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12098 McCrearys Ridge Road, Florence, IN 47020

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For Sale
Sale Pending

$125,000

3 beds • 2 baths • 1,372 sqft

Estimated Payment

$ 649 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $91.11
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Your opportunity to own this 3 bedroom, 2 bath in the county for only $125,000. Master bedroom with adjoining bath has two walkin closets, shower and garden tub. All appliances: dishwasher, stove, refrigerator, washer/dryer are included. The home needs a little TLC and the seller is offering $2000 at closing for improvements. One floor living with attached garage for $125,000!!
MLS# 204354

Courtesy Of River Ridge, REALTORS

(812) 871-6640

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Vinyl Siding
  • Heating System
    Forced Air
  • Lot Size
    1.14 Acres

Map and Directions

Directions to 12098 McCrearys Ridge Road, Florence, IN 47020

Home seller CENTURY 21 River Valley Real Estate, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 River Valley Real Estate, Inc.

(812) 273-1234
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $649
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $649

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Switzerland County Elementary School

Grades PK-6 Public School

East Enterprise, IN 47019 0.7 miles
1390 hwy 250

400 total students
15:1 Student teacher ratio

School Rating: B-

School Details

Switzerland County Middle School

Grades 7-8 Public School

Vevay, IN 47043 9.9 miles
1004 w main st

254 total students
9:1 Student teacher ratio

School Rating: C

School Details

Switzerland County Senior High School

Grades 9-12 Public School

Vevay, IN 47043 10 miles
1020 w main st

407 total students
14:1 Student teacher ratio

School Rating: D+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Florence, IN 47020

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Florence, IN 47020

This community’s employment is highest in the building maintenance and food industries. The area’s overall household expenses are below the national average.

87° July
Hottest Average Month
22° January
Coldest Average Month
423 Total Households in Area
3.8% Increase in population since the year 2010
41.9%
of households
have children
44 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Florence, IN 47020

Florence, IN 47020 has a population of 1,143 people in 423 households with a median age of 38.3 years old.

3.8%
Increase in population
since the year 2010
Population is Trending up
408
Total households as of 2010
5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 38.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 75-84 years age range.

Community Population By Ethnicity

White 95%
Hispanic <1%
Native American <1%
Other <1%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 95%, followed by Hispanic at <1%, Native American at <1%, and Other at <1%.

Economics
for Florence, IN 47020

54 /sq mi
Population Density
$57,092 /yr
Median Household Income
$0
Median Sales Price
44 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 26.68% of the households.

Transportation to Work

  • Drive 99%
  • Walk or Bike 1%
  • Work from Home 1%
  • Public Transit 0%

Occupancy by Type

Owned 337 74%
Rented 86 19%
Vacant 34 7%

White vs Blue Collar Jobs







Blue Collar 55%
White Collar 45%

Family & Education Facts
for Florence, IN 47020

38.3 Median Age

Average Household Size

2.7
persons per
household

41.1%

Married Households

Community Population By Education

High School Graduate 60%
Some College 23%
Some High School 8%
Bachelors Degree 6%
Associates Degree 1%
Graduate Degree <1%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 60.16% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
41.9% of households have children

Weather
for Florence, IN 47020

The weather for this area ranges from a high of 87° F in July to a low of 22° F in January

87° July
Hottest Average Month
22° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
22°
40°
Feb
24°
44°
Mar
32°
54°
Apr
42°
66°
May
52°
75°
Jun
61°
83°
Jul
65°
87°
Aug
63°
86°
Sep
56°
80°
Oct
44°
68°
Nov
35°
55°
Dec
26°
43°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Florence, IN 47020!
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An Equal Opportunity Company

Copyright © 2025 Southeastern Indiana Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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