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14 E Main Street, Waterloo, NY 13165

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For Sale

$269,000

2 beds • 2 baths • 2 half baths • 3,494 sqft

Estimated Payment

$ 1,687 /mo. †

6.63% APR for 30 yrs.
$3,703 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • $76.99
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a tenant occupied bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cash flow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential.
MLS# R1579859

Courtesy Of Coldwell Banker Finger Lakes

(315) 789-6768

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Other
  • Exterior Type
    Stucco
  • Floor Covering
    Hardwood
  • Lot Size
    0.06 Acres
  • Roof Type
    Membrane

Map and Directions

Directions to 14 E Main Street, Waterloo, NY 13165

Home seller CENTURY 21 Steve Davoli Real Estate

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Steve Davoli Real Estate

(315) 789-4569
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,379
  • Property Taxes
    $308
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,687

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Skoi-yase School

Grades PK-2 Public School

Waterloo, NY 13165 0.6 miles
65 fayette st

332 total students
9:1 Student teacher ratio

School Details

La Fayette School

Grades 3-5 Public School

Waterloo, NY 13165 0.6 miles
71 inslee st

341 total students
10:1 Student teacher ratio

School Rating: C

School Details

Waterloo Middle School

Grades 6-8 Public School

Waterloo, NY 13165 0.7 miles
65 center st

360 total students
10:1 Student teacher ratio

School Rating: C-

School Details

Waterloo High School

Grades 9-12 Public School

Waterloo, NY 13165 0.7 miles
96 stark st

474 total students
10:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Frank M Knight Elementary School 3.2 miles Public KG-2
Seneca Falls Middle School 3.5 miles Public 6-8 C
Mynderse Academy 3.5 miles Public 9-12 B-
Elizabeth Cady Stanton Elementary School 3.5 miles Public 3-5 D+

Frank M Knight Elementary School

Distance: 3.2 miles

Type Public

Grades: KG-2

Seneca Falls Middle School

Distance: 3.5 miles

Type Public

Grades: 6-8

C

Mynderse Academy

Distance: 3.5 miles

Type Public

Grades: 9-12

B-

Elizabeth Cady Stanton Elementary School

Distance: 3.5 miles

Type Public

Grades: 3-5

D+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Waterloo, NY 13165

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Waterloo, NY 13165

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
16° February
Coldest Average Month
4,191 Total Households in Area
-2.6% Increase in population since the year 2010
21.3%
of households
have children
20 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Waterloo, NY 13165

Waterloo, NY 13165 has a population of 9,924 people in 4,191 households with a median age of 45.3 years old.

-2.6%
Decrease in population
since the year 2010
Population is Trending down
4,250
Total households as of 2010
-3.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 89%
Hispanic 4%
Black 2%
Other 2%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 89%, followed by Hispanic at 4%, Black at 2%, and Other at 2%.

Economics
for Waterloo, NY 13165

137 /sq mi
Population Density
$61,872 /yr
Median Household Income
$200,000
Median Sales Price
20 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.26% of the households.

Transportation to Work

  • Drive 86%
  • Work from Home 8%
  • Walk or Bike 5%
  • Public Transit 1%

Occupancy by Type

Owned 2,998 65%
Rented 1,193 26%
Vacant 452 10%

White vs Blue Collar Jobs







White Collar 62%
Blue Collar 38%

Family & Education Facts
for Waterloo, NY 13165

45.3 Median Age

Average Household Size

2.3
persons per
household

41.3%

Married Households

Community Population By Education

High School Graduate 32%
Some College 21%
Associates Degree 16%
Bachelors Degree 12%
Some High School 11%
Graduate Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.13% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21.3% of households have children

Weather
for Waterloo, NY 13165

The weather for this area ranges from a high of 82° F in July to a low of 16° F in February

82° July
Hottest Average Month
16° February
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
16°
32°
Feb
16°
34°
Mar
25°
42°
Apr
36°
56°
May
47°
68°
Jun
56°
77°
Jul
61°
82°
Aug
59°
80°
Sep
52°
73°
Oct
42°
61°
Nov
32°
48°
Dec
22°
37°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Waterloo, NY 13165!
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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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