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1400 Clay Avenue, Panama City, FL 32401

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For Sale

$195,000

2 beds • 1 baths • 825 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $236.36
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to this delightful 2-bedroom, 1-bathroom home in the heart of St. Andrews. Situated on a large corner lot, there's ample room to add a pool and create your own outdoor oasis. This cozy cottage has been thoughtfully updated over the years, including a metal roof, updated windows, flooring, and a refreshed kitchen and bathroom. Additionally, a new water heater was installed in June 2021.Perfectly positioned, this property is just a short walk to the marina, bay, and local tennis and basketball courts. Close to shopping a restaurants in Historic Downtown Panama City and Downtown St. Andrews, and only a 15 min drive to the white sandy beaches of PCB.Whether you're looking for a primary residence, a vacation getaway, or an investment, this home is ready to welcome you! Don't miss out--schedule a tour today and see the charm for yourself!
MLS# 765065

Courtesy Of Beachy Beach Real Estate

(850) 527-5651

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Dock
  • Appliances
    Dishwasher, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Lot Size
    0.21 Acres

Map and Directions

Directions to 1400 Clay Avenue, Panama City, FL 32401

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
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  • Hazard Insurance
    $0
  • Private Mortgage Insurance
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  • HOA Dues
    $0
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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