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109 Dolphin Rd, Mary Esther, FL 32569

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For Sale

$399,999

3 beds • 2 baths • 1,909 sqft

Estimated Payment

$ 2,054 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $209.53
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Welcome to your dream home in the heart of Mary Esther! This beautifully updated property offers an inviting blend of comfort, style, and functionality, with a location that puts you close to everything you love. The kitchen is a chef s paradise, featuring granite countertops, a convenient breakfast bar, elegant wood cabinets, and quality fixtures. Wood-look tile floors flow seamlessly through the foyer, kitchen, baths, and laundry room, adding warmth and durability throughout the home. The master bedroom is generously sized, and the tiled shower in the master bath adds a touch of everyday luxury. Step outside onto the expansive 10x20 back porch, perfect for morning coffee, evening relaxation, or entertaining guests. This home is perfectly situated just minutes from the stunning Emerald Coast beaches, where you can enjoy sun, sand, and surf. It s also close to outdoor activities like fishing, boating, and hiking, with convenient access to local dining, shopping, and entertainment options. Additionally, it s ideally located near Hurlburt Field and Eglin Air Force Base, making it an excellent choice for military personnel or those seeking an easy commute to local bases. As a bonus, this property is short-term rental friendly, making it a fantastic investment opportunity for those looking to generate income through vacation rentals or offer a comfortable retreat for travelers. Combining high-quality finishes with an unbeatable location, this home offers the perfect balance of comfort, convenience, and investment potential. Schedule your tour today and discover all the possibilities this Mary Esther gem has to offer!
MLS# 656121

Courtesy Of Florida Investment Group LLC dba Keller Williams Realty Gulf Coast

(850) 471-5000

Property Features

  • Age
    1-5 Years Old
  • Architecture Style
    Other

Map and Directions

Directions to 109 Dolphin Rd, Mary Esther, FL 32569

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(850) 678-5161
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,054
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,054

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Florosa Elementary School

Grades PK-5 Public School

Mary Esther, FL 32569 0.7 miles
1700 w highway 98

568 total students
15:1 Student teacher ratio

School Rating: A-

School Details

Max Bruner Junior Middle School

Grades 6-8 Public School

Fort Walton Beach, FL 32548 6.3 miles
322 holmes blvd nw

814 total students
20:1 Student teacher ratio

School Rating: C+

School Details

Fort Walton Beach High School

Grades 9-12 Public School

Fort Walton Beach, FL 32548 5.9 miles
400 hollywood blvd sw

1910 total students
22:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Okaloosa Academy 4.6 miles Public 4-12 F
Advanced Sacred Hope Academy 4.6 miles Private PK-5
Mary Esther Elementary School 4.9 miles Public PK-5 C+

Okaloosa Academy

Distance: 4.6 miles

Type Public

Grades: 4-12

F

Advanced Sacred Hope Academy

Distance: 4.6 miles

Type Private

Grades: PK-5

Mary Esther Elementary School

Distance: 4.9 miles

Type Public

Grades: PK-5

C+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Mary Esther, FL 32569

Tour the area

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Mary Esther, FL 32569

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
41° January
Coldest Average Month
5,366 Total Households in Area
2.1% Increase in population since the year 2010
22.8%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Mary Esther, FL 32569

Mary Esther, FL 32569 has a population of 12,224 people in 5,366 households with a median age of 36.8 years old.

2.1%
Increase in population
since the year 2010
Population is Trending up
4,942
Total households as of 2010
8.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 36.8 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 66%
Hispanic 11%
Black 10%
Asian 6%
Other 4%
Native American <1%
The most prevalent ethnicity is White at 66%, followed by Hispanic at 11%, Black at 10%, and Asian at 6%.

Economics
for Mary Esther, FL 32569

1,092 /sq mi
Population Density
$67,358 /yr
Median Household Income
$315,000
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 23.62% of the households.

Transportation to Work

  • Drive 96%
  • Work from Home 4%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 3,770 65%
Rented 1,596 27%
Vacant 461 8%

White vs Blue Collar Jobs







White Collar 74%
Blue Collar 26%

Family & Education Facts
for Mary Esther, FL 32569

36.8 Median Age

Average Household Size

2.3
persons per
household

55.1%

Married Households

Community Population By Education

Bachelors Degree 28%
High School Graduate 23%
Some College 20%
Graduate Degree 12%
Associates Degree 10%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 27.72% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.8% of households have children

Weather
for Mary Esther, FL 32569

The weather for this area ranges from a high of 90° F in July to a low of 41° F in January

90° July
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
60°
Feb
44°
64°
Mar
49°
69°
Apr
56°
76°
May
64°
83°
Jun
71°
88°
Jul
73°
90°
Aug
73°
90°
Sep
69°
87°
Oct
58°
79°
Nov
49°
70°
Dec
43°
63°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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tour with a
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There's more to learn about Mary Esther, FL 32569!
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Copyright © 2025 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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