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125 W 4th Street, Cambridge, IA 50046

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For Sale

$255,000

3 beds • 1 baths • 2 half baths • 1,969 sqft

Estimated Payment

$ 1,625 /mo. †

6.76% APR for 30 yrs.
$3,610 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1900
    Year built

  • $129.51
    Price per square foot

Explore this Property

Don?t miss this unique farmhouse style home in Cambridge! Built in 1900, this home still carries so much charm & character even with updates throughout. With almost 2,000 sq feet you?ll have plenty of room to spread out. On the main level you?ll find a formal dining room, den/office, kitchen, bedroom, 3/4 bath, half bath and laundry. The kitchen comes equipped with plenty of cabinet space, an eat in kitchen, and stainless steel appliances. Continue from the kitchen and you?ll find a great room with vaulted ceilings with wood shiplap and exposed beams, this would be the perfect place to spend your evenings relaxing. Upstairs you?ll find a loft area, two additional bedrooms and a 1/2 bath. Exterior features include; 3 decks, a patio, oversized two car garage with almost 1,200 sq feet, a huge lot and mature trees. Don?t miss your chance to own this unique and historic home. Ballard School District.
MLS# 703717

Listed By CENTURY 21 Signature Real Estate

Property Features

  • Style
    Other Style

Map and Directions

Directions to 125 W 4th Street, Cambridge, IA 50046

Home seller CENTURY 21 Signature Real Estate

Get to know the neighborhood. A local affiliated CENTURY 21 team will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Signature Real Estate

Ethan Hokel - Lic #: S63807000
Roger Wheeler

(515) 963-1040
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,324
  • Property Taxes
    $300
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,625

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Ballard West Elementary School

Grades PK-2 Public School

Slater, IA 50244 7.3 miles
105 e main st

457 total students
15:1 Student teacher ratio

School Details

Ballard East Elementary School

Grades 3-5 Public School

Cambridge, IA 50046 0.5 miles
505 w 4th st

375 total students
14:1 Student teacher ratio

School Rating: C

School Details

Ballard Middle School

Grades 6-8 Public School

Huxley, IA 50124 3.6 miles
509 n main ave

412 total students
17:1 Student teacher ratio

School Rating: B

School Details

Ballard High School

Grades 9-12 Public School

Huxley, IA 50124 4.1 miles
701 ballard dr

494 total students
14:1 Student teacher ratio

School Rating: B-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cambridge, IA 50046

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Cambridge, IA 50046

This community’s employment is highest in the construction and administrative support industries. The area’s overall household expenses are above the national average.

85° July
Hottest Average Month
10° January
Coldest Average Month
1,084 Total Households in Area
1.8% Increase in population since the year 2010
33.7%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cambridge, IA 50046

Cambridge, IA 50046 has a population of 3,140 people in 1,084 households with a median age of 40.3 years old.

1.8%
Increase in population
since the year 2010
Population is Trending up
1,138
Total households as of 2010
1.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.3 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 92%
Hispanic 3%
Other 1%
Black <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 92%, followed by Hispanic at 3%, Other at 1%, and Black at <1%.

Economics
for Cambridge, IA 50046

67 /sq mi
Population Density
$101,892 /yr
Median Household Income
$260,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 15.56% of the households.

Transportation to Work

  • Drive 88%
  • Work from Home 10%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 934 81%
Rented 150 13%
Vacant 72 6%

White vs Blue Collar Jobs







White Collar 82%
Blue Collar 18%

Family & Education Facts
for Cambridge, IA 50046

40.3 Median Age

Average Household Size

2.9
persons per
household

59.1%

Married Households

Community Population By Education

Bachelors Degree 27%
High School Graduate 24%
Some College 23%
Associates Degree 13%
Graduate Degree 9%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 27.29% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
33.7% of households have children

Weather
for Cambridge, IA 50046

The weather for this area ranges from a high of 85° F in July to a low of 10° F in January

85° July
Hottest Average Month
10° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
10°
29°
Feb
15°
34°
Mar
26°
46°
Apr
38°
61°
May
49°
72°
Jun
59°
81°
Jul
64°
85°
Aug
61°
83°
Sep
52°
76°
Oct
41°
64°
Nov
28°
47°
Dec
16°
33°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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