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1314 Oak Street, Waterloo, WI 53594

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For Sale
Sale Pending

$300,000

3 beds • 2 baths • 1,630 sqft

Estimated Payment

$ 1,558 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1978
    Year built

  • $184.05
    Price per square foot

  • 2 Car Garage
    Garage Count

Explore this Property

SHOWINGS START 2/1/25. Welcome to Heritage Hills, and your multi-level home with attached 2-car garage! 3 Bedrooms & one bath are on the upper level to provide privacy from the main level. Living room has vaulted ceiling. Large eat-in kitchen. Exposed lower level has rec room & 2nd bath (in addition to secret storage area underneath the living room!) Plus laundry/mechanical room combo. Large backyard with deck and detached 2-car heated garage (currently home to your new-to-you hot tub!) Quick closing available. Don't wait to check out this home!
MLS# 1992129

Listed By CENTURY 21 Affiliated

Property Features

  • Appliances
    Dishwasher, Dryer, Garbage Disposal, Microwave, Range / Oven, Refrigerator, Washer
  • Basement
    Full, Unfinished
  • Cooling
    Central A/C
  • Exterior Description
    Vinyl Siding
  • Exterior Living Space
    Deck
  • Garage Count
    2 Car Garage
  • Garage Description
    Attached Garage, Detached Garage
  • Heating - Fuel Type
    Gas
  • Heating Type
    Forced Air
  • Interior
    Vaulted Ceilings
  • Other
    Water Softener - Own
  • Pool Description
    Hot Tub
  • Pre-Wiring
    Cable
  • Sewer
    City
  • Style
    Multi Level
  • Water
    Municipal Water

Map and Directions

Directions to 1314 Oak Street, Waterloo, WI 53594

Home seller Meet the Agent,
Jill Oelke

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Jill Oelke

of CENTURY 21 Affiliated

(608) 575-4933
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,558
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,558

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Waterloo Elementary School

Grades PK-4 Public School

Waterloo, WI 53594 1.1 miles
785 n monroe st

279 total students
12:1 Student teacher ratio

School Rating: C-

School Details

Waterloo Intermediate School

Grades 5-6 Public School

Waterloo, WI 53594 1.2 miles
865 n monroe st

108 total students
15:1 Student teacher ratio

School Rating: C

School Details

Waterloo Middle School

Grades 7-8 Public School

Waterloo, WI 53594 1.2 miles
865 n monroe st

115 total students
13:1 Student teacher ratio

School Rating: C+

School Details

Waterloo High School

Grades 9-12 Public School

Waterloo, WI 53594 1.2 miles
865 n monroe st

258 total students
15:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
St John Evangelical Lutheran School 0.7 miles Private PK-8
Holy Family School 1 miles Private PK-7
Marshall Early Learning Center 5.1 miles Public PK-2

St John Evangelical Lutheran School

Distance: 0.7 miles

Type Private

Grades: PK-8

Holy Family School

Distance: 1 miles

Type Private

Grades: PK-7

Marshall Early Learning Center

Distance: 5.1 miles

Type Public

Grades: PK-2

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Waterloo, WI 53594

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Waterloo, WI 53594

This community’s employment is highest in the production occupations and food industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
9° January
Coldest Average Month
2,546 Total Households in Area
1.5% Increase in population since the year 2010
27.9%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Waterloo, WI 53594

Waterloo, WI 53594 has a population of 6,370 people in 2,546 households with a median age of 42.6 years old.

1.5%
Increase in population
since the year 2010
Population is Trending up
2,479
Total households as of 2010
4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.6 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 85%
Hispanic 13%
Other 6%
Black 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 85%, followed by Hispanic at 13%, Other at 6%, and Black at 1%.

Economics
for Waterloo, WI 53594

92 /sq mi
Population Density
$76,417 /yr
Median Household Income
$315,000
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 15.63% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 11%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 1,979 73%
Rented 566 21%
Vacant 148 5%

White vs Blue Collar Jobs







White Collar 61%
Blue Collar 39%

Family & Education Facts
for Waterloo, WI 53594

42.6 Median Age

Average Household Size

2.5
persons per
household

51.6%

Married Households

Community Population By Education

High School Graduate 32%
Bachelors Degree 25%
Some College 18%
Associates Degree 9%
Graduate Degree 8%
Some High School 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 31.91% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28% of households have children

Weather
for Waterloo, WI 53594

The weather for this area ranges from a high of 84° F in July to a low of 9° F in January

84° July
Hottest Average Month
9° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
9°
27°
Feb
13°
31°
Mar
24°
42°
Apr
36°
58°
May
46°
70°
Jun
56°
79°
Jul
60°
84°
Aug
58°
81°
Sep
50°
73°
Oct
40°
61°
Nov
28°
45°
Dec
16°
32°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Waterloo, WI 53594!
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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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