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12861 RIVER STORY Lane, Jacksonville, FL 32223

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For Sale

$1,699,000

4 beds • 3 baths • 1 half baths • 3,528 sqft

Estimated Payment

$ 8,825 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $481.58
    Price per square foot

  • New Construction
    Age

  • Fireplace
    Heating System

Explore this Property

Custom Coastal Cottage with a craftsman touch on .60 Acre in a Prestigious Gated Community along the St. Johns River. Designed with the entertainer in mind and flooded with natural light, the open-concept layout and french door window wall creates an effortless flow between the interior and exterior spaces. The great room has a custom coffered ceiling, gas fireplace, and feature wall housing custom built-in shelving. The thoughtfully- equipped kitchen, perfect for the inspired home chef, features a vast island with barstool seating, hidden walk-in pantry, Thermador stainless steel appliance suite including 48'' 6-burner rangetop with griddle, double wall ovens, column refrigerator and freezer surrounded by dramatic, solid maple custom cabinetry and Pompeii Quartz Siena countertops. The open casual dining room adjacent to the kitchen offers ample dining space, while the Bonus Room with cathedral-beamed ceiling is a perfect option for a home office or theater room. The expansive owner's suite with lounge features His & Hers custom walk-in closets and an ensuite bathroom with dual sinks, a serene freestanding soaking tub with custom tile backsplash, a walk-in shower, and captivating lighting. The spacious guest bedrooms offer generous closet space and the interior laundry room features solid maple storage cabinets and a utility sink. Hardwood floors throughout the main living areas. Huge covered lanai with Summer Kitchen featuring built-in 30'' DCS stainless grill and Alfresco Hood to keep your outdoor gatherings smoke free. Private backyard paradise is just waiting for your pool design.
MLS# 2067482

Courtesy Of Florida Homes Realty and Mortgage

(904) 996-9115

Property Features

  • Age
    New Construction, New Construction
  • Amenities
    Porch, Vaulted Ceiling
  • Appliances
    Cooktop, Cooktop - Gas, Dishwasher, Freezer, Garbage Disposer, Microwave, Oven - Convection, Oven - Double, Refrigerator, Washer
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Floor Covering
    Tile, Wood
  • Heating System
    Central Furnace, Fireplace, Heat Pump
  • Lot Size
    0.96 Acres
  • View Type
    Water

Map and Directions

Directions to 12861 RIVER STORY Lane, Jacksonville, FL 32223

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(904) 262-2121
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $8,825
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $8,825

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Loretto Elementary School

Grades PK-5 Public School

Jacksonville, FL 32223 3 miles
3900 loretto rd

956 total students
15:1 Student teacher ratio

School Rating: C

School Details

Mandarin Middle School

Grades 6-8 Public School

Jacksonville, FL 32257 5.2 miles
5100 hood rd

1277 total students
22:1 Student teacher ratio

School Rating: C+

School Details

Mandarin High School

Grades 9-12 Public School

Jacksonville, FL 32258 4.3 miles
4831 greenland rd

2425 total students
22:1 Student teacher ratio

School Rating: B+

School Details
Other Nearby Schools Distance Type Grades School Rating
Great Strides Rehabilitation 1.1 miles Private KG-12
Lighthouse Christian School-mandarin 2.5 miles Private 4-12
Julington Creek Elementary School 2.9 miles Public KG-5 A
Promise Land Academy 3.1 miles Private KG-7
St Joseph Catholic School 3.4 miles Private PK-8
San Juan Del Rio Catholic School 3.4 miles Private PK-8
Heritage Christian Academy 3.5 miles Private 1-10
Grace Episcopal Day School 3.8 miles Private PK-8
Lifepoint Academy Of Seventh-day Adventist 3.8 miles Private PK-7
Christ's Church Academy 3.9 miles Private KG-12
Paterson Elementary School 3.9 miles Public PK-6 A+
River City Science Academy At Mandarin 3.9 miles Public KG-8 A
Lifeskills Outreach Learning And Supports 4 miles Private UG
Seventh Generation Classical Academy At Mandarin 4.2 miles Public KG-3
Haile Academy Of Higher Learning 4.2 miles Private 6
Torah Academy Of Jacksonville 4.2 miles Private PK-10
Martin J Gottlieb Day School 4.3 miles Private PK-8
Orange Park Elementary School 4.4 miles Public KG-6 A+

