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12811 Ridge Rd, Elgin, OK 73538

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For Sale

$374,000

4 beds • 2 baths • 1 half baths

Estimated Payment

$ 2,266 /mo. †

6.67% APR for 30 yrs.
$4,096 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • Fireplace
    Heating System

  • Fireplace
    Fireplace

Explore this Property

Wonderful 3 years young home that still looks like new. Beautiful open concept living, in one of Elgin's newer additions just west of Elgin. Has 4 bedrooms and 2.5 baths and a 3 car garage on .54 acre. Stainless appliances and quartz countertops. Has breakfast bar and dining space. Wood like tile in living area and carpet in bedrooms. Gas fireplace, hot water heater and cooktop. Easy access to Fort Sill, Lawton, Elgin and amenities. For a private showing please call Peggy Foster at 580-284-0294 and make this beautiful home your new home.
MLS# 168355

Courtesy Of Parks Jones Realty Co., Inc.

(580) 357-0842

Property Features

  • Amenities
    Vaulted Ceiling, Ceiling Fan
  • Appliances
    Cooktop, Dishwasher, Garbage Disposer, Microwave, Refrigerator, Vent Hood, Washer, Water - Softener
  • Architecture Style
    Other
  • Exterior Type
    Brick, Brick Veneer
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Tile, Tile - Ceramic
  • Heating System
    Central Furnace, Fireplace
  • Rooms
    Dining Room

Map and Directions

Directions to 12811 Ridge Rd, Elgin, OK 73538

Home seller CENTURY 21 First Choice Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 First Choice Realty

(580) 454-0021
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,925
  • Property Taxes
    $341
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,266

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Elgin Elementary School

Grades PK-4 Public School

Elgin, OK 73538 2.8 miles
610 j st

888 total students
16:1 Student teacher ratio

School Rating: A-

School Details

Elgin Middle School

Grades 5-8 Public School

Elgin, OK 73538 2.9 miles
712 j st

715 total students
17:1 Student teacher ratio

School Rating: B+

School Details

Elgin High School

Grades 9-12 Public School

Elgin, OK 73538 2.9 miles
520 k st

703 total students
17:1 Student teacher ratio

School Rating: A

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Elgin, OK 73538

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Elgin, OK 73538

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are below the national average.

96° July
Hottest Average Month
27° January
Coldest Average Month
2,261 Total Households in Area
2.6% Increase in population since the year 2010
41.9%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Elgin, OK 73538

Elgin, OK 73538 has a population of 6,437 people in 2,261 households with a median age of 35 years old.

2.6%
Increase in population
since the year 2010
Population is Trending up
2,210
Total households as of 2010
4.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 35 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 68%
Hispanic 12%
Native American 8%
Black 4%
Other 3%
Asian 2%
The most prevalent ethnicity is White at 68%, followed by Hispanic at 12%, Native American at 8%, and Black at 4%.

Economics
for Elgin, OK 73538

59 /sq mi
Population Density
$73,418 /yr
Median Household Income
$245,000
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.83% of the households.

Transportation to Work

  • Drive 94%
  • Work from Home 5%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 1,688 68%
Rented 573 23%
Vacant 218 9%

White vs Blue Collar Jobs







White Collar 79%
Blue Collar 21%

Family & Education Facts
for Elgin, OK 73538

35 Median Age

Average Household Size

2.8
persons per
household

62.4%

Married Households

Community Population By Education

High School Graduate 29%
Some College 28%
Bachelors Degree 19%
Graduate Degree 9%
Associates Degree 9%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 29.09% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
42% of households have children

Weather
for Elgin, OK 73538

The weather for this area ranges from a high of 96° F in July to a low of 27° F in January

96° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
51°
Feb
31°
57°
Mar
39°
65°
Apr
49°
75°
May
58°
82°
Jun
66°
90°
Jul
70°
96°
Aug
69°
96°
Sep
62°
88°
Oct
50°
77°
Nov
38°
63°
Dec
30°
53°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Elgin, OK 73538!
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Copyright © 2025 Lawton Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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