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1275 Cobia, Naples, FL 34102

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For Sale

$3,449,000

3 beds • 3 baths • 2,651 sqft

Estimated Payment

$ 19,114 /mo. †

6.67% APR for 30 yrs.
$16,371 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $1,301.02
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

Welcome to 1275 Cobia Court in the very desirable waterfront community of Royal Harbor, just minutes from downtown Naples. This 3 bedroom, 3 bathroom pool home is ideally situated on one of the best cul-de-sacs. Upon entering the foyer, you will immediately notice the large screened pool lanai and unique architectural volume ceilings. The living room / dining room is very spacious and perfect for large gatherings. The kitchen and family room provides an additional entertaining space. In addition, there is an extra open area for an office, bar, or a sitting area. This home is perfect to move right in or if you want to renovate, the elevation is above the FEMA requirements, therefore the 50% City of Naples rule for renovations does not apply...so you can make this place even more fabulous than what it already offers. A new dock and 28,000 lb. lift with a 12-13ft beam that can accommodate a large boat was installed in 2023. Just a quick boat ride to the Naples Bay and Gulf of Mexico with no bridges. Make your appointment today to view this spectacular home in person!
MLS# 224094065

Courtesy Of Compass

(305) 851-2820

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Porch, Vaulted Ceiling, Water Front
  • Appliances
    Dishwasher, Dryer, Freezer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block, Concrete, Stucco
  • Floor Covering
    Marble, Tile
  • Heating System
    Central Furnace
  • Lot Size
    0.23 Acres
  • Roof Type
    Tile

Map and Directions

Directions to 1275 Cobia, Naples, FL 34102

Home seller CENTURY 21 AllPoints Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 AllPoints Realty

(239) 471-4740
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $17,750
  • Property Taxes
    $1,364
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $19,114

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Lake Park Elementary School

Grades KG-5 Public School

Naples, FL 34102 2.8 miles
1295 14th ave n

506 total students
14:1 Student teacher ratio

School Rating: A+

School Details

Gulfview Middle School

Grades 6-8 Public School

Naples, FL 34102 1.5 miles
255 6th st s

604 total students
18:1 Student teacher ratio

School Rating: A

School Details

Naples High School

Grades 9-12 Public School

Naples, FL 34102 3.3 miles
1100 golden eagle cir

1784 total students
21:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
St Ann School 1.2 miles Private PK-8
Shadowlawn Elementary School 1.2 miles Public KG-5 B+
New Beginnings - Naples 1.8 miles Public 3-8 C+
Beacon High School 1.8 miles Public 9-12 D
Avalon Elementary School 1.8 miles Public PK-5 C
Lorenzo Walker Technical College 1.8 miles Public 9-12
Lorenzo Walker Technical High School 1.8 miles Public 9-12 A+
Collier Virtual Instruction Program 1.8 miles Public KG-12
The Phoenix Program Naples 1.8 miles Public 4-12 D-
East Naples Middle School 2.1 miles Public 6-8 A-
Gulf Coast Charter Academy South 2.4 miles Public KG-8 C
Naples Adventist Christian School 2.7 miles Private KG-8
Mason Classical Academy 2.8 miles Public KG-12 A-
Seacrest Country Day School 4 miles Private PK-12
Poinciana Elementary School 4 miles Public PK-5 B+
Ecollier Academy 4.6 miles Public KG-12
Calusa Park Elementary School 4.7 miles Public KG-5 B+

St Ann School

Distance: 1.2 miles

Type Private

Grades: PK-8

Shadowlawn Elementary School

Distance: 1.2 miles

Type Public

Grades: KG-5

B+

New Beginnings - Naples

Distance: 1.8 miles

Type Public

Grades: 3-8

C+

Beacon High School

Distance: 1.8 miles

Type Public

Grades: 9-12

D

Avalon Elementary School

Distance: 1.8 miles

Type Public

Grades: PK-5

C

Lorenzo Walker Technical College

Distance: 1.8 miles

Type Public

Grades: 9-12

Lorenzo Walker Technical High School

Distance: 1.8 miles

Type Public

Grades: 9-12

A+

Collier Virtual Instruction Program

Distance: 1.8 miles

Type Public

Grades: KG-12

The Phoenix Program Naples

Distance: 1.8 miles

Type Public

Grades: 4-12

D-

East Naples Middle School

Distance: 2.1 miles

Type Public

Grades: 6-8

A-

Gulf Coast Charter Academy South

Distance: 2.4 miles

Type Public

Grades: KG-8

C

Naples Adventist Christian School

Distance: 2.7 miles

Type Private

Grades: KG-8

Mason Classical Academy

Distance: 2.8 miles

Type Public

Grades: KG-12

A-

Seacrest Country Day School

Distance: 4 miles

Type Private

Grades: PK-12

Poinciana Elementary School

Distance: 4 miles

Type Public

Grades: PK-5

B+

Ecollier Academy

Distance: 4.6 miles

Type Public

Grades: KG-12

Calusa Park Elementary School

Distance: 4.7 miles

Type Public

Grades: KG-5

B+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Naples, FL 34102

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Naples, FL 34102

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
54° January
Coldest Average Month
5,902 Total Households in Area
6.8% Increase in population since the year 2010
11.9%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Naples, FL 34102

Naples, FL 34102 has a population of 11,497 people in 5,902 households with a median age of 61.7 years old.

6.8%
Increase in population
since the year 2010
Population is Trending up
5,413
Total households as of 2010
8.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 61.7 years old. The smallest percentage group is 65-74 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 85%
Hispanic 8%
Black 5%
Other 2%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 85%, followed by Hispanic at 8%, Black at 5%, and Other at 2%.

Economics
for Naples, FL 34102

1,295 /sq mi
Population Density
$112,552 /yr
Median Household Income
$1,850,000
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 27.93% of the households.

Transportation to Work

  • Drive 72%
  • Work from Home 22%
  • Walk or Bike 5%
  • Public Transit 0%

Occupancy by Type

Owned 4,509 45%
Vacant 4,207 42%
Rented 1,393 14%

White vs Blue Collar Jobs







White Collar 92%
Blue Collar 8%

Family & Education Facts
for Naples, FL 34102

61.7 Median Age

Average Household Size

1.9
persons per
household

48.6%

Married Households

Community Population By Education

Bachelors Degree 34%
Graduate Degree 24%
Some College 17%
High School Graduate 14%
Associates Degree 6%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 33.61% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
12% of households have children

Weather
for Naples, FL 34102

The weather for this area ranges from a high of 91° F in August to a low of 54° F in January

91° August
Hottest Average Month
54° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
54°
75°
Feb
55°
77°
Mar
58°
80°
Apr
62°
84°
May
67°
87°
Jun
72°
90°
Jul
73°
91°
Aug
74°
91°
Sep
73°
90°
Oct
68°
87°
Nov
61°
81°
Dec
56°
77°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Naples Area Board of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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