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11364 Upper Bay Ln, Woodruff, WI 54568

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For Sale

$495,000

2 beds • 1 baths • 828 sqft

Estimated Payment

$ 2,764 /mo. †

6.85% APR for 30 yrs.
$2,025 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $597.83
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Charming year-round A-Frame home on Towanda Lake in Arbor Vitae on 3 acres of land! The lot boasts a quiet, wooded setting with an elevated view of Towanda lake and 150' of sand frontage. Updated and well-kept home features a 2 bedroom, 1 bathroom layout across 828 finished sqft of space. Towering great room ceilings provide amazing natural light and a great view of the lake. The home features forced/central air, private well/septic, a whole house generator, and wood burning stove. Relax on the covered deck, lakeside open deck, or in the screened in porch to enjoy the beauty of the surrounding pines and hardwoods. Recent updates include: New well, central air, generator, flooring/appliances, rebuilt furnace, and great room/bathroom windows. Property includes a two-car detached garage (24'x24') with additional workshop space (7'x14') as well as a storage shed. All character, no hassle with this one... Come experience Northwoods lakeside living at its finest!
MLS# 210478

Courtesy Of Redman Realty Group, LLC

(715) 358-0450

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Dock, Water Front
  • Architecture Style
    A Frame
  • Exterior Type
    Wood Siding
  • Floor Covering
    Carpet, Tile
  • Lot Size
    3.07 Acres
  • Rooms
    Great Room, Kitchen
  • View Type
    Water

Map and Directions

Directions to 11364 Upper Bay Ln, Woodruff, WI 54568

Home seller CENTURY 21 Pierce Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Pierce Realty

(715) 476-2111
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,595
  • Property Taxes
    $168
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,764

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Arbor Vitae-woodruff Elementary School

Grades PK-8 Public School

Woodruff, WI 54568 1.2 miles
11065 n old highway 51 rd

530 total students
13:1 Student teacher ratio

School Rating: B

School Details

Lakeland High School

Grades 9-12 Public School

Minocqua, WI 54548 3.5 miles
9573 state highway 70

713 total students
14:1 Student teacher ratio

School Rating: D+

School Details
Other Nearby Schools Distance Type Grades School Rating
Lakeland Star Academy (lsa) 3.5 miles Public 9-12 F
Trinity Lutheran School 3.5 miles Private PK-8
Lakeland Star School--strong Talented Adventurous Remarkable 3.6 miles Public 7-8

Lakeland Star Academy (lsa)

Distance: 3.5 miles

Type Public

Grades: 9-12

F

Trinity Lutheran School

Distance: 3.5 miles

Type Private

Grades: PK-8

Lakeland Star School--strong Talented Adventurous Remarkable

Distance: 3.6 miles

Type Public

Grades: 7-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Woodruff, WI 54568

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Woodruff, WI 54568

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

78° July
Hottest Average Month
0° January
Coldest Average Month
2,733 Total Households in Area
5.8% Increase in population since the year 2010
22.7%
of households
have children
14 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Woodruff, WI 54568

Woodruff, WI 54568 has a population of 5,528 people in 2,733 households with a median age of 53.5 years old.

5.8%
Increase in population
since the year 2010
Population is Trending up
2,571
Total households as of 2010
3.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 92%
Native American 2%
Hispanic 2%
Asian <1%
Other <1%
Black <1%
The most prevalent ethnicity is White at 92%, followed by Native American at 2%, Hispanic at 2%, and Asian at <1%.

Economics
for Woodruff, WI 54568

61 /sq mi
Population Density
$71,471 /yr
Median Household Income
$300,000
Median Sales Price
14 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 16.41% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 5%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 2,265 50%
Vacant 1,755 39%
Rented 468 10%

White vs Blue Collar Jobs







White Collar 75%
Blue Collar 25%

Family & Education Facts
for Woodruff, WI 54568

53.5 Median Age

Average Household Size

2
persons per
household

53.9%

Married Households

Community Population By Education

High School Graduate 29%
Some College 24%
Bachelors Degree 18%
Graduate Degree 14%
Associates Degree 10%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.89% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.7% of households have children

Weather
for Woodruff, WI 54568

The weather for this area ranges from a high of 78° F in July to a low of 0° F in January

78° July
Hottest Average Month
0° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
0°
21°
Feb
2°
26°
Mar
13°
36°
Apr
28°
51°
May
40°
66°
Jun
50°
74°
Jul
54°
78°
Aug
53°
75°
Sep
45°
66°
Oct
34°
55°
Nov
21°
37°
Dec
7°
25°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northwoods Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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