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108 Virginia Dr, Troy, TN 38260

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For Sale
Sale Pending

$149,800

3 beds • 1 baths • 1,894 sqft

Estimated Payment

$ 842 /mo. †

6.65% APR for 30 yrs.
$872 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1963
    Year built

  • $79.09
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

You don't want to miss this one! Very well kept 3-bedroom Brick home! Great Location! Located close to shopping and schools. Kitchen is open to the dining room - Very spacious. Open Concept. Bathroom features a walk-in shower. attached carport. LOT IS 100X 206 . Call for additional information!!
MLS# 45357

Listed By CENTURY 21 Golden Service Realty & Auction, Inc.

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Range / Oven, Refrigerator
  • Basement
    Crawl Space
  • Cooling
    Central A/C - Electric
  • Exterior Description
    Brick, Vinyl Siding
  • Flooring
    Hardwood, Mixed
  • Garage Description
    Carport
  • General
    Ceiling Fan(s)
  • Heating - Fuel Type
    Electric
  • Heating Type
    Forced Air
  • Lot Description
    Level
  • Lot Size
    Under 1/2 Acre, 0.47 Acres
  • Road Type
    City / Town Street
  • Roof
    Asphalt Shingle Roof
  • Sewer
    City
  • Style
    Traditional
  • Water
    City Water

Map and Directions

Directions to 108 Virginia Dr, Troy, TN 38260

Home seller Meet the Agent,
Phyllis Larry

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Phyllis Larry

of CENTURY 21 Golden Service Realty & Auction, Inc.

(731) 446-0326
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $769
  • Property Taxes
    $72
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $842

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Room Dimensions

  • Bedroom 1
    14.3 ft x 13.5 ft
  • Bedroom 2
    13.5 ft x 9.11 ft
  • Bedroom 3
    11.7 ft x 9.8 ft
  • Kitchen/Dining
    12.4 ft x 27.6 ft
  • Living Room
    13.5 ft x 20.1 ft

Schools

Hillcrest Elementary School

Grades PK-8 Public School

Troy, TN 38260 1.6 miles
605 s main st

540 total students
14:1 Student teacher ratio

School Rating: B

School Details

Obion County Central High School

Grades 9-12 Public School

Troy, TN 38260 0.4 miles
528 n us highway 51

759 total students
14:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Ridgemont Elementary School 5.1 miles Public PK-8 B-

Ridgemont Elementary School

Distance: 5.1 miles

Type Public

Grades: PK-8

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Troy, TN 38260

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Troy, TN 38260

This community’s employment is highest in the production occupations and sales industries. The area’s overall household expenses are below the national average.

91° July
Hottest Average Month
26° January
Coldest Average Month
1,096 Total Households in Area
-1.3% Increase in population since the year 2010
28.2%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Troy, TN 38260

Troy, TN 38260 has a population of 2,677 people in 1,096 households with a median age of 44.9 years old.

-1.3%
Decrease in population
since the year 2010
Population is Trending down
1,109
Total households as of 2010
-0.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.9 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 2%
Black 1%
Other <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 2%, Black at 1%, and Other at <1%.

Economics
for Troy, TN 38260

40 /sq mi
Population Density
$48,140 /yr
Median Household Income
$157,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 19.33% of the households.

Transportation to Work

  • Drive 94%
  • Walk or Bike 3%
  • Work from Home 2%
  • Public Transit 0%

Occupancy by Type

Owned 812 68%
Rented 284 24%
Vacant 95 8%

White vs Blue Collar Jobs







White Collar 49%
Blue Collar 51%

Family & Education Facts
for Troy, TN 38260

44.9 Median Age

Average Household Size

2.4
persons per
household

48.4%

Married Households

Community Population By Education

High School Graduate 46%
Some High School 19%
Some College 15%
Bachelors Degree 9%
Associates Degree 7%
Graduate Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 45.63% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.3% of households have children

Weather
for Troy, TN 38260

The weather for this area ranges from a high of 91° F in July to a low of 26° F in January

91° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
45°
Feb
30°
50°
Mar
38°
59°
Apr
48°
70°
May
57°
79°
Jun
65°
87°
Jul
69°
91°
Aug
66°
89°
Sep
59°
83°
Oct
47°
73°
Nov
38°
60°
Dec
30°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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