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125 Surf WAY 343, Monterey, CA 93940

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For Sale

$715,000

1 beds • 1 baths • 513 sqft

Estimated Payment

$ 3,672 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Condominium
    Property type

  • $1,393.76
    Price per square foot

  • Over 50 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Welcome to the single level 1-bedroom, 1-bathroom condo with partial views of the Monterey Bay and city lights! This unit is ideally located with easy access to the beach and has natural lighting and a private balcony to enjoy the views. There is covered parking in front of the unit. Just steps away from the beach, the ocean Harbor complex has a heated pool, fitness room, sauna, club and game rooms. This place is close to Monterey's best attractions, restaurants and shopping. An easy walk to Fisherman's Wharf and Cannery Row along the Recreation Trail from the beach. This is Coastal Living at it's best!
MLS# ML81988725

Courtesy Of Compass

(831) 318-0150

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Pool
  • Appliances
    Cooktop, Cooktop - Electric
  • Architecture Style
    Other
  • Cooling System
    None
  • Rooms
    Dining Room, Family Room, Kitchen

Map and Directions

Directions to 125 Surf WAY 343, Monterey, CA 93940

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,672
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,672

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Foothill Elementary School

Grades KG-5 Public School

Monterey, CA 93940 2 miles
1700 via casoli

248 total students
20:1 Student teacher ratio

School Details

Walter Colton

Grades 6-8 Public School

Monterey, CA 93940 2.7 miles
100 toda vis

509 total students
20:1 Student teacher ratio

School Details

Monterey High School

Grades 9-12 Public School

Monterey, CA 93940 2.1 miles
101 herrmann dr

1292 total students
20:1 Student teacher ratio

School Rating: A

School Details
Other Nearby Schools Distance Type Grades School Rating
Bay View Academy 0.3 miles Public KG-8 B-
Santa Catalina School 0.9 miles Private PK-12
Monterey Bay Christian School 1.4 miles Private PK-12
San Carlos School 1.5 miles Private KG-8
Del Rey Woods Elementary School 1.6 miles Public KG-5 D+
Seaside Childrens Center 1.8 miles Public
La Mesa Elementary School 1.8 miles Public KG-5 B-
Big Sur Charter 1.8 miles Public KG-12 B-
Monterey Peninsula Unified School District Community Day High School 1.9 miles Public 9-12
Seaside High School 2 miles Public 9-12 C+
Peninsula Adventist School 2.1 miles Private KG-8
Highland Elementary School 2.1 miles Public KG-5
Trinity Christian High School 2.2 miles Private 6-12
Martin Luther King 2.2 miles Public KG-5 D
International School Of Monterey 2.2 miles Public KG-8 C+
Monterey Peninsula Unified School District Community Day Middle School 2.3 miles Public 6-8
Seaside Middle School 2.3 miles Public 6-8 C+
Ord Terrace Elementary School 2.4 miles Public KG-5 C+

Bay View Academy

Distance: 0.3 miles

Type Public

Grades: KG-8

B-

Santa Catalina School

Distance: 0.9 miles

Type Private

Grades: PK-12

Monterey Bay Christian School

Distance: 1.4 miles

Type Private

Grades: PK-12

San Carlos School

Distance: 1.5 miles

Type Private

Grades: KG-8

Del Rey Woods Elementary School

Distance: 1.6 miles

Type Public

Grades: KG-5

D+

Seaside Childrens Center

Distance: 1.8 miles

Type Public

Grades:

La Mesa Elementary School

Distance: 1.8 miles

Type Public

Grades: KG-5

B-

Big Sur Charter

Distance: 1.8 miles

Type Public

Grades: KG-12

B-

Monterey Peninsula Unified School District Community Day High School

Distance: 1.9 miles

Type Public

Grades: 9-12

Seaside High School

Distance: 2 miles

Type Public

Grades: 9-12

C+

Peninsula Adventist School

Distance: 2.1 miles

Type Private

Grades: KG-8

Highland Elementary School

Distance: 2.1 miles

Type Public

Grades: KG-5

Trinity Christian High School

Distance: 2.2 miles

Type Private

Grades: 6-12

Martin Luther King

Distance: 2.2 miles

Type Public

Grades: KG-5

D

International School Of Monterey

Distance: 2.2 miles

Type Public

Grades: KG-8

C+

Monterey Peninsula Unified School District Community Day Middle School

Distance: 2.3 miles

Type Public

Grades: 6-8

Seaside Middle School

Distance: 2.3 miles

Type Public

Grades: 6-8

C+

Ord Terrace Elementary School

Distance: 2.4 miles

Type Public

Grades: KG-5

C+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Monterey, CA 93940

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Monterey, CA 93940

This community’s employment is highest in the administrative support and healthcare practitioners industries. The area’s overall household expenses are above the national average.

76° September
Hottest Average Month
39° January
Coldest Average Month
14,033 Total Households in Area
-2.1% Increase in population since the year 2010
18.8%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Monterey, CA 93940

Monterey, CA 93940 has a population of 30,386 people in 14,033 households with a median age of 43.1 years old.

-2.1%
Decrease in population
since the year 2010
Population is Trending down
13,564
Total households as of 2010
5.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.1 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 66%
Hispanic 19%
Asian 9%
Other 8%
Black 3%
Native American 1%
The most prevalent ethnicity is White at 66%, followed by Hispanic at 19%, Asian at 9%, and Other at 8%.

Economics
for Monterey, CA 93940

1,139 /sq mi
Population Density
$105,894 /yr
Median Household Income
$806,000
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 17.36% of the households.

Transportation to Work

  • Drive 77%
  • Work from Home 14%
  • Walk or Bike 8%
  • Public Transit 1%

Occupancy by Type

Rented 7,963 51%
Owned 6,070 39%
Vacant 1,441 9%

White vs Blue Collar Jobs







White Collar 89%
Blue Collar 11%

Family & Education Facts
for Monterey, CA 93940

43.1 Median Age

Average Household Size

2
persons per
household

43.8%

Married Households

Community Population By Education

Bachelors Degree 30%
Graduate Degree 26%
Some College 18%
High School Graduate 11%
Associates Degree 9%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 29.87% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
18.8% of households have children

Weather
for Monterey, CA 93940

The weather for this area ranges from a high of 76° F in September to a low of 39° F in January

76° September
Hottest Average Month
39° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
39°
61°
Feb
41°
62°
Mar
42°
64°
Apr
43°
66°
May
46°
69°
Jun
49°
71°
Jul
51°
73°
Aug
51°
73°
Sep
51°
76°
Oct
48°
74°
Nov
43°
67°
Dec
40°
61°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Monterey, CA 93940!
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Copyright © 2025 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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