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1440 State Street, Garner, IA 50438

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For Sale

$259,900

6 beds • 4 baths • 1,440 sqft

Estimated Payment

$ 1,530 /mo. †

6.76% APR for 30 yrs.
$2,158 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $180.49
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

ATTENTION INVESTORS!!! If you are looking for an opportunity to add an amazing property to your portfolio this Duplex could be the perfect fit! The property boasts 1,440 sq. feet of living area on the main level that is split between the two units. They are identical flip flop units with 2 BRs, Kitchen, Good Sized Living Room & Full Bath on the Main Level and share a stairway that leads downstairs where each unit has a Family Room, 3rd BR, 2nd Bath, Laundry & Storage! The property has been updated with New Roof, Siding & Windows, as well as On-Demand Water Heater, Newer Wiring & Completely Remodeled Baths on the Main Level. Both Units are Currently Leased and property is being sold subject to Current Leases. Great Investment Property with Quality Tenants already in place! For more information on the lease rates or to schedule your private viewing, make the call today to tour this Great Property!
MLS# 6322553

Courtesy Of Schoneman, REALTORS

(641) 923-2813

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    Ranch
  • Heating System
    Forced Air
  • Lot Size
    0.26 Acres
  • Rooms
    Family Room, Kitchen, Living Room

Map and Directions

Directions to 1440 State Street, Garner, IA 50438

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CENTURY 21 Preferred

(641) 424-9400
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,350
  • Property Taxes
    $179
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,530

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Garner-hayfield-ventura Elementary School

Grades PK-4 Public School

Garner, IA 50438 0.5 miles
620 w 11th st

364 total students
18:1 Student teacher ratio

School Rating: A

School Details

Garner-hayfield-ventura Middle School

Grades 5-8 Public School

Garner, IA 50438 0.5 miles
620 w 11th st

281 total students
20:1 Student teacher ratio

School Rating: B+

School Details

Garner-hayfield-ventura High School

Grades 9-12 Public School

Garner, IA 50438 0.3 miles
605 w lyons st

303 total students
17:1 Student teacher ratio

School Rating: A-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Garner, IA 50438

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Garner, IA 50438

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
6° January
Coldest Average Month
1,920 Total Households in Area
-0.9% Increase in population since the year 2010
27.4%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Garner, IA 50438

Garner, IA 50438 has a population of 4,356 people in 1,920 households with a median age of 47.8 years old.

-0.9%
Decrease in population
since the year 2010
Population is Trending down
1,870
Total households as of 2010
4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 47.8 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 93%
Hispanic 4%
Other 1%
Black <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 93%, followed by Hispanic at 4%, Other at 1%, and Black at <1%.

Economics
for Garner, IA 50438

33 /sq mi
Population Density
$73,365 /yr
Median Household Income
$300,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.73% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 8%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 1,517 73%
Rented 403 19%
Vacant 159 8%

White vs Blue Collar Jobs







White Collar 60%
Blue Collar 40%

Family & Education Facts
for Garner, IA 50438

47.8 Median Age

Average Household Size

2.2
persons per
household

63.8%

Married Households

Community Population By Education

High School Graduate 31%
Some College 23%
Associates Degree 17%
Bachelors Degree 16%
Some High School 8%
Graduate Degree 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 31.4% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.4% of households have children

Weather
for Garner, IA 50438

The weather for this area ranges from a high of 84° F in July to a low of 6° F in January

84° July
Hottest Average Month
6° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
6°
24°
Feb
10°
29°
Mar
22°
41°
Apr
35°
58°
May
47°
71°
Jun
57°
80°
Jul
61°
84°
Aug
59°
82°
Sep
50°
74°
Oct
39°
62°
Nov
25°
43°
Dec
12°
29°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 NoCoast MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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