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1175 Cardnal Cove, Rutledge, TN 37861

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For Sale

$550,000

3 beds • 2 baths • 2,304 sqft

Estimated Payment

$ 2,958 /mo. †

6.76% APR for 30 yrs.
$1,211 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • $238.72
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

1 of a kind opportunity! Live the lake life w/ your own deeded island! Set on over 2 acres of serene land along the picturesque shores of Lake Cherokee, this property offers endless possibilities. Whether you're seeking a private retreat or an exceptional investment opportunity, this home delivers it all. With no restrictions in the area, the potential is extraordinary. With water & marina views from nearly every room in the house, this is a dream opportunity for those with a vision. Don't miss this rare opportunity to own a piece of East Tennessee paradise!
MLS# 1288458

Courtesy Of eXp Realty LLC

8885195113101

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Porch, Patio, Water Front
  • Appliances
    Range, Refrigerator
  • Architecture Style
    Contemporary
  • Exterior Type
    Block, Stone
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Laminate, Parquet Wood, Tile
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    2.4 Acres
  • View Type
    Lake, Mountain

Map and Directions

Directions to 1175 Cardnal Cove, Rutledge, TN 37861

Home seller CENTURY 21 Legacy

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(865) 966-2121
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,857
  • Property Taxes
    $100
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,958

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Rutledge Primary School

Grades PK-1 Public School

Rutledge, TN 37861 5.5 miles
470 water st

146 total students
12:1 Student teacher ratio

School Details

Rutledge Elementary School

Grades 2-6 Public School

Rutledge, TN 37861 6.8 miles
7480 rutledge pike

358 total students
15:1 Student teacher ratio

School Rating: C

School Details

Rutledge Middle School

Grades 7-8 Public School

Rutledge, TN 37861 6.9 miles
140 pioneer dr

448 total students
19:1 Student teacher ratio

School Rating: C-

School Details

Grainger High School

Grades 9-12 Public School

Rutledge, TN 37861 3.5 miles
2201 highway 11w s

897 total students
18:1 Student teacher ratio

School Rating: C

School Details

Grainger County Adult High School

Grades 12 Public School

Rutledge, TN 37861 6.2 miles
7850 rutledge pike

6 total students

School Details

Grainger Academy

Grades 12 Public School

Rutledge, TN 37861 6.8 miles
232 pioneer dr

13 total students
9:1 Student teacher ratio

School Rating: F

School Details
Other Nearby Schools Distance Type Grades School Rating
Manley Elementary School 5.6 miles Public PK-5 C+
Bean Station Elementary School 5.9 miles Public PK-6 B-

Manley Elementary School

Distance: 5.6 miles

Type Public

Grades: PK-5

C+

Bean Station Elementary School

Distance: 5.9 miles

Type Public

Grades: PK-6

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Rutledge, TN 37861

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Rutledge, TN 37861

This community’s employment is highest in the construction and production occupations industries. The area’s overall household expenses are below the national average.

87° July
Hottest Average Month
27° January
Coldest Average Month
3,793 Total Households in Area
4.1% Increase in population since the year 2010
23.2%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Rutledge, TN 37861

Rutledge, TN 37861 has a population of 9,418 people in 3,793 households with a median age of 45.9 years old.

4.1%
Increase in population
since the year 2010
Population is Trending up
3,706
Total households as of 2010
2.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.9 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Hispanic 6%
Other 3%
Black <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 90%, followed by Hispanic at 6%, Other at 3%, and Black at <1%.

Economics
for Rutledge, TN 37861

87 /sq mi
Population Density
$50,135 /yr
Median Household Income
$242,450
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 17.58% of the households.

Transportation to Work

  • Drive 87%
  • Work from Home 11%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 2,927 64%
Rented 867 19%
Vacant 752 17%

White vs Blue Collar Jobs







White Collar 56%
Blue Collar 44%

Family & Education Facts
for Rutledge, TN 37861

45.9 Median Age

Average Household Size

2.4
persons per
household

54.3%

Married Households

Community Population By Education

High School Graduate 39%
Some College 23%
Some High School 20%
Bachelors Degree 7%
Associates Degree 7%
Graduate Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 38.9% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
23.2% of households have children

Weather
for Rutledge, TN 37861

The weather for this area ranges from a high of 87° F in July to a low of 27° F in January

87° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
47°
Feb
29°
51°
Mar
36°
60°
Apr
44°
70°
May
52°
77°
Jun
61°
84°
Jul
65°
87°
Aug
64°
86°
Sep
57°
82°
Oct
45°
71°
Nov
35°
59°
Dec
29°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Rutledge, TN 37861!
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Copyright © 2025 East Tennessee Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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