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108 N SPENCER Street, Mounds, IL 62964

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For Sale

$60,000

3 beds • 2 baths • 1,707 sqft

Estimated Payment

$ 315 /mo. †

6.63% APR for 30 yrs.
$89 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $35.15
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Three bedroom, 2 bath home located in Mounds. This home features a metal roof, deck, in-house generator and a large master suite with a nice size bathroom,. The master bedroom/bath/laundry are apporximately 12-15 years old. Replacement windows installed by window world and the warranty is transferable to the new owners, 200 amp fuse box and a nice cook storage building. This home has been well maintained and ready for new owners.
MLS# EB453706

Courtesy Of Mark Twain Real Estate Services, Inc.

(618) 776-5000

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Range, Refrigerator, Washer
  • Architecture Style
    Bungalow
  • Exterior Type
    Vinyl Siding
  • Heating System
    Central Furnace
  • Lot Size
    0.26 Acres
  • Roof Type
    Metal
  • Rooms
    Basement, Den, Kitchen, Living Room, Office

Map and Directions

Directions to 108 N SPENCER Street, Mounds, IL 62964

Home seller CENTURY 21 House of Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 House of Realty, Inc.

(618) 457-3344
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $308
  • Property Taxes
    $7
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $315

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Meridian Elementary School

Grades PK-8 Public School

Mounds, IL 62964 1.7 miles
1401 mounds rd

311 total students

School Rating: D-

School Details

Meridian High School

Grades 9-12 Public School

Mounds, IL 62964 1.7 miles
1401 mounds rd

150 total students

School Rating: D-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Mounds, IL 62964

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Mounds, IL 62964

This community’s employment is highest in the transportation and administrative support industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
26° January
Coldest Average Month
474 Total Households in Area
-4.9% Increase in population since the year 2010
26.5%
of households
have children
30 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Mounds, IL 62964

Mounds, IL 62964 has a population of 1,097 people in 474 households with a median age of 45.3 years old.

-4.9%
Decrease in population
since the year 2010
Population is Trending down
504
Total households as of 2010
-0.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

Black 53%
White 39%
Hispanic 3%
Other 3%
Native American <1%
Asian <1%
The most prevalent ethnicity is Black at 53%, followed by White at 39%, Hispanic at 3%, and Other at 3%.

Economics
for Mounds, IL 62964

42 /sq mi
Population Density
$38,345 /yr
Median Household Income
$0
Median Sales Price
30 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 17.9% of the households.

Transportation to Work

  • Drive 94%
  • Work from Home 3%
  • Public Transit 2%
  • Walk or Bike 1%

Occupancy by Type

Owned 295 48%
Rented 179 29%
Vacant 137 22%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Mounds, IL 62964

45.3 Median Age

Average Household Size

2.3
persons per
household

35.9%

Married Households

Community Population By Education

High School Graduate 35%
Some College 25%
Some High School 13%
Associates Degree 12%
Graduate Degree 9%
Bachelors Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 35.4% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26.5% of households have children

Weather
for Mounds, IL 62964

The weather for this area ranges from a high of 90° F in July to a low of 26° F in January

90° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
43°
Feb
29°
48°
Mar
37°
58°
Apr
47°
69°
May
56°
78°
Jun
65°
86°
Jul
69°
90°
Aug
67°
88°
Sep
59°
82°
Oct
48°
72°
Nov
38°
58°
Dec
29°
47°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 RMLS Alliance. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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