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12 MAIN Street, Urbana, NY 14840

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For Sale

$195,000

4 beds • 2 baths • 2,618 sqft

Estimated Payment

$ 1,378 /mo. †

6.67% APR for 30 yrs.
$4,493 in taxes
Change Loan Terms

  • Single Family Attached
    Property type

  • $74.48
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

This home survived its second delayed closing. To answer everyone's questions, this home was under contract in a week. After a month to get the septic test which failed, and then 2 months to get a new approved plan and 2 more months getting the new septic installed, it is back on the market with a Brand New $15,000 septic . This home has 2 nice apartments on the first level. Rent one and keep the other as your vacation home. Listing agent is related to the seller.
MLS# EC278195

Courtesy Of RealtyUSA.com

(607) 936-4663

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Cable Ready
  • Appliances
    Cooktop, Dryer, Oven, Range, Refrigerator
  • Architecture Style
    Ranch
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Laminate
  • Heating System
    Fireplace
  • Lot Size
    0.33 Acres

Map and Directions

Directions to 12 MAIN Street, Urbana, NY 14840

Home seller CENTURY 21 Steve Davoli Real Estate

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CENTURY 21 Steve Davoli Real Estate

(315) 789-4569
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,004
  • Property Taxes
    $374
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,378

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Glenn H Curtiss Memorial School

Grades KG-6 Public School

Hammondsport, NY 14840 0.2 miles
8272 main street ext

200 total students
8:1 Student teacher ratio

School Rating: B-

School Details

Hammondsport Junior-senior High School

Grades 7-12 Public School

Hammondsport, NY 14840 0.2 miles
8272 main street ext

188 total students
8:1 Student teacher ratio

School Rating: B-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Urbana, NY 14840

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Urbana, NY 14840

This community’s employment is highest in the production occupations and food industries. The area’s overall household expenses are above the national average.

80° July
Hottest Average Month
14° January
Coldest Average Month
1,119 Total Households in Area
-0.6% Increase in population since the year 2010
16.4%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Urbana, NY 14840

Urbana, NY 14840 has a population of 2,456 people in 1,119 households with a median age of 54.6 years old.

-0.6%
Decrease in population
since the year 2010
Population is Trending down
1,155
Total households as of 2010
0.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 54.6 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 93%
Hispanic 1%
Other <1%
Black <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 93%, followed by Hispanic at 1%, Other at <1%, and Black at <1%.

Economics
for Urbana, NY 14840

42 /sq mi
Population Density
$70,811 /yr
Median Household Income
$413,000
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 24.23% of the households.

Transportation to Work

  • Drive 80%
  • Work from Home 15%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 1,001 48%
Vacant 952 46%
Rented 119 6%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Urbana, NY 14840

54.6 Median Age

Average Household Size

2.1
persons per
household

57.8%

Married Households

Community Population By Education

High School Graduate 29%
Bachelors Degree 18%
Associates Degree 16%
Graduate Degree 15%
Some College 14%
Some High School 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.64% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
16.4% of households have children

Weather
for Urbana, NY 14840

The weather for this area ranges from a high of 80° F in July to a low of 14° F in January

80° July
Hottest Average Month
14° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
14°
32°
Feb
14°
34°
Mar
23°
43°
Apr
33°
56°
May
43°
67°
Jun
52°
76°
Jul
57°
80°
Aug
55°
78°
Sep
48°
71°
Oct
38°
60°
Nov
30°
47°
Dec
20°
36°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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