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115 Jefferson St, Celina, TN 38551

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For Sale

$189,000

3 beds • 2 baths • 1,008 sqft

Estimated Payment

$ 969 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $187.50
    Price per square foot

  • 41-50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

8-10 miles to beautiful Dale Hollow lake, Approximately one mile from downtown square. Roof replaced approximately four years ago when the current owners bought the property. Central air and heat pump and replaced approximately two years ago. Does have an assumable mortgage. 1008 square foot on the main floor with two bedrooms and a bathroom and downstairs in the basement approximately 800 usable square foot with full bedroom with closet, window and bathroom. Beautiful home it's a must come see for yourself!
MLS# 231697

Courtesy Of Keller Williams Realty DBA Cookeville RE Company

(931) 400-2008

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Deck
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water - Softener
  • Architecture Style
    Other
  • Exterior Type
    Brick, Vinyl Siding
  • Heating System
    Central Furnace, Heat Pump
  • Rooms
    Basement

Map and Directions

Directions to 115 Jefferson St, Celina, TN 38551

Home seller CENTURY 21 Prestige

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CENTURY 21 Prestige

(931) 967-4321
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $969
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $969

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Celina K-8

Grades PK-8 Public School

Celina, TN 38551 0.6 miles
1324 mitchell st

553 total students
15:1 Student teacher ratio

School Rating: C

School Details

Hermitage Springs Elementary School

Grades PK-8 Public School

Red Boiling Springs, TN 37150 15.8 miles
17580 clay county hwy

206 total students
11:1 Student teacher ratio

School Rating: C-

School Details

Clay County Adult High School

Grades 9-12 Public School

Celina, TN 38551 0.4 miles
520 brown st

School Details

Clay County High School

Grades 9-12 Public School

Celina, TN 38551 1.5 miles
860 clay county hwy

336 total students
15:1 Student teacher ratio

School Rating: B-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Celina, TN 38551

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Celina, TN 38551

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are below the national average.

89° July
Hottest Average Month
25° January
Coldest Average Month
1,611 Total Households in Area
1.9% Increase in population since the year 2010
29.9%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Celina, TN 38551

Celina, TN 38551 has a population of 3,597 people in 1,611 households with a median age of 48.5 years old.

1.9%
Increase in population
since the year 2010
Population is Trending up
1,550
Total households as of 2010
1.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 48.5 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 95%
Black 2%
Hispanic 1%
Native American <1%
Other <1%
Asian <1%
The most prevalent ethnicity is White at 95%, followed by Black at 2%, Hispanic at 1%, and Native American at <1%.

Economics
for Celina, TN 38551

34 /sq mi
Population Density
$32,910 /yr
Median Household Income
$134,750
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 24.73% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 4%
  • Walk or Bike 4%
  • Public Transit 1%

Occupancy by Type

Owned 1,094 56%
Rented 516 26%
Vacant 347 18%

White vs Blue Collar Jobs







White Collar 59%
Blue Collar 41%

Family & Education Facts
for Celina, TN 38551

48.5 Median Age

Average Household Size

2.2
persons per
household

51%

Married Households

Community Population By Education

High School Graduate 45%
Some High School 23%
Some College 16%
Bachelors Degree 7%
Associates Degree 5%
Graduate Degree 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 44.72% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.8% of households have children

Weather
for Celina, TN 38551

The weather for this area ranges from a high of 89° F in July to a low of 25° F in January

89° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
46°
Feb
28°
51°
Mar
35°
60°
Apr
44°
70°
May
52°
78°
Jun
61°
85°
Jul
65°
89°
Aug
63°
88°
Sep
57°
82°
Oct
44°
72°
Nov
36°
60°
Dec
29°
50°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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