew Reynolds

of CENTURY 21 Northland

(571) 331-2084
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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