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115 Main Street, Westerly, RI 02891

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For Sale
Sale Pending

$395,000

2 beds • 1 baths • 880 sqft

Estimated Payment

$ 2,243 /mo. †

6.65% APR for 30 yrs.
$2,573 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $448.86
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

Welcome to 115 Main Street, Downtown Westerly, the perfect condo alternative. This newer house has all modern amenities and is an excellent opportunity to own a home in downtown Westerly. The first floor offers a large garage, laundry room, and storage space. The second floor offers two bedrooms and one bath with an open kitchen and living room, allowing natural light and beautiful river views. Enjoy a stroll through downtown Westerly for great restaurants, Wilcox Park, and many local shops. With easy access to the train station and halfway between Boston & New York, traveling is a breeze. This home is also located a few miles from Historic Watch Hill and other local area beaches.
MLS# 1371295

Courtesy Of Ocean Front Homes

(401) 212-6262

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Attic
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Laminate
  • Heating System
    Forced Air
  • Lot Size
    0.02 Acres

Map and Directions

Directions to 115 Main Street, Westerly, RI 02891

Home seller CENTURY 21 Guardian Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Guardian Realty

(401) 515-5531
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,029
  • Property Taxes
    $214
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,243

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Westerly Middle School

Grades 5-8 Public School

Westerly, RI 02891 2.9 miles
10 sandy hill rd

774 total students
12:1 Student teacher ratio

School Rating: A-

School Details

State Street Elementary School

Grades KG-4 Public School

Westerly, RI 02891 0.8 miles
35 state st

268 total students
12:1 Student teacher ratio

School Rating: A

School Details

Westerly High School

Grades 9-12 Public School

Westerly, RI 02891 0.6 miles
23 ward ave

743 total students
10:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
St Michael School 0.3 miles Private PK-8
West Vine Street Elementary School 0.9 miles Public KG-5 A-
Stonington High School 1.6 miles Public 9-12 B+
Springbrook Elementary School 1.9 miles Public KG-4 B-
Pine Point School 3.3 miles Private PK-9
Dunn's Corners Elementary School 3.5 miles Public KG-4 B+
North Stonington Christian Academy 3.7 miles Private PK-12
Ashway Elementary School 3.8 miles Public KG-4 A
Dean's Mill Elementary School 4.9 miles Public KG-5 A
North Stonington Elementary School 5.3 miles Public PK-6 A-
Wheeler High School 5.3 miles Public 9-12 A-

St Michael School

Distance: 0.3 miles

Type Private

Grades: PK-8

West Vine Street Elementary School

Distance: 0.9 miles

Type Public

Grades: KG-5

A-

Stonington High School

Distance: 1.6 miles

Type Public

Grades: 9-12

B+

Springbrook Elementary School

Distance: 1.9 miles

Type Public

Grades: KG-4

B-

Pine Point School

Distance: 3.3 miles

Type Private

Grades: PK-9

Dunn's Corners Elementary School

Distance: 3.5 miles

Type Public

Grades: KG-4

B+

North Stonington Christian Academy

Distance: 3.7 miles

Type Private

Grades: PK-12

Ashway Elementary School

Distance: 3.8 miles

Type Public

Grades: KG-4

A

Dean's Mill Elementary School

Distance: 4.9 miles

Type Public

Grades: KG-5

A

North Stonington Elementary School

Distance: 5.3 miles

Type Public

Grades: PK-6

A-

Wheeler High School

Distance: 5.3 miles

Type Public

Grades: 9-12

A-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Westerly, RI 02891

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Westerly, RI 02891

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

79° July
Hottest Average Month
22° January
Coldest Average Month
9,439 Total Households in Area
0.4% Increase in population since the year 2010
18.9%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Westerly, RI 02891

Westerly, RI 02891 has a population of 21,717 people in 9,439 households with a median age of 49.9 years old.

0.4%
Increase in population
since the year 2010
Population is Trending up
9,670
Total households as of 2010
1.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 49.9 years old. The smallest percentage group is 55-64 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 88%
Hispanic 5%
Asian 3%
Other 1%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 88%, followed by Hispanic at 5%, Asian at 3%, and Other at 1%.

Economics
for Westerly, RI 02891

705 /sq mi
Population Density
$90,869 /yr
Median Household Income
$632,000
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.41% of the households.

Transportation to Work

  • Drive 87%
  • Work from Home 7%
  • Walk or Bike 4%
  • Public Transit 3%

Occupancy by Type

Owned 6,956 57%
Vacant 2,814 23%
Rented 2,483 20%

White vs Blue Collar Jobs







White Collar 80%
Blue Collar 20%

Family & Education Facts
for Westerly, RI 02891

49.9 Median Age

Average Household Size

2.3
persons per
household

48.5%

Married Households

Community Population By Education

High School Graduate 29%
Bachelors Degree 21%
Some College 18%
Graduate Degree 15%
Associates Degree 8%
Some High School 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 29.23% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19% of households have children

Weather
for Westerly, RI 02891

The weather for this area ranges from a high of 79° F in July to a low of 22° F in January

79° July
Hottest Average Month
22° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
22°
38°
Feb
23°
39°
Mar
30°
46°
Apr
38°
55°
May
47°
65°
Jun
57°
74°
Jul
63°
79°
Aug
63°
78°
Sep
56°
72°
Oct
45°
63°
Nov
37°
53°
Dec
27°
42°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 State Wide MLS of Rhode Island, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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