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109 Cove Creek DR, Spicewood, TX 78669

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For Sale

$110,000

0.37 acres

Estimated Payment

$ 583 /mo. †

6.34% APR for 30 yrs.
$434 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • 0.4 acres
    Lot size

Explore this Property

OWNER FINANCING possible. Secure land in Ridge Harbor on Lake Travis! Lot 109 Cove Creek is .37 acres w/117' of road frontage offering a level homesite in a sought-after gated waterfront community. Looking for extra space? Adjacent Lot 110 (MLS# 9960987) is available, creating the option for a larger .71-acre property with added flexibility for home design, additional structures, or outdoor living. Additionally, Lot 91 Cove Creek (MLS# 4793239) is for sale directly across the street, presenting a rare chance to own multiple properties in the same prime location. The Ridge Harbor lifestyle is all about convenience, recreation, & natural beauty. The community s privately owned marina offers boat slips for purchase or lease when available, while two private boat launches provide easy access to Lake Travis. Residents enjoy a large pool, tennis courts, and scenic waterfront park. With private water and sewer services, fiber internet, and underground utilities already in place, building here is a seamless process. Protective deed restrictions ensure long-term value, and there is no required timeline to begin construction, allowing you to plan at your own pace. Spicewood s appeal continues to grow, attracting homeowners and investors alike. The area offers a blend of Hill Country tranquility and convenience, with easy access to outdoor destinations like Muleshoe Bend Park and Krause Springs for hiking, biking, and camping. A private airstrip (88R), local wineries, golf courses, and boutique shopping add to the area's charm, while the future Thomas Ranch master-planned development is set to bring even more growth and opportunity to the region. With a low 1.34% tax rate, Ridge Harbor delivers the perfect combination of affordability, privacy, and lake lifestyle living. Don t miss the chance to build in one of Lake Travis s most desirable communities whether on a single lot or by securing multiple properties for added space and investment potential!
MLS# 6516503

Courtesy Of KWATX Broker LLC

(512) 448-4111

Property Features

  • Architecture Style
    Other
  • Lot Size
    0.37 Acres
  • View Type
    Hills, Lake

Map and Directions

Directions to 109 Cove Creek DR, Spicewood, TX 78669
1 miles
2 km
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $547
  • Property Taxes
    $36
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $583

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Spicewood Elementary School

Grades PK-5 Public School

Spicewood, TX 78669 3.1 miles
1005 spur 191

212 total students
11:1 Student teacher ratio

School Rating: B-

School Details

Marble Falls Middle School

Grades 6-8 Public School

Marble Falls, TX 78654 12.2 miles
1511 pony dr

902 total students
13:1 Student teacher ratio

School Rating: C-

School Details

Marble Falls High School

Grades 9-12 Public School

Marble Falls, TX 78654 10.9 miles
2101 mustang dr

1195 total students
13:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Spicewood, TX 78669

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Spicewood, TX 78669

This community’s employment is highest in the food and construction industries. The area’s overall household expenses are above the national average.

96° August
Hottest Average Month
37° January
Coldest Average Month
5,529 Total Households in Area
4.5% Increase in population since the year 2010
29.5%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Spicewood, TX 78669

Spicewood, TX 78669 has a population of 14,623 people in 5,529 households with a median age of 46.5 years old.

4.5%
Increase in population
since the year 2010
Population is Trending up
5,300
Total households as of 2010
6.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.5 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 80%
Hispanic 11%
Asian 5%
Other 3%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 80%, followed by Hispanic at 11%, Asian at 5%, and Other at 3%.

Economics
for Spicewood, TX 78669

105 /sq mi
Population Density
$117,634 /yr
Median Household Income
$564,063
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 22.71% of the households.

Transportation to Work

  • Drive 67%
  • Work from Home 32%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 5,023 76%
Vacant 1,056 16%
Rented 505 8%

White vs Blue Collar Jobs







White Collar 89%
Blue Collar 11%

Family & Education Facts
for Spicewood, TX 78669

46.5 Median Age

Average Household Size

2.6
persons per
household

73.9%

Married Households

Community Population By Education

Bachelors Degree 37%
Graduate Degree 22%
Some College 16%
High School Graduate 15%
Associates Degree 7%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 36.66% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.5% of households have children

Weather
for Spicewood, TX 78669

The weather for this area ranges from a high of 96° F in August to a low of 37° F in January

96° August
Hottest Average Month
37° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
37°
61°
Feb
40°
64°
Mar
47°
72°
Apr
55°
79°
May
63°
85°
Jun
69°
92°
Jul
72°
96°
Aug
71°
96°
Sep
66°
90°
Oct
56°
81°
Nov
46°
70°
Dec
39°
62°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 UnlockMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.