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1124 Smith Ln., Monticello, MS 39654

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For Sale

$89,000

3 beds • 1 baths • 1 half baths • 1,717 sqft

Estimated Payment

$ 557 /mo. †

6.76% APR for 30 yrs.
$1,136 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $51.83
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Are you looking for a project home in the city limits of Monticello? Here is your chance!! This 3 bedroom ,1.5 bathroom home is located 5 minutes from the Lawrence County hospital and the heart of town. This home features large windows for natural light, an oversized living room to entertain guests and a nice open backyard. This home might be exactly what you are looking for to add to your investor portfolio.
MLS# 141009

Courtesy Of United Country-Southern States Realty

(601) 250-0017

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Ceiling Fan
  • Appliances
    Cooktop, Cooktop - Electric, Refrigerator
  • Architecture Style
    Ranch
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Brick, Wood Siding
  • Heating System
    Central Furnace
  • Lot Size
    0.29 Acres

Map and Directions

Directions to 1124 Smith Ln., Monticello, MS 39654

Home seller CENTURY 21 Alliance

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Alliance

(601) 255-5131
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $462
  • Property Taxes
    $94
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $557

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Monticello Elementary School

Grades KG-4 Public School

Monticello, MS 39654 0.2 miles
957 mcpherson dr

343 total students
13:1 Student teacher ratio

School Details

Rod Paige Middle School

Grades 5-8 Public School

Monticello, MS 39654 1.4 miles
1570 w broad st

320 total students
12:1 Student teacher ratio

School Details

Lawrence County High School

Grades 9-12 Public School

Monticello, MS 39654 0.3 miles
713 thomas e jolly dr

547 total students
17:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Lawrence County Tech & Career Center 0.2 miles Public 9-12

Lawrence County Tech & Career Center

Distance: 0.2 miles

Type Public

Grades: 9-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Monticello, MS 39654

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Monticello, MS 39654

This community’s employment is highest in the production occupations and sales industries. The area’s overall household expenses are below the national average.

92° July
Hottest Average Month
37° January
Coldest Average Month
2,097 Total Households in Area
-2% Increase in population since the year 2010
32.4%
of households
have children
34 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Monticello, MS 39654

Monticello, MS 39654 has a population of 5,264 people in 2,097 households with a median age of 41.1 years old.

-2%
Decrease in population
since the year 2010
Population is Trending down
2,140
Total households as of 2010
-0.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 41.1 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 66%
Black 30%
Hispanic 2%
Other <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 66%, followed by Black at 30%, Hispanic at 2%, and Other at 1%.

Economics
for Monticello, MS 39654

34 /sq mi
Population Density
$44,428 /yr
Median Household Income
$0
Median Sales Price
34 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 18.36% of the households.

Transportation to Work

  • Drive 96%
  • Walk or Bike 2%
  • Work from Home 1%
  • Public Transit 0%

Occupancy by Type

Owned 1,610 65%
Rented 487 20%
Vacant 390 16%

White vs Blue Collar Jobs







White Collar 58%
Blue Collar 42%

Family & Education Facts
for Monticello, MS 39654

41.1 Median Age

Average Household Size

2.5
persons per
household

50.6%

Married Households

Community Population By Education

High School Graduate 37%
Some High School 20%
Some College 15%
Associates Degree 11%
Graduate Degree 10%
Bachelors Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 37.4% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
32.3% of households have children

Weather
for Monticello, MS 39654

The weather for this area ranges from a high of 92° F in July to a low of 37° F in January

92° July
Hottest Average Month
37° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
37°
59°
Feb
39°
63°
Mar
46°
71°
Apr
53°
78°
May
60°
84°
Jun
67°
90°
Jul
70°
92°
Aug
69°
92°
Sep
64°
88°
Oct
52°
80°
Nov
43°
69°
Dec
38°
62°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Monticello, MS 39654!
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An Equal Opportunity Company

Copyright © 2025 Southwest Mississippi Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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