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108 Spindrift Road, White Stone, VA 22578

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For Sale

$1,150,000

4 beds • 4 baths • 1 half baths • 4,865 sqft

Estimated Payment

$ 6,394 /mo. †

6.63% APR for 30 yrs.
$6,003 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $236.38
    Price per square foot

  • 21-30 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

"Gray Stone" an exquisite French Provincial/Georgian home in area of upscale homes w/Views of Rappahannock River. Near Marinas, boat ramps, golf, restaurants, shopping, hospital. 1st floor 10'3" ceilings w/ upgrades throughout home & beautiful hardwood floors. Master B/R located on 1st floor w/attached full bath. The 4065 sq ft homes located on private lot, is very inviting w/a grand foyer, French doors, large great room & beautiful large sunroom. The kitchens recently updated w/state of art stainless steel appliances & marble/quartz. Master Suite boasts full bath w/jetted tub, separate shower & large walk-in closets. The Property sits creek side, private w/pier. NO FLOOD ZONE. Deck & Patio for entertaining. COUNTY ASSESSED VALUE IS $968,500.00. Extra lot here for a pool. Room to expand with BONUS sq FT in basement & walk upstairs to attic areas. ADDITIONAL 800 + sq ft Garage Apartment is leased for significant income W/VIEWS OF WATER. This is truly a Keeper and is a fine Manor Home.
MLS# 10539495

Courtesy Of Morgan & Edwards Real Estate

(804) 725-1951

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Deck, Dock, Patio, Pond, Water Front
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Microwave, Range, Range - Gas, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Heat Pumps, Zoned A/C
  • Exterior Type
    Brick, Stucco
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Wood
  • Heating System
    Fireplace, Heat Pump, Zoned
  • Lot Size
    1.91 Acres

Map and Directions

Directions to 108 Spindrift Road, White Stone, VA 22578

Home seller CENTURY 21 Nachman Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Nachman Realty

(804) 331-0422
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $5,894
  • Property Taxes
    $500
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $6,394

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Lancaster Primary School

Grades PK-3 Public School

Lancaster, VA 22503 7.5 miles
36 primary school cir

299 total students
12:1 Student teacher ratio

School Rating: D

School Details

Lancaster Middle School

Grades 4-8 Public School

Kilmarnock, VA 22482 5.4 miles
191 school st

372 total students
15:1 Student teacher ratio

School Rating: D

School Details

Lancaster High School

Grades 9-12 Public School

Lancaster, VA 22503 8.8 miles
8815 mary ball rd

343 total students
14:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
Chesapeake Academy 1.2 miles Private PK-8
St. Clare Walker Middle School 5.3 miles Public 6-8 C+
Middlesex Elementary School 5.6 miles Public PK-5 C-

Chesapeake Academy

Distance: 1.2 miles

Type Private

Grades: PK-8

St. Clare Walker Middle School

Distance: 5.3 miles

Type Public

Grades: 6-8

C+

Middlesex Elementary School

Distance: 5.6 miles

Type Public

Grades: PK-5

C-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for White Stone, VA 22578

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White Stone, VA 22578

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
29° January
Coldest Average Month
1,523 Total Households in Area
-1.2% Increase in population since the year 2010
9.8%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for White Stone, VA 22578

White Stone, VA 22578 has a population of 3,106 people in 1,523 households with a median age of 58.8 years old.

-1.2%
Decrease in population
since the year 2010
Population is Trending down
1,554
Total households as of 2010
-1.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 58.8 years old. The smallest percentage group is 55-64 years and the largest percentage is the 18-24 years age range.

Community Population By Ethnicity

White 77%
Black 17%
Hispanic 1%
Asian <1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 77%, followed by Black at 17%, Hispanic at 1%, and Asian at <1%.

Economics
for White Stone, VA 22578

77 /sq mi
Population Density
$73,614 /yr
Median Household Income
$620,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.49% of the households.

Transportation to Work

  • Drive 74%
  • Work from Home 23%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 1,197 52%
Vacant 759 33%
Rented 326 14%

White vs Blue Collar Jobs







White Collar 74%
Blue Collar 26%

Family & Education Facts
for White Stone, VA 22578

58.8 Median Age

Average Household Size

2
persons per
household

50.4%

Married Households

Community Population By Education

Bachelors Degree 24%
High School Graduate 23%
Some College 19%
Graduate Degree 18%
Some High School 10%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 23.58% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
9.8% of households have children

Weather
for White Stone, VA 22578

The weather for this area ranges from a high of 88° F in July to a low of 29° F in January

88° July
Hottest Average Month
29° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
29°
47°
Feb
30°
49°
Mar
37°
57°
Apr
45°
68°
May
55°
76°
Jun
64°
84°
Jul
68°
88°
Aug
67°
86°
Sep
61°
80°
Oct
50°
70°
Nov
40°
60°
Dec
32°
51°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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