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145 Spencer Street, Gilboa, NY 12076

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For Sale

$498,000

4 beds • 1 baths • 1 half baths • 2,400 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $207.50
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

Escape to the tranquility of Gilboa with this immaculate, move-in-ready ranch home set on a generous 2.67 private acres. Whether you're searching for an ideal starter home, a relaxing second home away from the city, or a highly marketable Airbnb investment property, this residence checks every box.
MLS# 20255999

Courtesy Of Premier Realty Services

(518) 291-8049

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Deck, Basement, Cable Ready
  • Appliances
    Refrigerator, Range
  • Architecture Style
    Ranch
  • Fireplace
    Fireplace
  • Lot Size
    2.67 Acres
  • Roof Type
    Metal
  • Rooms
    Laundry Room, Family Room

Map and Directions

Directions to 145 Spencer Street, Gilboa, NY 12076

Home seller CENTURY 21 Crown Homes

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Crown Homes

(631) 893-4400
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Hudson Valley Catskill Region MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.