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1804 North Bay Road, Ely, MN 55731

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For Sale

$649,000

3 beds • 2 baths • 2,920 sqft

Estimated Payment

$ 3,340 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $222.26
    Price per square foot

  • 31-40 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Nestled approximately 12 miles south of Ely, this 3BR/3BA Birch Lake home sits on a 2.6-acre point, offering unparalleled views of Birch Lake from three sides. With 675 feet of accessible, user-friendly shoreline, with sandy beach. Huge living/dining room with a cozy wood-burning brick fireplace, lakeside room with vaulted ceilings and panoramic lake views, en-suite primary bedroom, main floor laundry, knotty pine cabin feel throughout for full Up North Cabin feels. Lower level has a roomy rec room and two other rooms used as bedrooms (non-egress) but great for a library, den, exercise room, etc. Outdoor bliss with large front deck, firepit, dock in a quite bay (great fishing shhh) and end of the road privacy. You'll love the sites, sounds, and fresh forest smells of this hidden retreat. Don't miss out!
MLS# 147932

Courtesy Of Z' Up North Realty

(218) 827-2288

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Deck, Patio, Water Front
  • Appliances
    Dryer, Range, Refrigerator
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Heating System
    Fireplace, Forced Air
  • Lot Size
    2.6 Acres
  • Rooms
    Basement, Dining Room, Kitchen, Living Room

Map and Directions

Directions to 1804 North Bay Road, Ely, MN 55731

Home seller CENTURY 21 Northland Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Northland Realty

(507) 238-4796
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,340
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,340

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Washington Elementary School

Grades PK-5 Public School

Ely, MN 55731 9.9 miles
600 e harvey st

250 total students
13:1 Student teacher ratio

School Rating: A-

School Details

Memorial Middle School

Grades 6-8 Public School

Ely, MN 55731 9.9 miles
600 e harvey st

148 total students
21:1 Student teacher ratio

School Rating: C-

School Details

Memorial High School

Grades 9-12 Public School

Ely, MN 55731 9.9 miles
600 e harvey st

158 total students
12:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Babbit Elementary School 5 miles Public PK-6 C
Northeast Range Secondary School 5 miles Public 7-12 A-

Babbit Elementary School

Distance: 5 miles

Type Public

Grades: PK-6

C

Northeast Range Secondary School

Distance: 5 miles

Type Public

Grades: 7-12

A-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Ely, MN 55731

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Ely, MN 55731

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

78° July
Hottest Average Month
-7° January
Coldest Average Month
2,972 Total Households in Area
-0.8% Increase in population since the year 2010
11.7%
of households
have children
17 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Ely, MN 55731

Ely, MN 55731 has a population of 5,896 people in 2,972 households with a median age of 54.5 years old.

-0.8%
Decrease in population
since the year 2010
Population is Trending down
2,916
Total households as of 2010
3.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 54.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Native American 3%
Black 2%
Hispanic 2%
Other <1%
Asian <1%
The most prevalent ethnicity is White at 90%, followed by Native American at 3%, Black at 2%, and Hispanic at 2%.

Economics
for Ely, MN 55731

4 /sq mi
Population Density
$54,899 /yr
Median Household Income
$250,000
Median Sales Price
17 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.69% of the households.

Transportation to Work

  • Drive 75%
  • Walk or Bike 14%
  • Work from Home 11%
  • Public Transit 0%

Occupancy by Type

Vacant 2,286 43%
Owned 2,268 43%
Rented 704 13%

White vs Blue Collar Jobs







White Collar 71%
Blue Collar 29%

Family & Education Facts
for Ely, MN 55731

54.5 Median Age

Average Household Size

1.9
persons per
household

42.8%

Married Households

Community Population By Education

High School Graduate 23%
Some College 21%
Bachelors Degree 21%
Associates Degree 18%
Graduate Degree 11%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 22.54% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
11.7% of households have children

Weather
for Ely, MN 55731

The weather for this area ranges from a high of 78° F in July to a low of -7° F in January

78° July
Hottest Average Month
-7° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
-7°
16°
Feb
-2°
22°
Mar
10°
35°
Apr
26°
51°
May
38°
65°
Jun
47°
73°
Jul
53°
78°
Aug
50°
76°
Sep
42°
65°
Oct
32°
52°
Nov
17°
34°
Dec
1°
20°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Range Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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