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138 Buddy Lane, Chimney Rock, NC 28746

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For Sale

$275,000

3 beds • 2 baths • 1,132 sqft

Estimated Payment

$ 1,428 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $242.93
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Cute place. Great price and tucked away in a little forested nook very close to Lake Lure marina and beach. Grab this great deal while area restoration work is being done. Lake lure and Chimney Rock shops and restaurants all just a minute or two away once reopened. Close in proximity to Lake Lure marina and beach. Manufactured 3/2 home on .15 acre lot with additional adjoining .22 acre lot conveying with sale. Chimney Rock water and sewer. FHA, Conventional and VA loan eligible. Seller recently installed $11,000 permanent foundation. No zoning restrictions on placing smaller camper or tiny home on additional lot. Chimney Rock water and sewer.
MLS# 4218444

Courtesy Of The Dwell Realty Group

(828) 210-3898

Property Features

  • Age
    21-30 Years Old
  • Appliances
    Dryer, Range, Refrigerator
  • Architecture Style
    Other
  • Floor Covering
    Laminate, Linoleum
  • Heating System
    Heat Pump
  • Lot Size
    0.37 Acres
  • View Type
    Mountain

Map and Directions

Directions to 138 Buddy Lane, Chimney Rock, NC 28746

Home seller CENTURY 21 Mountain Lifestyles

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Mountain Lifestyles

(828) 692-8275
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,428
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,428

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Pinnacle Elementary School

Grades PK-5 Public School

Rutherfordton, NC 28139 13 miles
1204 painters gap rd

223 total students
13:1 Student teacher ratio

School Rating: B-

School Details

R-s Middle School

Grades 6-8 Public School

Rutherfordton, NC 28139 17.2 miles
545 charlotte rd

659 total students
17:1 Student teacher ratio

School Rating: C-

School Details

R-s Central High School

Grades 9-12 Public School

Rutherfordton, NC 28139 15.3 miles
641 hwy 221 north

739 total students
15:1 Student teacher ratio

School Rating: B+

School Details

Rutherford Early College High School

Grades 9-12 Public School

Spindale, NC 28160 19.5 miles
286 icc loop road

208 total students
35:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Lake Lure Classical Academy 3.3 miles Public KG-12 B
Sunny View Elementary School 5.5 miles Public PK-5 B-
Timbersong Academy - Bat Cave 5.6 miles Private 9-12

Lake Lure Classical Academy

Distance: 3.3 miles

Type Public

Grades: KG-12

B

Sunny View Elementary School

Distance: 5.5 miles

Type Public

Grades: PK-5

B-

Timbersong Academy - Bat Cave

Distance: 5.6 miles

Type Private

Grades: 9-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Chimney Rock, NC 28746

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Chimney Rock, NC 28746

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

88° July
Hottest Average Month
28° January
Coldest Average Month
1,209 Total Households in Area
3.1% Increase in population since the year 2010
14.8%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Chimney Rock, NC 28746

Chimney Rock, NC 28746 has a population of 2,662 people in 1,209 households with a median age of 58.3 years old.

3.1%
Increase in population
since the year 2010
Population is Trending up
1,193
Total households as of 2010
2.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 58.3 years old. The smallest percentage group is 65-74 years and the largest percentage is the 18-24 years age range.

Community Population By Ethnicity

White 87%
Black 6%
Hispanic 3%
Other 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 87%, followed by Black at 6%, Hispanic at 3%, and Other at 1%.

Economics
for Chimney Rock, NC 28746

46 /sq mi
Population Density
$62,049 /yr
Median Household Income
$460,000
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.06% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 12%
  • Walk or Bike 5%
  • Public Transit 0%

Occupancy by Type

Vacant 1,432 54%
Owned 984 37%
Rented 225 9%

White vs Blue Collar Jobs







White Collar 76%
Blue Collar 24%

Family & Education Facts
for Chimney Rock, NC 28746

58.3 Median Age

Average Household Size

2.2
persons per
household

58.8%

Married Households

Community Population By Education

Bachelors Degree 25%
High School Graduate 20%
Some College 20%
Graduate Degree 16%
Associates Degree 14%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 24.54% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
14.8% of households have children

Weather
for Chimney Rock, NC 28746

The weather for this area ranges from a high of 88° F in July to a low of 28° F in January

88° July
Hottest Average Month
28° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
28°
51°
Feb
30°
55°
Mar
37°
63°
Apr
44°
72°
May
53°
79°
Jun
61°
85°
Jul
65°
88°
Aug
64°
87°
Sep
57°
81°
Oct
46°
72°
Nov
37°
62°
Dec
30°
53°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Chimney Rock, NC 28746!
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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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