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128 Prospect Street, Owatonna, MN 55060

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For Sale

$256,900

3 beds • 1 baths • 1 half baths • 1,566 sqft

Estimated Payment

$ 1,603 /mo. †

6.85% APR for 30 yrs.
$3,074 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $164.05
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Fight the mid winter blues with this charming 3-bedroom home and be greeted by beautiful wood floors and timeless woodwork that exude warmth and character throughout. The bright, practical kitchen invites culinary creativity and leads to the dining room, complete with a built-in bench and built-in bookshelves that add both style and functionality. Upstairs, you'll find the bedrooms and an updated bathroom featuring a classic clawfoot tub, perfect for a relaxing retreat. Above, the livable attic offers versatile space for a home office, playroom, or guest area. Downstairs, the basement provides abundant storage options alongside space for hobbies. Outside, the large two-stall heated garage and spacious parking pad ensure plenty of room for vehicles. With in-floor heat and more storage in the garage attic space the garage is a perfect place for projects. This home combines practicality, charm, and comfort at every level, creating a warm, inviting space that's sure to uplift and inspire.
MLS# 6653349

Courtesy Of RE/MAX Venture

(507) 413-8100

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Brick
  • Heating System
    Radiator
  • Lot Size
    0.24 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 128 Prospect Street, Owatonna, MN 55060

Home seller CENTURY 21 Atwood

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Atwood

(507) 387-3131
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,347
  • Property Taxes
    $256
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,603

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Lincoln Elementary School

Grades KG-5 Public School

Owatonna, MN 55060 0.9 miles
747 havana rd

550 total students
15:1 Student teacher ratio

School Rating: A-

School Details

Owatonna Middle School

Grades 6-8 Public School

Owatonna, MN 55060 1.6 miles
500 15th st ne

1098 total students
17:1 Student teacher ratio

School Rating: C

School Details

Owatonna High School

Grades 9-12 Public School

Owatonna, MN 55060 0.3 miles
333 e school st

1522 total students
19:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
St Marys School 0.1 miles Private PK-8
Owatonna School Readiness 0.3 miles Public PK
Choice Technical Academy 0.4 miles Public 7-12 F
Area Learning Center Night School 0.5 miles Public 9-12
Owatonna Area Learning Center 9-12 0.5 miles Public 9-12 D
Owatonna Ecse 0.5 miles Public PK
Owatonna Summer School 9-12 0.5 miles Public 9-12
Owatonna Area Learning Center 6-8 0.5 miles Public 6-8
Wilson Elementary School 0.9 miles Public KG-5 C-
Washington Elementary School 1.5 miles Public KG-5 B-
Owatonna Summer School 6-8 1.7 miles Public 6-8
Owatonna Christian School 2.2 miles Private PK-12
Mckinley Elementary School 2.3 miles Public KG-5 C

St Marys School

Distance: 0.1 miles

Type Private

Grades: PK-8

Owatonna School Readiness

Distance: 0.3 miles

Type Public

Grades: PK

Choice Technical Academy

Distance: 0.4 miles

Type Public

Grades: 7-12

F

Area Learning Center Night School

Distance: 0.5 miles

Type Public

Grades: 9-12

Owatonna Area Learning Center 9-12

Distance: 0.5 miles

Type Public

Grades: 9-12

D

Owatonna Ecse

Distance: 0.5 miles

Type Public

Grades: PK

Owatonna Summer School 9-12

Distance: 0.5 miles

Type Public

Grades: 9-12

Owatonna Area Learning Center 6-8

Distance: 0.5 miles

Type Public

Grades: 6-8

Wilson Elementary School

Distance: 0.9 miles

Type Public

Grades: KG-5

C-

Washington Elementary School

Distance: 1.5 miles

Type Public

Grades: KG-5

B-

Owatonna Summer School 6-8

Distance: 1.7 miles

Type Public

Grades: 6-8

Owatonna Christian School

Distance: 2.2 miles

Type Private

Grades: PK-12

Mckinley Elementary School

Distance: 2.3 miles

Type Public

Grades: KG-5

C

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Owatonna, MN 55060

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Owatonna, MN 55060

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
4° January
Coldest Average Month
12,115 Total Households in Area
-0.1% Increase in population since the year 2010
31.3%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Owatonna, MN 55060

Owatonna, MN 55060 has a population of 29,939 people in 12,115 households with a median age of 40.4 years old.

-0.1%
Decrease in population
since the year 2010
Population is Trending down
11,944
Total households as of 2010
3.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.4 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 84%
Hispanic 9%
Black 5%
Other 4%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 84%, followed by Hispanic at 9%, Black at 5%, and Other at 4%.

Economics
for Owatonna, MN 55060

145 /sq mi
Population Density
$75,948 /yr
Median Household Income
$277,500
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.4% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 6%
  • Walk or Bike 3%
  • Public Transit 1%

Occupancy by Type

Owned 9,254 73%
Rented 2,861 22%
Vacant 643 5%

White vs Blue Collar Jobs







White Collar 65%
Blue Collar 35%

Family & Education Facts
for Owatonna, MN 55060

40.4 Median Age

Average Household Size

2.4
persons per
household

53.8%

Married Households

Community Population By Education

High School Graduate 27%
Some College 24%
Bachelors Degree 21%
Associates Degree 11%
Graduate Degree 10%
Some High School 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 26.67% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
31.3% of households have children

Weather
for Owatonna, MN 55060

The weather for this area ranges from a high of 84° F in July to a low of 4° F in January

84° July
Hottest Average Month
4° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
4°
23°
Feb
9°
28°
Mar
21°
40°
Apr
34°
57°
May
46°
70°
Jun
56°
79°
Jul
60°
84°
Aug
58°
81°
Sep
49°
73°
Oct
38°
61°
Nov
24°
42°
Dec
11°
28°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Regional Multiple Listing Service of Minnesota [NorthStarMLS]. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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