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1514 SW 20th, Cape Coral, FL 33991

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For Sale

$499,800

4 beds • 2 baths • 1,966 sqft

Estimated Payment

$ 2,657 /mo. †

6.67% APR for 30 yrs.
$1,013 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $254.22
    Price per square foot

  • New Construction, 1-5 Years Old
    Age

Explore this Property

Welcome to 1514 SW 20th Ave. This beautiful new construction, all central water sewer assessments paid ($30K savings), waterfront canal home in a NO Flood zone is located on a sidewalk-lined street and offers incredible views of the freshwater canal along SW 20th ave. The spacious 2,717 sq ft gross, home that boasts, 1,966 sq ft under air, features high ceilings and a modern design, light bright colors with a cocoa contrast, circular paver driveway for easy in and out. It includes 4 large bedrooms w large closets (or a den), 2 baths, and a 2-car garage with epoxy flooring, a full level 3 thick granite and white shaker cabinets, a laundry room for supplies, and an extra pantry food storage space and laundry items, and a laundry tub. All oversized polished neutral tile flooring, tray ceilings, and contrast bands, all Quality Hurricane Impact Glass, and Impact Glass and steel doors. The property is conveniently located within walking distance too Trafalgar Middle and Elementary schools. The kitchen is elegantly designed and includes plenty of shaker cabinets, custom level 3 granite countertops, and stainless-steel appliances. The illuminated island is ideal for entertaining family, and guests and connects the kitchen, great room, and dining area, all with stunning views of the canal and potential pool area. The master bedroom offers a walk-in closet, a water closet in the master bath, and a modern bathroom with dual sinks and a large glass door, tile shower, and a mosaic waterfall. This home is perfect for relaxation and entertainment, with an ideal location to enjoy stunning Cape Coral sunsets. Situated in a quiet, sidewalk-lined neighborhood and close to schools and parks, Publix, Home Depot, Walmart, Lowes, veterans pkwy, Pine Island Rd, and Santa Barbara. This property is perfectly centralized for those seeking both beauty and comfort in their new home. SPECIAL BUILDER FINANCING CREDIT FOR 2 1 BUYDOWN using builders preferred lender. NOTE: A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage by a large amount for the first two years before it rises to the regular, permanent rate.
MLS# 224054641

Courtesy Of Saggio Realty

(941) 229-0888

Property Features

  • Age
    New Construction, 1-5 Years Old
  • Amenities
    Porch, Water Front
  • Appliances
    Dishwasher, Freezer, Garbage Disposer, Ice Maker, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Block, Concrete, Stucco
  • Floor Covering
    Tile
  • Heating System
    Central Furnace
  • Lot Size
    0.24 Acres

Map and Directions

Directions to 1514 SW 20th, Cape Coral, FL 33991

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,572
  • Property Taxes
    $84
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,657

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Hector A. Cafferata, Jr. Elementary School