Great Strides Rehabilitation

Distance: 1.1 miles

Type Private

Grades: KG-12

Lighthouse Christian School-mandarin

Distance: 2.5 miles

Type Private

Grades: 4-12

Julington Creek Elementary School

Distance: 2.9 miles

Type Public

Grades: KG-5

A

Promise Land Academy

Distance: 3.1 miles

Type Private

Grades: KG-7

St Joseph Catholic School

Distance: 3.4 miles

Type Private

Grades: PK-8

San Juan Del Rio Catholic School

Distance: 3.4 miles

Type Private

Grades: PK-8

Heritage Christian Academy

Distance: 3.5 miles

Type Private

Grades: 1-10

Grace Episcopal Day School

Distance: 3.8 miles

Type Private

Grades: PK-8

Lifepoint Academy Of Seventh-day Adventist

Distance: 3.8 miles

Type Private

Grades: PK-7

Christ's Church Academy

Distance: 3.9 miles

Type Private

Grades: KG-12

Paterson Elementary School

Distance: 3.9 miles

Type Public

Grades: PK-6

A+

River City Science Academy At Mandarin

Distance: 3.9 miles

Type Public

Grades: KG-8

A

Lifeskills Outreach Learning And Supports

Distance: 4 miles

Type Private

Grades: UG

Seventh Generation Classical Academy At Mandarin

Distance: 4.2 miles

Type Public

Grades: KG-3

Haile Academy Of Higher Learning

Distance: 4.2 miles

Type Private

Grades: 6

Torah Academy Of Jacksonville

Distance: 4.2 miles

Type Private

Grades: PK-10

Martin J Gottlieb Day School

Distance: 4.3 miles

Type Private

Grades: PK-8

Orange Park Elementary School

Distance: 4.4 miles

Type Public

Grades: KG-6

A+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Jacksonville, FL 32223

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Jacksonville, FL 32223

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

91° July
Hottest Average Month
45° January
Coldest Average Month
11,161 Total Households in Area
2.5% Increase in population since the year 2010
28%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Jacksonville, FL 32223

Jacksonville, FL 32223 has a population of 27,443 people in 11,161 households with a median age of 47 years old.

2.5%
Increase in population
since the year 2010
Population is Trending up
10,743
Total households as of 2010
5.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 47 years old. The smallest percentage group is 55-64 years and the largest percentage is the 75-84 years age range.

Community Population By Ethnicity

White 77%
Hispanic 10%
Black 6%
Asian 3%
Other 3%
Native American <1%
The most prevalent ethnicity is White at 77%, followed by Hispanic at 10%, Black at 6%, and Asian at 3%.

Economics
for Jacksonville, FL 32223

1,108 /sq mi
Population Density
$89,101 /yr
Median Household Income
$420,000
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 15.37% of the households.

Transportation to Work

  • Drive 83%
  • Work from Home 14%
  • Walk or Bike 2%
  • Public Transit 1%

Occupancy by Type

Owned 9,043 77%
Rented 2,118 18%
Vacant 599 5%

White vs Blue Collar Jobs







White Collar 84%
Blue Collar 16%

Family & Education Facts
for Jacksonville, FL 32223

47 Median Age

Average Household Size

2.4
persons per
household

57.3%

Married Households

Community Population By Education

Bachelors Degree 27%
Some College 23%
High School Graduate 20%
Graduate Degree 15%
Associates Degree 11%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 27.15% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28% of households have children

Weather
for Jacksonville, FL 32223

The weather for this area ranges from a high of 91° F in July to a low of 45° F in January

91° July
Hottest Average Month
45° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
45°
65°
Feb
48°
68°
Mar
53°
73°
Apr
58°
79°
May
65°
85°
Jun
71°
89°
Jul
73°
91°
Aug
73°
90°
Sep
71°
87°
Oct
63°
80°
Nov
54°
73°
Dec
47°
67°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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