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13304 River Bluff Ct, Prospect, KY 40059

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For Sale

$499,600

3 beds • 3 baths • 2,210 sqft

Estimated Payment

$ 2,619 /mo. †

6.85% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $226.06
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Are you searching for a unique and tranquil living experience? Look no further than in The City of River Bluff, an exquisite property that has been meticulously renovated to offer the perfect blend of modern comfort and rustic charm. With over 2200 sq. ft. of thoughtfully designed living space, this home is an absolute gem for anyone looking to settle in a serene environment. There are a total of 3 bedrooms, however 2 very large bedrooms with plenty of closet spaces, and much natural light, perfect as two owner's retreats, one on each floor of home! From the updated kitchen with stainless gas range, stainless vent and refrigerator to the attractive cabinetry, granite counter tops and white oak hardwood flooring, to elegant bathrooms, no detail has been overlooked. The renovations provide a fresh and inviting atmosphere, attention to every detail has been made, making it easy to imagine living here! Conveniently located in an Established neighborhood on a large, fenced corner lot. Only 3 miles to Prospect shopping, restaurants and to North Oldham Award winning school district! As you step into this unique home, you are greeted by inviting living areas featuring two stunning woodburning fireplaces that add warmth and elegance. These fireplaces create the perfect ambiance for cozy evenings spent with family and friends. The open floor plan allows for seamless transitions between rooms, making this home ideal for entertaining guests or enjoying quiet family moments. Step outside onto one expansive deck, perfect for outdoor dining, or soaking in the breathtaking views of nature, a beautiful koi pond with a tranquil waterfall, creating a peaceful oasis right in your backyard. This serene setting is a perfect place to unwind and connect with nature. A smaller deck under the tree is right off the Dinette, perfect for morning coffee, or to watch the sun set in the West. This home sits on .62 acres of fully fenced property, providing ample space for outdoor activities, gardening, or simply enjoying the beauty of the outdoors. There is a 2-car garage attached for easy access. Don't miss out on this truly rare and totally updated home in an established neighborhood, convenient to shops and in an Award winning school district!
MLS# 1672488

Courtesy Of Berkshire Hathaway HomeServices Parks & Weisberg, Realtors

(502) 897-3321

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Patio
  • Architecture Style
    Other
  • Exterior Type
    Aluminum Siding, Brick, Brick Veneer, Vinyl Siding
  • Heating System
    Forced Air
  • Lot Size
    0.62 Acres
  • Rooms
    Family Room, Kitchen, Living Room

Map and Directions

Directions to 13304 River Bluff Ct, Prospect, KY 40059

Home seller CENTURY 21 Dick Vreeland & Associates

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Dick Vreeland & Associates

(502) 968-4175
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,619
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,619

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Goshen Elementary School

Grades KG-5 Public School

Prospect, KY 40059 0.5 miles
12518 ridgemoor dr

673 total students
15:1 Student teacher ratio

School Rating: B+

School Details

North Oldham Middle School

Grades 6-8 Public School

Goshen, KY 40026 1.9 miles
1801 s highway 1793

763 total students
18:1 Student teacher ratio

School Rating: A-

School Details

North Oldham High School

Grades 9-12 Public School

Goshen, KY 40026 2 miles
1815 s highway 1793

1070 total students
20:1 Student teacher ratio

School Rating: A

School Details
Other Nearby Schools Distance Type Grades School Rating
Harmony Elementary School 1.8 miles Public KG-5 B
Norton Commons Elementary School 3.4 miles Public KG-5 B-
St Francis School, Goshen Campus 3.5 miles Private PK-12
The Vanguard Academy 3.8 miles Private PK-KG
Kentucky Country Day School 4.5 miles Private PK-12
The Virginia Chance School 4.6 miles Private PK-5
Utica Elementary School 4.9 miles Public PK-5 B+
Norton Elementary School 5 miles Public KG-5 A
Chancey Elementary School 5.5 miles Public KG-5 C-
Charlestown Middle School 5.9 miles Public 6-8 B
Riverside Elementary School 6.3 miles Public PK-5 B

Harmony Elementary School

Distance: 1.8 miles

Type Public

Grades: KG-5

B

Norton Commons Elementary School

Distance: 3.4 miles

Type Public

Grades: KG-5

B-

St Francis School, Goshen Campus

Distance: 3.5 miles

Type Private

Grades: PK-12

The Vanguard Academy

Distance: 3.8 miles

Type Private

Grades: PK-KG

Kentucky Country Day School

Distance: 4.5 miles

Type Private

Grades: PK-12

The Virginia Chance School

Distance: 4.6 miles

Type Private

Grades: PK-5

Utica Elementary School

Distance: 4.9 miles

Type Public

Grades: PK-5

B+

Norton Elementary School

Distance: 5 miles

Type Public

Grades: KG-5

A

Chancey Elementary School

Distance: 5.5 miles

Type Public

Grades: KG-5

C-

Charlestown Middle School

Distance: 5.9 miles

Type Public

Grades: 6-8

B

Riverside Elementary School

Distance: 6.3 miles

Type Public

Grades: PK-5

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Prospect, KY 40059

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Prospect, KY 40059

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

89° July
Hottest Average Month
24° January
Coldest Average Month
7,571 Total Households in Area
0.8% Increase in population since the year 2010
37.5%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Prospect, KY 40059

Prospect, KY 40059 has a population of 20,402 people in 7,571 households with a median age of 46.6 years old.

0.8%
Increase in population
since the year 2010
Population is Trending up
7,489
Total households as of 2010
3.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.6 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 82%
Asian 6%
Black 4%
Hispanic 3%
Other 1%
Native American <1%
The most prevalent ethnicity is White at 82%, followed by Asian at 6%, Black at 4%, and Hispanic at 3%.

Economics
for Prospect, KY 40059

676 /sq mi
Population Density
$161,214 /yr
Median Household Income
$642,000
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 39.12% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 17%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 6,890 85%
Rented 681 8%
Vacant 508 6%

White vs Blue Collar Jobs







White Collar 92%
Blue Collar 8%

Family & Education Facts
for Prospect, KY 40059

46.6 Median Age

Average Household Size

2.7
persons per
household

73%

Married Households

Community Population By Education

Bachelors Degree 38%
Graduate Degree 34%
Some College 14%
High School Graduate 7%
Associates Degree 4%
Some High School 2%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 38.13% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.5% of households have children

Weather
for Prospect, KY 40059

The weather for this area ranges from a high of 89° F in July to a low of 24° F in January

89° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
42°
Feb
27°
46°
Mar
35°
57°
Apr
44°
68°
May
53°
77°
Jun
62°
85°
Jul
66°
89°
Aug
64°
87°
Sep
57°
81°
Oct
45°
70°
Nov
36°
56°
Dec
28°
45°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Greater Louisville Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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