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120 W 4th Street, Spencer, IA 51301

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For Sale

$217,500

4 beds • 1 baths • 2 half baths • 3,904 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $55.71
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to this charming 1911 1.5-story home, ideally situated in a unique Central Business District that offers both residential and business opportunities. This property features an easy access ramp and has preserved much of its original millwork and flooring, showcasing the character and charm of the era. Inside, you'll find four spacious bedrooms, with a potential fifth bedroom or office space, along with three bathrooms and two dining rooms. The inviting front entryway leads to 2,420 square feet of thoughtfully designed living space across the main and second floors. The basement has been recently mitigated from flooding and includes an egress window, potential family room, second kitchen, and additional laundry hookups, as well as a fourth bathroom. An attached two-car garage with paved alley access features 11-foot walls accommodating a 10' x 18' garage door, in-floor heating, a floor drain, and the convenience of the fourth bathroom. Don t miss the list of updates available in the documents schedule your viewing today to experience this property for yourself. This property is being offered "As Is"
MLS# 241285

Courtesy Of Hinn Real Estate

(712) 336-1240

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Dock, Porch, Patio
  • Architecture Style
    Other
  • Heating System
    Forced Air
  • Lot Size
    0.25 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 120 W 4th Street, Spencer, IA 51301

Home seller CENTURY 21 ProLink

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 ProLink

(712) 546-6833
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Monthly Payment Breakdown

  • Principle and Interest
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  • Hazard Insurance
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2024 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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