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144 Jay Street, Albany, NY 12210

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For Sale
Sale Pending

$315,000

4 beds • 2 baths • 2,220 sqft

Estimated Payment

$ 2,296 /mo. †

6.65% APR for 30 yrs.
$8,140 in taxes
Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • $141.89
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

A Center Square gem with gorgeous brick exterior is ready for it's next owner. Whether you're looking for an investment or a property to owner occupy, this is it! Each unit features over 1100 sq ft of living space with 2 sizable bedrooms. Some updating and personal touches will make this property truly shine. Building backs up to Hudson Ave Community Gardens and is diagonal from Hudson-Jay Park. Location is incredibly conveniently and just minutes from the Empire Plaza, State Buildings, Lark St, Washington Park, multiple bus lines, 787 and more. Both units currently rented, and have separate gas and electric utilities. Both units are currently occupied with tenants.
MLS# 202512111

Courtesy Of Howard Hanna Real Estate Services

15182861000

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Patio
  • Architecture Style
    New Traditional
  • Exterior Type
    Brick
  • Floor Covering
    Carpet, Laminate
  • Heating System
    Baseboard, Hot Water
  • Lot Size
    0.04 Acres

Map and Directions

Directions to 144 Jay Street, Albany, NY 12210

Home seller CENTURY 21 Purtell Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Purtell Realty

(518) 842-1243
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,618
  • Property Taxes
    $678
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,296

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Giffen Memorial Elementary School

Grades PK-5 Public School

Albany, NY 12202 0.8 miles
274 s pearl st

493 total students
13:1 Student teacher ratio

School Rating: F

School Details

Stephen And Harriet Myers Middle School

Grades 6-8 Public School

Albany, NY 12209 1.8 miles
100 elbel ct

627 total students
11:1 Student teacher ratio

School Rating: D

School Details

Albany High School

Grades 9-12 Public School

Albany, NY 12203 1.4 miles
700 washington ave

2607 total students
14:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
William S. Hackett Middle School 0.4 miles Public 6-8 D+
Bishop Maginn High School 0.5 miles Private 9-12
Thomas S O'brien Academy Of Science & Technology 0.5 miles Public PK-6 C-
Castle Island Bilingual Montessori 0.7 miles Private PK-5
Sheridan Preparatory Academy 0.7 miles Public PK-5 D-
Edmund J O'neal Middle School Of Excellence 0.7 miles Public 6-8
Green Tech High Charter School 0.8 miles Public 6-12 D
Albany Leadership Charter High School For Girls 0.8 miles Public 9-12 D+
Brighter Choice Charter School For Girls 0.9 miles Public KG-5 C+
Brighter Choice Charter School For Boys 0.9 miles Public KG-5 B
Arbor Hill Elementary School 0.9 miles Public PK-5 D+
Albany Community Charter School 1.1 miles Public KG-8 D-
Delaware Community School 1.1 miles Public PK-5 D-
Neil Hellman School/northern Rivers Family Service 1.1 miles Private 3-12
Hebrew Academy Of The Capital District 1.1 miles Private KG-8
Albany Academies 1.2 miles Private PK-12
Kipp Tech Valley Charter School 1.3 miles Public KG-8 D+
Lasalle School 1.4 miles Private 6-12
La Salle School 1.4 miles Private 6-12

William S. Hackett Middle School

Distance: 0.4 miles

Type Public

Grades: 6-8

D+

Bishop Maginn High School

Distance: 0.5 miles

Type Private

Grades: 9-12

Thomas S O'brien Academy Of Science & Technology

Distance: 0.5 miles

Type Public

Grades: PK-6

C-

Castle Island Bilingual Montessori

Distance: 0.7 miles

Type Private

Grades: PK-5

Sheridan Preparatory Academy

Distance: 0.7 miles

Type Public

Grades: PK-5

D-

Edmund J O'neal Middle School Of Excellence

Distance: 0.7 miles

Type Public

Grades: 6-8

Green Tech High Charter School

Distance: 0.8 miles

Type Public

Grades: 6-12

D

Albany Leadership Charter High School For Girls

Distance: 0.8 miles

Type Public

Grades: 9-12

D+

Brighter Choice Charter School For Girls

Distance: 0.9 miles

Type Public

Grades: KG-5

C+

Brighter Choice Charter School For Boys

Distance: 0.9 miles

Type Public

Grades: KG-5

B

Arbor Hill Elementary School

Distance: 0.9 miles

Type Public

Grades: PK-5

D+

Albany Community Charter School

Distance: 1.1 miles

Type Public

Grades: KG-8

D-

Delaware Community School

Distance: 1.1 miles

Type Public

Grades: PK-5

D-

Neil Hellman School/northern Rivers Family Service

Distance: 1.1 miles

Type Private

Grades: 3-12

Hebrew Academy Of The Capital District

Distance: 1.1 miles

Type Private

Grades: KG-8

Albany Academies

Distance: 1.2 miles

Type Private

Grades: PK-12

Kipp Tech Valley Charter School

Distance: 1.3 miles

Type Public

Grades: KG-8

D+

Lasalle School

Distance: 1.4 miles

Type Private

Grades: 6-12

La Salle School

Distance: 1.4 miles

Type Private

Grades: 6-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Albany, NY 12210

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Albany, NY 12210

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are above the national average.

83° July
Hottest Average Month
14° January
Coldest Average Month
5,695 Total Households in Area
0.3% Increase in population since the year 2010
21.7%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Albany, NY 12210

Albany, NY 12210 has a population of 10,530 people in 5,695 households with a median age of 33.2 years old.

0.3%
Increase in population
since the year 2010
Population is Trending up
5,667
Total households as of 2010
4.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 33.2 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

Black 44%
White 37%
Hispanic 12%
Other 5%
Asian 4%
Native American <1%
The most prevalent ethnicity is Black at 44%, followed by White at 37%, Hispanic at 12%, and Other at 5%.

Economics
for Albany, NY 12210

10,962 /sq mi
Population Density
$51,386 /yr
Median Household Income
$138,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.35% of the households.

Transportation to Work

  • Drive 59%
  • Walk or Bike 19%
  • Public Transit 15%
  • Work from Home 7%

Occupancy by Type

Rented 4,300 65%
Owned 1,395 21%
Vacant 962 14%

White vs Blue Collar Jobs







White Collar 88%
Blue Collar 12%

Family & Education Facts
for Albany, NY 12210

33.2 Median Age

Average Household Size

1.8
persons per
household

15.5%

Married Households

Community Population By Education

Some College 24%
Bachelors Degree 23%
Graduate Degree 22%
High School Graduate 17%
Some High School 8%
Associates Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 24.41% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21.7% of households have children

Weather
for Albany, NY 12210

The weather for this area ranges from a high of 83° F in July to a low of 14° F in January

83° July
Hottest Average Month
14° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
14°
32°
Feb
15°
35°
Mar
25°
44°
Apr
36°
58°
May
47°
70°
Jun
56°
79°
Jul
61°
83°
Aug
59°
81°
Sep
51°
73°
Oct
40°
62°
Nov
32°
49°
Dec
21°
36°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Albany, NY 12210!
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Copyright © 2025 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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