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13785 Us-23, Cheboygan, MI 49721

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For Sale

$1,990,000

5 beds • 6 baths • 6,000 sqft

Estimated Payment

$ 10,220 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $331.67
    Price per square foot

  • Hot Tub Spa
    Amenities

  • Fireplace
    Fireplace

Explore this Property

A rare opportunity on Lake Huron near the Straits--450+ feet of frontage, much of it beach, with breathtaking views from nearly every room. Designed for luxury and comfort, the home features a chef's kitchen with double refrigerators, double ovens, a 6-burner gas range, and a unique boomerang-shaped island. The dining room showcases stunning water views. The main-level primary suite includes a walk-in closet and jet tub. Upstairs, four ensuite bedrooms each offer private water views. Enjoy multiple fireplaces, two laundry rooms, a wraparound porch, a screened-in gazebo, a heated 4-car garage, and a separate outbuilding for extra storage. A top-level sunroom in the lighthouse-like tower provides miles of views. Just 3 miles away, Hammond Bay State Harbor offers day use dockage.
MLS# 201833444

Courtesy Of CB Schmidt Harbor Springs
172 E Main Street, Harbor Springs, MI
(231) 622-5035

Property Features

  • Amenities
    Deck, Hot Tub Spa, Security System, Security System
  • Appliances
    Cooktop, Dishwasher, Dryer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Log
  • Fireplace
    Fireplace
  • Heating System
    Baseboard, Hot Water
  • Lot Size
    3.8 Acres
  • Rooms
    Dining Room, Family Room, Kitchen, Living Room, Office

Map and Directions

Directions to 13785 Us-23, Cheboygan, MI 49721

Home seller CENTURY 21 Realty North

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Realty North

(989) 366-1801
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $10,220
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $10,220

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

East Elementary School

Grades KG-2 Public School

Cheboygan, MI 49721 12.2 miles
440 garfield ave

319 total students
17:1 Student teacher ratio

School Details

Cheboygan Intermediate School

Grades 3-5 Public School

Cheboygan, MI 49721 13.6 miles
905 w lincoln ave

267 total students
15:1 Student teacher ratio

School Rating: B

School Details

Cheboygan Middle School

Grades 6-7 Public School

Cheboygan, MI 49721 13.6 miles
905 w lincoln ave

208 total students
18:1 Student teacher ratio

School Rating: A-

School Details

Cheboygan High School

Grades 8-12 Public School

Cheboygan, MI 49721 13.5 miles
801 w lincoln ave

641 total students
17:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cheboygan, MI 49721

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Cheboygan, MI 49721

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

79° July
Hottest Average Month
9° February
Coldest Average Month
6,342 Total Households in Area
1.4% Increase in population since the year 2010
20.8%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cheboygan, MI 49721

Cheboygan, MI 49721 has a population of 14,404 people in 6,342 households with a median age of 51.2 years old.

1.4%
Increase in population
since the year 2010
Population is Trending up
6,283
Total households as of 2010
1.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 51.2 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 88%
Native American 3%
Hispanic 1%
Black <1%
Asian <1%
Other <1%
The most prevalent ethnicity is White at 88%, followed by Native American at 3%, Hispanic at 1%, and Black at <1%.

Economics
for Cheboygan, MI 49721

47 /sq mi
Population Density
$56,818 /yr
Median Household Income
$164,200
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.19% of the households.

Transportation to Work

  • Drive 86%
  • Work from Home 9%
  • Walk or Bike 4%
  • Public Transit 1%

Occupancy by Type

Owned 5,381 57%
Vacant 3,032 32%
Rented 961 10%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Cheboygan, MI 49721

51.2 Median Age

Average Household Size

2.2
persons per
household

52.1%

Married Households

Community Population By Education

High School Graduate 34%
Some College 24%
Bachelors Degree 14%
Associates Degree 11%
Graduate Degree 9%
Some High School 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 33.58% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
20.9% of households have children

Weather
for Cheboygan, MI 49721

The weather for this area ranges from a high of 79° F in July to a low of 9° F in February

79° July
Hottest Average Month
9° February
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
11°
27°
Feb
9°
29°
Mar
18°
38°
Apr
30°
51°
May
40°
65°
Jun
50°
75°
Jul
55°
79°
Aug
54°
77°
Sep
48°
69°
Oct
38°
57°
Nov
29°
43°
Dec
18°
31°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Water Wonderland Board of Realtors&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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