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12808 Merial Waters Pass, Panama City, FL 32409

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For Sale

$450,000

3 beds • 2 baths

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • 11-20 Years Old
    Age

Explore this Property

Beautifully maintained 3-bedroom, 2-bathroom all-brick home located in one of Bay County's most highly sought-after gated communities, complete with a private lake. Offering over 2,200 sq ft of heated and cooled living space, this property blends generous room sizes with stylish finishes to create the perfect environment for both relaxing and entertaining. Lake Merial is a 300-acre gated lakefront community offering private owner access to the lake for swimming, kayaking, and fishing. The neighborhood features two natural spring-fed lakes, white sandy beaches, and peaceful park areas perfect for playing, picnicking, or relaxing. Conveniently situated near some of the top-rated schools in Bay County and just a short drive to the world-class beaches, this serene, family-friendly neighborhood offers exceptional convenience and charm. Step into your spacious eat-in kitchen, where you can unleash your inner chef. Enjoy granite countertops, stainless steel appliances, a large pantry, breakfast bar, and additional counter space ideal for meal prep or study time. The home's inviting layout continues with beautiful wood floors throughout the great room, vaulted ceilings, and tray ceilings in the primary suite. Natural light pours in through ample windows, creating a warm and welcoming atmosphere. Additional highlights include a screened-in back patio, two-car garage, and thoughtfully designed living spaces. Retreat to the large primary bedroom featuring a walk-in closet and a bathroom equipped with a tiled shower, double vanity, and granite countertops. The expansive backyard is perfect for gatherings-whether you're hosting family and friends or unwinding in your private hot tub under the screened patio. This home offers comfort, convenience, and an exceptional lifestyle in one of the area's most desirable communities. Don't miss your chance to make it yours!
MLS# 782490

Courtesy Of Keller Williams Success Realty

(850) 249-0313

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Patio, Ceiling Fan, Security System, Security System
  • Architecture Style
    Contemporary
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Brick
  • Lot Size
    0.33 Acres
  • Rooms
    Dining Room

Map and Directions

Directions to 12808 Merial Waters Pass, Panama City, FL 32409

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

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Monthly Payment Breakdown

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.