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177 Lake Drive, Topton, NC 28781

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For Sale

$999,000

3 beds • 2 baths

Estimated Payment

$ 5,141 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 31-40 Years Old
    Age

  • Hot Tub Spa
    Amenities

Explore this Property

Welcome to your Dream Lakefront Retreat on the Picturesque Nantahala Lake. This Stunning Home Boasts 3 bedrooms, 2 bathrooms, and an attached 2-car garage all on ONE-LEVEL. Step inside to discover a one-level split floor plan with hardwood floors throughout. This Mountain Lake-Front Cabin is turn key and ready for you to start enjoying the outdoors & warmer weather. Windows positioned perfectly in the master, living room, kitchen, dining room, and second bedroom to take in the Breathtaking Views of the lake and mountains! Serene beauty is what you will see when you step on this property. Located in a small, quiet, private gated community with your own private aluminum/composite boat dock providing easy access to the crystal-clear waters of the lake. Sit back and relax on your oversized covered deck, listening to the soothing sounds of the bordering noisy creek as it flows into Nantahala Lake and you take in those lake and mountain views! The oversized deck is equipped with a gas fire pit and a luxurious hot tub, perfect for unwinding and enjoying this true park-like setting! A whole-home propane generator, internet, and Community Water. Metal roof, HVAC system new at the end of 2021, This home offers both privacy and easy access. This Mountain Lake-Front Cabin is ready for you to start enjoying the outdoors right in time for warmer weather! This park like setting is very rare & serine.. This offering is for one of the most pristine lakes & property in the eastern US. Lake Nantahala is at 3000ft elevation & a large portion of the lake is surrounded by national forest making this lake and property a true destination.
MLS# 403223

Courtesy Of REMAX Town & Country

(706) 745-5698

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Dock, Ceiling Fan, Hot Tub Spa, Garden
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Heat Pumps
  • Floor Covering
    Vinyl, Wood
  • Heating System
    Central Furnace, Heat Pump
  • Lot Size
    0.62 Acres
  • Roof Type
    Metal
  • Rooms
    Den, Dining Room, Kitchen, Living Room, Office
  • View Type
    Lake, Mountain

Map and Directions

Directions to 177 Lake Drive, Topton, NC 28781

Home seller CENTURY 21 Rucker Real Estate

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Rucker Real Estate

(980) 237-2902
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $5,141
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,141

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Nantahala School

Grades KG-12 Public School

Topton, NC 28781 6 miles
213 windingstairs rd

74 total students
6:1 Student teacher ratio

School Rating: B-

School Details

Mountain View Intermediate School

Grades 5-6 Public School

Franklin, NC 28734 16 miles
161 clarks chapel rd

608 total students
15:1 Student teacher ratio

School Rating: D

School Details

Macon Middle School

Grades 7-8 Public School

Franklin, NC 28734 16.2 miles
1345 wells grove rd

625 total students
16:1 Student teacher ratio

School Rating: C+

School Details

Macon Early College High School

Grades 9-12 Public School

Franklin, NC 28734 14.9 miles
77 siler farm rd

136 total students
34:1 Student teacher ratio

School Rating: B+

School Details

Franklin High School

Grades 9-12 Public School

Franklin, NC 28734 14.9 miles
100 panther dr

966 total students
17:1 Student teacher ratio

School Rating: C

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Topton, NC 28781

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Topton, NC 28781

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

81° July
Hottest Average Month
27° January
Coldest Average Month
395 Total Households in Area
4.8% Increase in population since the year 2010
16.9%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Topton, NC 28781

Topton, NC 28781 has a population of 848 people in 395 households with a median age of 48.9 years old.

4.8%
Increase in population
since the year 2010
Population is Trending up
376
Total households as of 2010
3.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 48.9 years old. The smallest percentage group is 65-74 years and the largest percentage is the 18-24 years age range.

Community Population By Ethnicity

White 90%
Hispanic 4%
Native American 1%
Other <1%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 90%, followed by Hispanic at 4%, Native American at 1%, and Other at <1%.

Economics
for Topton, NC 28781

12 /sq mi
Population Density
$38,692 /yr
Median Household Income
$435,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $15-24,999k representing 25.7% of the households.

Transportation to Work

  • Drive 83%
  • Work from Home 9%
  • Walk or Bike 8%
  • Public Transit 1%

Occupancy by Type

Vacant 596 60%
Owned 313 32%
Rented 82 8%

White vs Blue Collar Jobs







White Collar 60%
Blue Collar 40%

Family & Education Facts
for Topton, NC 28781

48.9 Median Age

Average Household Size

2.1
persons per
household

55.1%

Married Households

Community Population By Education

High School Graduate 42%
Some College 16%
Bachelors Degree 15%
Some High School 11%
Associates Degree 10%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 42.16% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
16.9% of households have children

Weather
for Topton, NC 28781

The weather for this area ranges from a high of 81° F in July to a low of 27° F in January

81° July
Hottest Average Month
27° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
27°
47°
Feb
28°
50°
Mar
34°
57°
Apr
41°
65°
May
49°
72°
Jun
56°
78°
Jul
60°
81°
Aug
59°
80°
Sep
54°
75°
Oct
43°
67°
Nov
34°
57°
Dec
28°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Northeast Georgia Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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