Grades KG-5 Public School

Cape Coral, FL 33993 3.4 miles
250 santa barbara blvd n

605 total students
16:1 Student teacher ratio

School Rating: C

School Details

Trafalgar Elementary School

Grades KG-5 Public School

Cape Coral, FL 33991 0.4 miles
1850 sw 20th ave

779 total students
16:1 Student teacher ratio

School Rating: B

School Details

Patriot Elementary School

Grades KG-5 Public School

Cape Coral, FL 33991 1.6 miles
711 sw 18th st

715 total students
17:1 Student teacher ratio

School Rating: C

School Details

Skyline Elementary School

Grades KG-5 Public School

Cape Coral, FL 33991 1.8 miles
620 sw 19th st

903 total students
15:1 Student teacher ratio

School Rating: C-

School Details

Gulf Middle School

Grades 6-8 Public School

Cape Coral, FL 33914 2.6 miles
1809 sw 36th ter

791 total students
20:1 Student teacher ratio

School Rating: A-

School Details

Trafalgar Middle School

Grades 6-8 Public School

Cape Coral, FL 33991 0.2 miles
2120 sw trafalgar pkwy

912 total students
19:1 Student teacher ratio

School Rating: B+

School Details

North Fort Myers High School

Grades 9-12 Public School

North Fort Myers, FL 33903 6.8 miles
5000 orange grove blvd

1801 total students
20:1 Student teacher ratio

School Rating: B

School Details

Cape Coral High School

Grades 9-12 Public School

Cape Coral, FL 33991 2.6 miles
2300 santa barbara blvd

1624 total students
21:1 Student teacher ratio

School Rating: C-

School Details

Mariner High School

Grades 9-12 Public School

Cape Coral, FL 33993 2.9 miles
701 chiquita blvd n

1489 total students
21:1 Student teacher ratio

School Rating: D+

School Details

Ida S. Baker High School

Grades 9-12 Public School

Cape Coral, FL 33914 2.5 miles
3500 agualinda blvd

1721 total students
22:1 Student teacher ratio

School Rating: C-

School Details

Island Coast High School

Grades 9-12 Public School

Cape Coral, FL 33909 8.9 miles
2125 de navarra pkwy

1432 total students
21:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Christian Life Academy Of Lee County 0.5 miles Private KG-8
Christian Life Academy 0.5 miles Private KG-8
Challenger Middle School 1.7 miles Public 6-8 B
Oasis Elementary Charter School-north 1.9 miles Public KG-5 A-
Nicaea Academy Of Cape Coral 2.4 miles Private PK-12
Gulf Elementary School 2.4 miles Public KG-5 B-
Grace Community School Of Skyline 2.4 miles Private PK-1
North Nicholas High School 2.5 miles Public 9-12 F
Oasis Charter Elementary School-south 2.5 miles Public KG-5 A+
Oasis Charter Middle School 2.5 miles Public 6-8 A
Oasis Charter High School 2.5 miles Public 9-12 B+
Mariner Middle School 2.6 miles Public 6-8 C
Heritage Charter Academy Of Cape Coral 2.7 miles Public KG-8 D-

Christian Life Academy Of Lee County

Distance: 0.5 miles

Type Private

Grades: KG-8

Christian Life Academy

Distance: 0.5 miles

Type Private

Grades: KG-8

Challenger Middle School

Distance: 1.7 miles

Type Public

Grades: 6-8

B

Oasis Elementary Charter School-north

Distance: 1.9 miles

Type Public

Grades: KG-5

A-

Nicaea Academy Of Cape Coral

Distance: 2.4 miles

Type Private

Grades: PK-12

Gulf Elementary School

Distance: 2.4 miles

Type Public

Grades: KG-5

B-

Grace Community School Of Skyline

Distance: 2.4 miles

Type Private

Grades: PK-1

North Nicholas High School

Distance: 2.5 miles

Type Public

Grades: 9-12

F

Oasis Charter Elementary School-south

Distance: 2.5 miles

Type Public

Grades: KG-5

A+

Oasis Charter Middle School

Distance: 2.5 miles

Type Public

Grades: 6-8

A

Oasis Charter High School

Distance: 2.5 miles

Type Public

Grades: 9-12

B+

Mariner Middle School

Distance: 2.6 miles

Type Public

Grades: 6-8

C

Heritage Charter Academy Of Cape Coral

Distance: 2.7 miles

Type Public

Grades: KG-8

D-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cape Coral, FL 33991

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Cape Coral, FL 33991

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
53° January
Coldest Average Month
11,138 Total Households in Area
11.5% Increase in population since the year 2010
27.9%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cape Coral, FL 33991

Cape Coral, FL 33991 has a population of 29,122 people in 11,138 households with a median age of 43.9 years old.

11.5%
Increase in population
since the year 2010
Population is Trending up
9,722
Total households as of 2010
9.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.9 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 71%
Hispanic 24%
Other 6%
Black 4%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 71%, followed by Hispanic at 24%, Other at 6%, and Black at 4%.

Economics
for Cape Coral, FL 33991

1,858 /sq mi
Population Density
$78,496 /yr
Median Household Income
$386,500
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.88% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 9%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 8,881 72%
Rented 2,257 18%
Vacant 1,131 9%

White vs Blue Collar Jobs







White Collar 74%
Blue Collar 26%

Family & Education Facts
for Cape Coral, FL 33991

43.9 Median Age

Average Household Size

2.6
persons per
household

59.6%

Married Households

Community Population By Education

High School Graduate 34%
Some College 26%
Bachelors Degree 18%
Associates Degree 9%
Graduate Degree 7%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.48% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.9% of households have children

Weather
for Cape Coral, FL 33991

The weather for this area ranges from a high of 91° F in August to a low of 53° F in January

91° August
Hottest Average Month
53° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
53°
74°
Feb
54°
76°
Mar
58°
79°
Apr
62°
84°
May
67°
88°
Jun
72°
90°
Jul
73°
91°
Aug
74°
91°
Sep
73°
89°
Oct
67°
85°
Nov
60°
80°
Dec
54°
75°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Naples Area Board of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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