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140 Bay St 4j, JC, Downtown, NJ 07302

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For Sale

$325,000

1 beds • 1 baths • 1,050 sqft

Estimated Payment

$ 1,669 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Attached
    Property type

  • $309.52
    Price per square foot

Explore this Property

Certified Artist Loft for sale as a work/live affordable housing unit. Purchaser must be certified via Jersey City Cultural Affairs. Artist must practice a fine art, have a need for a live/work space and be able to submit past 5 years exhibits/proofs of work and professional references. Gross Income restrictions-1 Person Household Max is $67,431 and 2 Person Household Max is $77,064. Available for owner occupants only and this unit cannot be rented after purchase. Please verify figures with Jersey City Affordable Housing. Located in the vibrant Powerhouse Arts District of Downtown Jersey City, this spacious one-bedroom condominium boasts high ceilings, concrete flooring, central air, and an open-concept layout. This is a blank canvas for your creative vision. With large South-facing windows, natural light floods the space, highlighting its raw industrial charm. This beauty is in need of renovations, making it a perfect opportunity to customize your dream loft. Enjoy the convenience of a package room and a shared rooftop deck with breathtaking views. Ideally situated near shopping, dining, top-rated schools, and multiple transit options, your travel options are unlimited. The waterfront is a stroll away, offering scenic walks and stunning skyline views. Don't miss this rare chance to create your ideal urban retreat in one of Jersey City s most dynamic neighborhoods! Schedule a viewing today. **Income restrictions apply, and potential buyer must be an Artist with a need for a live/work space and with proofs of work**
MLS# 250002096

Courtesy Of eXp Realty, LLC

(866) 201-6210

Open Houses

April

5

Saturday

In Person

Saturday, April 5, 2025

1:00PM - 3:00PM

Property Features

  • Appliances
    Dryer
  • Architecture Style
    Loft
  • Cooling System
    Central A/C
  • Exterior Type
    Brick

Map and Directions

Directions to 140 Bay St 4j, JC, Downtown, NJ 07302

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,669
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,669

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cornelia F. Bradford School

Grades PK-5 Public School

Jersey City, NJ 07302 0.4 miles
96 sussex st

774 total students
20:1 Student teacher ratio

School Rating: A

School Details

Frank R. Conwell Middle School

Grades 6-8 Public School

Jersey City, NJ 07302 0.6 miles
107 bright st

737 total students
15:1 Student teacher ratio

School Rating: B-

School Details

James J. Ferris High School

Grades 9-12 Public School

Jersey City, NJ 07302 0.7 miles
35 colgate st

1210 total students
11:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
World Of Abc The Waldo School 0.1 miles Private PK-7
The French American Academy 0.3 miles Private PK-8
St Peters Preparatory School 0.4 miles Private 9-12
Our Lady Of Czestochowa 0.4 miles Private PK-8
Hamilton Park Montessori School Upper School 0.4 miles Private 1-8
St Anthony High School 0.5 miles Private 1-8
Hamilton Park Montessori School 0.5 miles Private PK-KG
Frank R. Conwell School 0.5 miles Public PK-5 B-
Explore Middle School 0.5 miles Public 6-8 A
Rafael Cordero Y Molina School 0.5 miles Public PK-8 C
Hudson Montessori 0.5 miles Private PK-6
First Christian Pentecostal Academy 0.6 miles Private PK-8
Dr Ronald Mcnair High School 0.6 miles Public 9-12 A+
Waterfront Montessori 0.6 miles Private PK-8
Dr. Michael Conti School 0.7 miles Public PK-8 A-
Viaquenti Academy 1 miles Private UG
William L. Dickinson High School 1 miles Public 9-12 D-

World Of Abc The Waldo School

Distance: 0.1 miles

Type Private

Grades: PK-7

The French American Academy

Distance: 0.3 miles

Type Private

Grades: PK-8

St Peters Preparatory School

Distance: 0.4 miles

Type Private

Grades: 9-12

Our Lady Of Czestochowa

Distance: 0.4 miles

Type Private

Grades: PK-8

Hamilton Park Montessori School Upper School

Distance: 0.4 miles

Type Private

Grades: 1-8

St Anthony High School

Distance: 0.5 miles

Type Private

Grades: 1-8

Hamilton Park Montessori School

Distance: 0.5 miles

Type Private

Grades: PK-KG

Frank R. Conwell School

Distance: 0.5 miles

Type Public

Grades: PK-5

B-

Explore Middle School

Distance: 0.5 miles

Type Public

Grades: 6-8

A

Rafael Cordero Y Molina School

Distance: 0.5 miles

Type Public

Grades: PK-8

C

Hudson Montessori

Distance: 0.5 miles

Type Private

Grades: PK-6

First Christian Pentecostal Academy

Distance: 0.6 miles

Type Private

Grades: PK-8

Dr Ronald Mcnair High School

Distance: 0.6 miles

Type Public

Grades: 9-12

A+

Waterfront Montessori

Distance: 0.6 miles

Type Private

Grades: PK-8

Dr. Michael Conti School

Distance: 0.7 miles

Type Public

Grades: PK-8

A-

Viaquenti Academy

Distance: 1 miles

Type Private

Grades: UG

William L. Dickinson High School

Distance: 1 miles

Type Public

Grades: 9-12

D-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for JC, Downtown, NJ 07302

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JC, Downtown, NJ 07302

This community’s employment is highest in the administrative support and finance industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
25° January
Coldest Average Month
24,868 Total Households in Area
-3.6% Increase in population since the year 2010
20.1%
of households
have children
30 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for JC, Downtown, NJ 07302

JC, Downtown, NJ 07302 has a population of 50,596 people in 24,868 households with a median age of 35.2 years old.

-3.6%
Decrease in population
since the year 2010
Population is Trending down
25,765
Total households as of 2010
3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 35.2 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 44%
Asian 34%
Hispanic 13%
Other 6%
Black 6%
Native American <1%
The most prevalent ethnicity is White at 44%, followed by Asian at 34%, Hispanic at 13%, and Other at 6%.

Economics
for JC, Downtown, NJ 07302

37,387 /sq mi
Population Density
$159,472 /yr
Median Household Income
$1,125,000
Median Sales Price
30 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 38.55% of the households.

Transportation to Work

  • Public Transit 49%
  • Work from Home 25%
  • Drive 17%
  • Walk or Bike 9%

Occupancy by Type

Rented 18,606 68%
Owned 6,262 23%
Vacant 2,495 9%

White vs Blue Collar Jobs







White Collar 96%
Blue Collar 4%

Family & Education Facts
for JC, Downtown, NJ 07302

35.2 Median Age

Average Household Size

2
persons per
household

40.6%

Married Households

Community Population By Education

Graduate Degree 42%
Bachelors Degree 39%
High School Graduate 8%
Some College 6%
Some High School 3%
Associates Degree 2%
Of the total people surveyed, the most prevalent educational attainment level is Graduate Degree, representing 41.96% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
20% of households have children

Weather
for JC, Downtown, NJ 07302

The weather for this area ranges from a high of 84° F in July to a low of 25° F in January

84° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
39°
Feb
26°
41°
Mar
33°
49°
Apr
43°
60°
May
53°
71°
Jun
62°
80°
Jul
68°
84°
Aug
67°
83°
Sep
60°
76°
Oct
49°
65°
Nov
40°
54°
Dec
30°
43°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about JC, Downtown, NJ 07302!
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Copyright © 2025 Hudson County Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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