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1595 Catob, Harbor Springs, MI 49740

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For Sale

$609,000

3 beds • 3 baths • 2,473 sqft

Estimated Payment

$ 3,134 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $246.26
    Price per square foot

  • 31-40 Years Old
    Age

  • Basement
    Rooms

Explore this Property

This exceptional home sits on a tranquil just under 5-acre property, offering 3 bedrooms plus loft, 3 bathrooms, a versatile lower-level guest apartment with separate entrance, pole barn, and the perfect balance of open and wooded areas. Would make a perfect private home or may be available look for short term rental opportunities. This home is not cookie cutter... cathedral ceilings, beautiful oak flooring, warm wood finishes, spacious galley kitchen, and an abundance of large windows that flood the space with natural light, creating a welcoming atmosphere perfect for entertaining. Main level starts with a unique entry area leading into dining area with a cozy wood stove and large living room. Primary bedroom suite, second bedroom and an updated full guest bath plus loft bedroom. Large, finished walkout lower level with guest apartment complete with kitchen full bath and its own separate entrance. Extensively updated with new electrical, insulation, framing, drywall, flooring, ceiling, lighting, paint, plumbing, and gas line. Energy efficiency improvements feature a new furnace and central air system (2024) with enhanced ventilation. Practical exterior enhancements include gutters, snow stops on the metal roof, new outdoor lighting, garden beds with fencing, and a fire pit. A spacious 30x40 pole barn and generator hookup add tremendous utility. Privacy, seclusion, yet convenient. The property delights nature lovers with abundant wildlife and productive gardens including established blueberry bushes, grape vines, and apple trees. Ideally located between downtown Harbor Springs and the Pleasantview area providing easy access to golf courses, skiing, and downtown amenities.
MLS# 475970

Courtesy Of Coldwell Banker Schmidt
420 Howard Street, Petoskey, MI 49770
(231) 347-7600

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Heating System
    Forced Air
  • Lot Size
    4.73 Acres
  • Roof Type
    Metal
  • Rooms
    Basement, Dining Room, Family Room, Kitchen, Living Room

Map and Directions

Directions to 1595 Catob, Harbor Springs, MI 49740

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,134
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,134

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Blackbird Elementary School

Grades PK-1 Public School

Harbor Springs, MI 49740 2.3 miles
421 e lake st

98 total students
10:1 Student teacher ratio

School Details

Shay Elementary School

Grades 2-4 Public School

Harbor Springs, MI 49740 2.4 miles
175 e lake st

159 total students
12:1 Student teacher ratio

School Details

Harbor Springs Middle School

Grades 5-8 Public School

Harbor Springs, MI 49740 2.5 miles
800 state st

241 total students
15:1 Student teacher ratio

School Rating: B

School Details

Harbor Springs High School

Grades 9-12 Public School

Harbor Springs, MI 49740 2.5 miles
500 n spring st

251 total students
15:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Harbor Light Christian School 2.8 miles Private PK-12

Harbor Light Christian School

Distance: 2.8 miles

Type Private

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Harbor Springs, MI 49740

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Harbor Springs, MI 49740

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

78° July
Hottest Average Month
10° February
Coldest Average Month
3,420 Total Households in Area
0.7% Increase in population since the year 2010
19.1%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Harbor Springs, MI 49740

Harbor Springs, MI 49740 has a population of 7,745 people in 3,420 households with a median age of 53.4 years old.

0.7%
Increase in population
since the year 2010
Population is Trending up
3,447
Total households as of 2010
1.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Native American 3%
Hispanic 2%
Other <1%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 91%, followed by Native American at 3%, Hispanic at 2%, and Other at <1%.

Economics
for Harbor Springs, MI 49740

54 /sq mi
Population Density
$72,803 /yr
Median Household Income
$391,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.67% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 12%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 2,953 48%
Vacant 2,770 45%
Rented 467 8%

White vs Blue Collar Jobs







White Collar 77%
Blue Collar 23%

Family & Education Facts
for Harbor Springs, MI 49740

53.4 Median Age

Average Household Size

2.2
persons per
household

61.2%

Married Households

Community Population By Education

Bachelors Degree 25%
High School Graduate 23%
Some College 22%
Graduate Degree 18%
Associates Degree 9%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 24.87% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.1% of households have children

Weather
for Harbor Springs, MI 49740

The weather for this area ranges from a high of 78° F in July to a low of 10° F in February

78° July
Hottest Average Month
10° February
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
27°
Feb
10°
30°
Mar
18°
40°
Apr
30°
53°
May
40°
67°
Jun
50°
73°
Jul
56°
78°
Aug
56°
76°
Sep
49°
68°
Oct
40°
56°
Nov
30°
43°
Dec
20°
32°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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