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107 N Madison Street, Oswego, IL 60543

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For Sale

$349,900

4 beds • 2 baths • 1,425 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $245.54
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

B*U*T W*A*I*T, THERE's MoRe!!!! This is what you will say as you turn each corner in this Charming Cape Cod Cottage on a HUGE parcel of land walking distance to downtown Oswego. This incredible, once in a blue moon opportunity, is going to make one lucky buyer very very happy! 4-5 bedrooms. (Possible 5th bedroom in basement, 2 on main level, 2 on second level). Primary bedroom is on main level with with bathroom. 2.1 bathrooms. Hardwood floors throughout, hardwood stairs, exposed brick, paver patio, stamped concrete patio, circle driveway, private corner lot with views of the river, walk down the street to everything downtown Oswego has to offer including shops, dining, library, tons of recreation, Fox River Trail, parks, festivals, and MORE! This home is PERFECT for small business owners that work from home. This property is zoned R-2 and owners can conduct business from home. For more specific details, contact us. The detached 2 car garage has a huge walk up attic and enormous bonus house with entertaining room that is also perfect to use as an office, rentable entertainment space, guest house, and whatever unique use a homeowner might need! There is a brick paver patio off the entertainment space and a huge yard behind the building. Your new home has been upgraded and updated with a NEW $30,000 septic system which was designed to accommodate future building addition should the owner wish to add on to the home or guest house, NEW Furnace and AC, NEW Hot Water Heater, NEW Microwave, New Fridge, Electrical was brought up to code $10,000, Updated Internet Wiring, New Landscaping. Roof architectural shingles. Fire pit. Wood burning brick fireplace. Finished basement with storage room, bonus/5th bedroom, laundry, .5 bath. Celebrated Oswego SD 308 Schools. If you were looking for downtown active lifestyle living, business opportunity, a main level bedroom home, or just wanting character, charm, and low taxes, this pretty baby has got it all! Come check our your new home TODAY!!
MLS# 12266911

Courtesy Of Mode 1 Real Estate

(630) 247-8428

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Dock, Patio
  • Appliances
    Dryer, Garbage Disposer, Microwave, Range, Refrigerator
  • Architecture Style
    Cape Cod
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet
  • Heating System
    Fireplace, Forced Air
  • Roof Type
    Asphalt
  • Rooms
    Bonus Room, Game Room

Map and Directions

Directions to 107 N Madison Street, Oswego, IL 60543

Home seller CENTURY 21 Circle

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Circle

(630) 369-2000
Learn More About Us

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Monthly Payment Breakdown

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Copyright © 2025 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2024. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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