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1105 Baldwin Rowe Circle 1105, Panama City, FL 32405

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For Sale

$245,000

2 beds • 2 baths • 1 half baths • 1,562 sqft

Estimated Payment

$ 1,479 /mo. †

6.76% APR for 30 yrs.
$2,477 in taxes
Change Loan Terms

  • Single Family Attached
    Property type

  • $156.85
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

This charming 2 bedroom 2 bath townhome offers a lovely view of the community pond. It has ample living space with an open living/dining room downstairs as well as a media/office space upstairs. The new roof was installed in 2019 after Hurricane Michael, Water heater is within 5 years of age. This home has 2 HVAC units. The compressor and intake for the upstairs was replaced recently.
MLS# 767948

Courtesy Of Beachy Beach Real Estate

(850) 527-5651

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Porch, Ceiling Fan
  • Appliances
    Dishwasher, Microwave, Oven, Range, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Vinyl Siding
  • Heating System
    Central Furnace
  • Lot Size
    0.03 Acres
  • Rooms
    Family Room, Living Room

Map and Directions

Directions to 1105 Baldwin Rowe Circle 1105, Panama City, FL 32405

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,273
  • Property Taxes
    $206
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,479

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Hiland Park Elementary School

Grades KG-5 Public School

Panama City, FL 32405 1.4 miles
2507 e baldwin rd

494 total students
18:1 Student teacher ratio

School Rating: D

School Details

Mowat Middle School

Grades 6-8 Public School

Lynn Haven, FL 32444 1.7 miles
1903 w highway 390

777 total students
18:1 Student teacher ratio

School Rating: C+

School Details

A Crawford Mosley High School

Grades 9-12 Public School

Lynn Haven, FL 32444 0.7 miles
501 mosley dr

1784 total students
23:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
New Horizons Learning Center 0.5 miles Public 6-12
The Northwest Florida Academy 1 miles Private 1-11
Kaleidoscope School Of Discovery 1 miles Private KG-12
Panama City Advanced School 1.2 miles Private PK-12
Bay Haven Charter Academy 1.6 miles Public KG-5 B
Bay Haven Charter Middle School 1.6 miles Public 6-8 B
University Academy Sabl Inc 1.9 miles Public KG-8 A+
Northside Elementary School 2 miles Public PK-5 D+
Bay High School 2.4 miles Public 9-12 B-
Central Academy 2.4 miles Public 6-12
Central High School 2.4 miles Public 9-12 D-
Chautauqua Charter School 2.5 miles Public 9-12
Covenant Christian School 2.5 miles Private PK-12
Bay Virtual Instruction (course Offerings) 2.5 miles Public 9-12
Bay Virtual Franchise 2.5 miles Public KG-12 B-
Bay Virtual Instruction Program 2.5 miles Public KG-11
Bacot Academy 2.6 miles Private KG-11

New Horizons Learning Center

Distance: 0.5 miles

Type Public

Grades: 6-12

The Northwest Florida Academy

Distance: 1 miles

Type Private

Grades: 1-11

Kaleidoscope School Of Discovery

Distance: 1 miles

Type Private

Grades: KG-12

Panama City Advanced School

Distance: 1.2 miles

Type Private

Grades: PK-12

Bay Haven Charter Academy

Distance: 1.6 miles

Type Public

Grades: KG-5

B

Bay Haven Charter Middle School

Distance: 1.6 miles

Type Public

Grades: 6-8

B

University Academy Sabl Inc

Distance: 1.9 miles

Type Public

Grades: KG-8

A+

Northside Elementary School

Distance: 2 miles

Type Public

Grades: PK-5

D+

Bay High School

Distance: 2.4 miles

Type Public

Grades: 9-12

B-

Central Academy

Distance: 2.4 miles

Type Public

Grades: 6-12

Central High School

Distance: 2.4 miles

Type Public

Grades: 9-12

D-

Chautauqua Charter School

Distance: 2.5 miles

Type Public

Grades: 9-12

Covenant Christian School

Distance: 2.5 miles

Type Private

Grades: PK-12

Bay Virtual Instruction (course Offerings)

Distance: 2.5 miles

Type Public

Grades: 9-12

Bay Virtual Franchise

Distance: 2.5 miles

Type Public

Grades: KG-12

B-

Bay Virtual Instruction Program

Distance: 2.5 miles

Type Public

Grades: KG-11

Bacot Academy

Distance: 2.6 miles

Type Private

Grades: KG-11

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panama City, FL 32405

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Panama City, FL 32405

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
42° January
Coldest Average Month
11,928 Total Households in Area
6.6% Increase in population since the year 2010
35%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panama City, FL 32405

Panama City, FL 32405 has a population of 29,333 people in 11,928 households with a median age of 38.7 years old.

6.6%
Increase in population
since the year 2010
Population is Trending up
10,641
Total households as of 2010
9.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 38.7 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 67%
Black 13%
Hispanic 12%
Other 6%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 67%, followed by Black at 13%, Hispanic at 12%, and Other at 6%.

Economics
for Panama City, FL 32405

1,460 /sq mi
Population Density
$65,067 /yr
Median Household Income
$310,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.45% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 6%
  • Walk or Bike 1%
  • Public Transit 1%

Occupancy by Type

Owned 7,661 55%
Rented 4,266 31%
Vacant 1,954 14%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 23%

Family & Education Facts
for Panama City, FL 32405

38.7 Median Age

Average Household Size

2.4
persons per
household

46%

Married Households

Community Population By Education

High School Graduate 26%
Some College 24%
Bachelors Degree 18%
Associates Degree 12%
Graduate Degree 11%
Some High School 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.68% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
35.1% of households have children

Weather
for Panama City, FL 32405

The weather for this area ranges from a high of 90° F in July to a low of 42° F in January

90° July
Hottest Average Month
42° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
42°
63°
Feb
45°
65°
Mar
51°
71°
Apr
57°
77°
May
64°
84°
Jun
71°
89°
Jul
73°
90°
Aug
73°
90°
Sep
70°
88°
Oct
59°
80°
Nov
50°
72°
Dec
44°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Panama City, FL 32405!
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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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