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110 34th Avenue W, Spencer, IA 51301

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For Sale

$292,000

3 beds • 1 baths • 1,558 sqft

Estimated Payment

$ 1,565 /mo. †

6.85% APR for 30 yrs.
$408 in taxes
Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • $187.42
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout creates a warm & inclusive atmosphere, perfect for entertaining friends & family. The kitchen is a true highlight, boasting a walk-in pantry that provides ample storage for all your culinary needs. The master bedroom is a peaceful retreat, complete with an en-suite bathroom and a generous walk-in closet. With two additional bedrooms, this home provides plenty of space for a growing family or for those in need of a home office or guest rooms. The attached oversized 2-stall garage ensures convenient parking & storage. Don't miss the opportunity to make this house your dream home. Schedule a showing today and experience the perfect blend of modern design, functionality, & comfort! Westfield Clubhouse includes an entertaining area complete with a kitchen for you to enjoy with your friends and family or neighborhood gatherings. The basement will be used for storm shelter if needed. Street assessments have been paid in full and as an added bonus there is a 5 year tax abatement.
MLS# 240893

Courtesy Of Northwest Iowa Realty

(712) 580-4692

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Porch, Patio, Vaulted Ceiling, Ceiling Fan
  • Architecture Style
    Contemporary
  • Heating System
    Forced Air
  • Lot Size
    0.14 Acres

Map and Directions

Directions to 110 34th Avenue W, Spencer, IA 51301

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(712) 546-6833
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,531
  • Property Taxes
    $34
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,565

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Johnson Elementary School

Grades PK-1 Public School

Spencer, IA 51301 1.9 miles
724 w 9th st

389 total students
12:1 Student teacher ratio

School Details

Fairview Park Elementary School

Grades 2-3 Public School

Spencer, IA 51301 2.9 miles
1508 5th ave e

297 total students
13:1 Student teacher ratio

School Details

Lincoln Elementary School

Grades 4-5 Public School

Spencer, IA 51301 2.2 miles
615 4th ave sw

253 total students
12:1 Student teacher ratio

School Rating: C+

School Details

Spencer Middle School

Grades 7-8 Public School

Spencer, IA 51301 3.3 miles
1400 10th ave e

526 total students
17:1 Student teacher ratio

School Rating: B-

School Details

Spencer High School

Grades 9-12 Public School

Spencer, IA 51301 3 miles
800 e 3rd st

709 total students
17:1 Student teacher ratio

School Rating: B+

School Details
Other Nearby Schools Distance Type Grades School Rating
Sacred Heart School 2.1 miles Private KG-6
Iowa Great Lakes Lutheran School 3.6 miles Private KG-6

Sacred Heart School

Distance: 2.1 miles

Type Private

Grades: KG-6

Iowa Great Lakes Lutheran School

Distance: 3.6 miles

Type Private

Grades: KG-6

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Spencer, IA 51301

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Spencer, IA 51301

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

85° July
Hottest Average Month
5° January
Coldest Average Month
5,767 Total Households in Area
1% Increase in population since the year 2010
26.2%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Spencer, IA 51301

Spencer, IA 51301 has a population of 12,761 people in 5,767 households with a median age of 42.4 years old.

1%
Increase in population
since the year 2010
Population is Trending up
5,604
Total households as of 2010
4.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.4 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 5%
Other 2%
Asian <1%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 5%, Other at 2%, and Asian at <1%.

Economics
for Spencer, IA 51301

81 /sq mi
Population Density
$54,692 /yr
Median Household Income
$173,000
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.06% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 9%
  • Walk or Bike 5%
  • Public Transit 1%

Occupancy by Type

Owned 3,832 60%
Rented 1,935 30%
Vacant 639 10%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Spencer, IA 51301

42.4 Median Age

Average Household Size

2.2
persons per
household

41%

Married Households

Community Population By Education

High School Graduate 32%
Some College 23%
Bachelors Degree 18%
Associates Degree 14%
Graduate Degree 8%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.49% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26.2% of households have children

Weather
for Spencer, IA 51301

The weather for this area ranges from a high of 85° F in July to a low of 5° F in January

85° July
Hottest Average Month
5° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
5°
25°
Feb
10°
30°
Mar
22°
42°
Apr
35°
59°
May
47°
71°
Jun
57°
80°
Jul
61°
85°
Aug
59°
83°
Sep
50°
74°
Oct
38°
63°
Nov
24°
43°
Dec
12°
30°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Spencer, IA 51301!
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Copyright © 2025 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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