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1084 Cass ST, Monterey, CA 93940

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For Sale

$969,995

3 beds • 1 baths • 995 sqft

Estimated Payment

$ 4,992 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $974.87
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This adorable cottage is now approved to convert back to a home. The original building was expanded to increase ground floor square footage as well as a second floor. The expansion of the building followed the existing A-frame cottage design. Step into the main lobby to soaring open beam ceilings and a beautiful fireplace. Off of the lobby area on the main floor is a hallway to 3 exam rooms, restroom, and closet. The second floor has two rooms and a bathroom and offers ocean views and can be accessed from the main building interior or exterior stairs. Currently Zoned Commercial Office (CO) with City Permit approved to use as a home, so if a buyer wanted to use the property as a home, All of this sits on a street to street lot - parking on both sides of the property as well as off-street parking. Located mid way between Del Monte Shopping Center and downtown Monterey walk to the movies, restaurants, shopping, wharf, beach, harbor, etc.
MLS# ML81989359

Courtesy Of Keller Williams Coastal Estates

(831) 622-6200

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Other
  • Cooling System
    None
  • Floor Covering
    Carpet, Laminate
  • Lot Size
    0.06 Acres
  • Rooms
    Dining Room, Family Room

Map and Directions

Directions to 1084 Cass ST, Monterey, CA 93940

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $4,992
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,992

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Monte Vista

Grades KG-5 Public School

Monterey, CA 93940 0.6 miles
251 soledad dr

352 total students
20:1 Student teacher ratio

School Rating: C+

School Details

Walter Colton

Grades 6-8 Public School

Monterey, CA 93940 0.8 miles
100 toda vis

509 total students
20:1 Student teacher ratio

School Details

Monterey High School

Grades 9-12 Public School

Monterey, CA 93940 0.4 miles
101 herrmann dr

1292 total students
20:1 Student teacher ratio

School Rating: A

School Details
Other Nearby Schools Distance Type Grades School Rating
Monterey Peninsula Unified School District Community Day High School 0.3 miles Public 9-12
San Carlos School 0.5 miles Private KG-8
La Mesa Elementary School 1.3 miles Public KG-5 B-
Big Sur Charter 1.4 miles Public KG-12 B-
Trinity Christian High School 1.6 miles Private 6-12
Santa Catalina School 1.6 miles Private PK-12
Bay View Academy 1.8 miles Public KG-8 B-
Pacific Grove High School 2 miles Public 9-12 A
Pacific Grove Middle School 2 miles Public 6-8 B+
Community High (continuation) 2.1 miles Public 9-12
Monterey Bay Charter 2.1 miles Public KG-8 B+
Robert Down Elementary School 2.1 miles Public KG-5 A
Forest Grove Elementary School 2.2 miles Public KG-5 B
Stevenson School Carmel Campus 2.4 miles Private PK-8
Carmel High School 2.6 miles Public 9-12 A+
Foothill Elementary School 2.7 miles Public KG-5
Stevenson School - Pebble Beach Campus 3 miles Private PK-12

Monterey Peninsula Unified School District Community Day High School

Distance: 0.3 miles

Type Public

Grades: 9-12

San Carlos School

Distance: 0.5 miles

Type Private

Grades: KG-8

La Mesa Elementary School

Distance: 1.3 miles

Type Public

Grades: KG-5

B-

Big Sur Charter

Distance: 1.4 miles

Type Public

Grades: KG-12

B-

Trinity Christian High School

Distance: 1.6 miles

Type Private

Grades: 6-12

Santa Catalina School

Distance: 1.6 miles

Type Private

Grades: PK-12

Bay View Academy

Distance: 1.8 miles

Type Public

Grades: KG-8

B-

Pacific Grove High School

Distance: 2 miles

Type Public

Grades: 9-12

A

Pacific Grove Middle School

Distance: 2 miles

Type Public

Grades: 6-8

B+

Community High (continuation)

Distance: 2.1 miles

Type Public

Grades: 9-12

Monterey Bay Charter

Distance: 2.1 miles

Type Public

Grades: KG-8

B+

Robert Down Elementary School

Distance: 2.1 miles

Type Public

Grades: KG-5

A

Forest Grove Elementary School

Distance: 2.2 miles

Type Public

Grades: KG-5

B

Stevenson School Carmel Campus

Distance: 2.4 miles

Type Private

Grades: PK-8

Carmel High School

Distance: 2.6 miles

Type Public

Grades: 9-12

A+

Foothill Elementary School

Distance: 2.7 miles

Type Public

Grades: KG-5

Stevenson School - Pebble Beach Campus

Distance: 3 miles

Type Private

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Monterey, CA 93940

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Monterey, CA 93940

This community’s employment is highest in the administrative support and healthcare practitioners industries. The area’s overall household expenses are above the national average.

76° September
Hottest Average Month
39° January
Coldest Average Month
14,033 Total Households in Area
-2.1% Increase in population since the year 2010
18.8%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Monterey, CA 93940

Monterey, CA 93940 has a population of 30,386 people in 14,033 households with a median age of 43.1 years old.

-2.1%
Decrease in population
since the year 2010
Population is Trending down
13,564
Total households as of 2010
5.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.1 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 66%
Hispanic 19%
Asian 9%
Other 8%
Black 3%
Native American 1%
The most prevalent ethnicity is White at 66%, followed by Hispanic at 19%, Asian at 9%, and Other at 8%.

Economics
for Monterey, CA 93940

1,139 /sq mi
Population Density
$105,894 /yr
Median Household Income
$806,000
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 17.36% of the households.

Transportation to Work

  • Drive 77%
  • Work from Home 14%
  • Walk or Bike 8%
  • Public Transit 1%

Occupancy by Type

Rented 7,963 51%
Owned 6,070 39%
Vacant 1,441 9%

White vs Blue Collar Jobs







White Collar 89%
Blue Collar 11%

Family & Education Facts
for Monterey, CA 93940

43.1 Median Age

Average Household Size

2
persons per
household

43.8%

Married Households

Community Population By Education

Bachelors Degree 30%
Graduate Degree 26%
Some College 18%
High School Graduate 11%
Associates Degree 9%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 29.87% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
18.8% of households have children

Weather
for Monterey, CA 93940

The weather for this area ranges from a high of 76° F in September to a low of 39° F in January

76° September
Hottest Average Month
39° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
39°
61°
Feb
41°
62°
Mar
42°
64°
Apr
43°
66°
May
46°
69°
Jun
49°
71°
Jul
51°
73°
Aug
51°
73°
Sep
51°
76°
Oct
48°
74°
Nov
43°
67°
Dec
40°
61°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Monterey, CA 93940!
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Copyright © 2025 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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