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146 Portal Drive, Montross, VA 22520

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For Sale

$369,900

3 beds • 2 baths • 1,276 sqft

Estimated Payment

$ 2,063 /mo. †

6.67% APR for 30 yrs.
$1,908 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $289.89
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Experience the best of Northern Neck living in this beautiful custom-built home in the sought-after Cabin Point community. Designed for comfort and style, this like-new residence offers spacious living with an open-concept living room and kitchen, perfect for entertaining. The family room features gorgeous vaulted, wood ceilings, adding warmth and character, while the kitchen has granite countertops and new appliances for modern convenience. LVP flooring runs throughout the kitchen and living areas, providing both durability and style. With 3-bedrooms and 2-full bathrooms, this home has a fantastic layout that maximizes both space and functionality. Each bedroom features a large spacious closet and the bathrooms have beautiful granite countertops and tiled wall showers, adding a touch of elegance. Enjoy your mornings with coffee on the inviting front and back porches, taking in the serene views of the protected Cabin Point Creek and the peaceful sounds of nature. Located in a wonderful neighborhood, residents enjoy exclusive access to three sprawling beaches, two boat ramps, an outdoor pool, an outdoor wading pool, two tennis courts, a picnic area, playground equipment, a basketball court, and the clubhouse. Have a boat? You're just a short walk from the community boat landing, which the owners describe as the most convenient spot for all-day boating adventures. If you're looking for a move-in-ready home that offers relaxation, recreation, and modern conveniences, this is the one. Schedule a showing today and start enjoying all that this beautiful location has to offer!
MLS# 118358

Courtesy Of Bay River Realty

(804) 529-5000

Property Features

  • Age
    1-5 Years Old
  • Amenities
    Double Pane Windows
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Heat Pumps
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Carpet, Carpet - Full, Laminate, Wood
  • Heating System
    Heat Pump
  • Rooms
    Kitchen
  • View Type
    River, Water

Map and Directions

Directions to 146 Portal Drive, Montross, VA 22520

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,904
  • Property Taxes
    $159
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,063

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cople Elementary School

Grades PK-5 Public School

Hague, VA 22469 4.6 miles
7114 cople hwy

376 total students
13:1 Student teacher ratio

School Rating: C-

School Details

Montross Middle School

Grades 6-8 Public School

Montross, VA 22520 7.5 miles
8884 menokin rd

336 total students
11:1 Student teacher ratio

School Rating: B+

School Details

Washington & Lee High School

Grades 9-12 Public School

Montross, VA 22520 8.7 miles
16380 kings hwy

487 total students
14:1 Student teacher ratio

School Rating: D

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Montross, VA 22520

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Montross, VA 22520

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are below the national average.

88° July
Hottest Average Month
27° January
Coldest Average Month
2,387 Total Households in Area
1.1% Increase in population since the year 2010
19.4%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Montross, VA 22520

Montross, VA 22520 has a population of 5,673 people in 2,387 households with a median age of 50.8 years old.

1.1%
Increase in population
since the year 2010
Population is Trending up
2,428
Total households as of 2010
1.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 50.8 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 60%
Black 28%
Hispanic 7%
Other 4%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 60%, followed by Black at 28%, Hispanic at 7%, and Other at 4%.

Economics
for Montross, VA 22520

54 /sq mi
Population Density
$61,334 /yr
Median Household Income
$285,000
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 14.47% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 13%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 1,847 54%
Vacant 1,017 30%
Rented 540 16%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Montross, VA 22520

50.8 Median Age

Average Household Size

2.4
persons per
household

32.6%

Married Households

Community Population By Education

High School Graduate 34%
Some College 21%
Some High School 20%
Bachelors Degree 10%
Graduate Degree 8%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.46% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.4% of households have children

Weather
for Montross, VA 22520

The weather for this area ranges from a high of 88° F in July to a low of 27° F in January

88° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
46°
Feb
28°
48°
Mar
35°
57°
Apr
44°
68°
May
54°
77°
Jun
63°
84°
Jul
67°
88°
Aug
66°
86°
Sep
60°
80°
Oct
48°
70°
Nov
38°
59°
Dec
30°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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