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129 Oak Street, Emory, TX 75440

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For Sale

$304,000

3 beds • 2 baths • 1,331 sqft

Estimated Payment

$ 1,561 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $228.40
    Price per square foot

  • New Construction, 1-5 Years Old
    Age

Explore this Property

Make this your new home, Bright, Spacious, open floor plan and move in ready. This 3-2-2 craftsman home has a lot to offer. Beautiful counter tops and cabinet work. Plenty of room for your growing family with easy access to schools, shopping, Lake Fork and Lake Tawakoni are just minutes away as well as Greenville, Sulphur Springs, Mineola or Canton. With owner Financing you can move in quickly and stop paying rent. Come check this out.
MLS# 20424911

Courtesy Of L.L. Spencer Real Estate, Listed By Don Spencer

(903) 473-2225

Property Features

  • Age
    New Construction, 1-5 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Craftsman
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Brick, Stone
  • Floor Covering
    Carpet, Laminate, Tile, Tile - Ceramic
  • Heating System
    Central Furnace
  • Lot Size
    0.21 Acres

Map and Directions

Directions to 129 Oak Street, Emory, TX 75440

Home seller CENTURY 21 First Group

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CENTURY 21 First Group

(903) 885-3146
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,561
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,561

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Rains Elementary School

Grades PK-2 Public School

Emory, TX 75440 2.3 miles
372 fm 3299

431 total students
13:1 Student teacher ratio

School Details

Rains Intermediate School

Grades 3-5 Public School

Emory, TX 75440 2.1 miles
409 fm 3299

383 total students
13:1 Student teacher ratio

School Rating: D+

School Details

Rains Jr High School

Grades 6-8 Public School

Emory, TX 75440 2.1 miles
1751 w us highway 69

406 total students
14:1 Student teacher ratio

School Rating: C-

School Details

Rains High School

Grades 9-12 Public School

Emory, TX 75440 1.9 miles
1755 w us highway 69

489 total students
12:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Emory, TX 75440

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Emory, TX 75440

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

95° August
Hottest Average Month
32° January
Coldest Average Month
2,964 Total Households in Area
6.5% Increase in population since the year 2010
20.3%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Emory, TX 75440

Emory, TX 75440 has a population of 7,135 people in 2,964 households with a median age of 53.2 years old.

6.5%
Increase in population
since the year 2010
Population is Trending up
2,715
Total households as of 2010
6.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 84%
Hispanic 10%
Other 4%
Black 2%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 84%, followed by Hispanic at 10%, Other at 4%, and Black at 2%.

Economics
for Emory, TX 75440

57 /sq mi
Population Density
$69,370 /yr
Median Household Income
$318,125
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $25-34,999k representing 14.85% of the households.

Transportation to Work

  • Drive 93%
  • Work from Home 5%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 2,268 64%
Rented 696 20%
Vacant 603 17%

White vs Blue Collar Jobs







White Collar 69%
Blue Collar 31%

Family & Education Facts
for Emory, TX 75440

53.2 Median Age

Average Household Size

2.4
persons per
household

55.2%

Married Households

Community Population By Education

High School Graduate 32%
Some College 25%
Some High School 16%
Bachelors Degree 11%
Associates Degree 8%
Graduate Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 31.78% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
20.3% of households have children

Weather
for Emory, TX 75440

The weather for this area ranges from a high of 95° F in August to a low of 32° F in January

95° August
Hottest Average Month
32° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
32°
55°
Feb
36°
59°
Mar
43°
67°
Apr
52°
75°
May
60°
82°
Jun
68°
89°
Jul
71°
94°
Aug
70°
95°
Sep
64°
88°
Oct
53°
78°
Nov
42°
66°
Dec
35°
57°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Emory, TX 75440!
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Copyright © 2025 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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