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181 County Road 3968, Arley, AL 35541

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For Sale

$1,295,000

4 beds • 4 baths • 1 half baths • 2,800 sqft

Estimated Payment

$ 7,133 /mo. †

6.85% APR for 30 yrs.
$4,135 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $462.50
    Price per square foot

  • 21-30 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Smith Lake (Main Channel) The definition of a true lake home! Nestled within 3 waterfront lots totaling over 3 acres, this home offers privacy that is unmatched. Enjoy almost 300 feet of beautiful emerald green waterfront. You are in sight of the main channel while being tucked away in a stunning rocky cove. A custom lakeside pavilion overlooks the lake with a fireplace and grilling station.
MLS# 25-206

Courtesy Of Lake Homes Realty

(205) 985-2991

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Deck, Patio, Water Front
  • Appliances
    Dishwasher, Oven - Gas, Range, Refrigerator, Washer
  • Architecture Style
    Craftsman
  • Exterior Type
    Block
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Carpet - Full
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    3.27 Acres
  • View Type
    Water

Map and Directions

Directions to 181 County Road 3968, Arley, AL 35541

Home seller CENTURY 21 Clement Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Clement Realty, Inc.

(256) 351-2121
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $6,788
  • Property Taxes
    $344
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $7,133

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Meek Elementary School

Grades PK-4 Public School

Arley, AL 35541 4.2 miles
6613 county road 41

170 total students
18:1 Student teacher ratio

School Rating: A-

School Details

Meek High School

Grades 5-12 Public School

Arley, AL 35541 4.3 miles
6615 county road 41

268 total students
18:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Curry High School 4.2 miles Public 9-12 D+
Curry Middle School 4.3 miles Public 5-8 B+
Curry Elementary School 4.3 miles Public PK-4 A

Curry High School

Distance: 4.2 miles

Type Public

Grades: 9-12

D+

Curry Middle School

Distance: 4.3 miles

Type Public

Grades: 5-8

B+

Curry Elementary School

Distance: 4.3 miles

Type Public

Grades: PK-4

A

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Arley, AL 35541

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Arley, AL 35541

This community’s employment is highest in the administrative support and production occupations industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
29° January
Coldest Average Month
1,691 Total Households in Area
1.4% Increase in population since the year 2010
17.5%
of households
have children
35 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Arley, AL 35541

Arley, AL 35541 has a population of 3,823 people in 1,691 households with a median age of 49.7 years old.

1.4%
Increase in population
since the year 2010
Population is Trending up
1,631
Total households as of 2010
3.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 49.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 95%
Hispanic 1%
Other <1%
Black <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 95%, followed by Hispanic at 1%, Other at <1%, and Black at <1%.

Economics
for Arley, AL 35541

52 /sq mi
Population Density
$59,947 /yr
Median Household Income
$390,000
Median Sales Price
35 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.25% of the households.

Transportation to Work

  • Drive 94%
  • Work from Home 4%
  • Walk or Bike 1%
  • Public Transit 1%

Occupancy by Type

Owned 1,445 52%
Vacant 1,101 39%
Rented 246 9%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Arley, AL 35541

49.7 Median Age

Average Household Size

2.3
persons per
household

59.7%

Married Households

Community Population By Education

High School Graduate 34%
Some College 19%
Some High School 14%
Associates Degree 14%
Bachelors Degree 11%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.19% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
17.5% of households have children

Weather
for Arley, AL 35541

The weather for this area ranges from a high of 90° F in July to a low of 29° F in January

90° July
Hottest Average Month
29° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
29°
51°
Feb
32°
56°
Mar
39°
64°
Apr
47°
73°
May
56°
80°
Jun
63°
87°
Jul
67°
90°
Aug
66°
89°
Sep
60°
84°
Oct
48°
74°
Nov
39°
63°
Dec
32°
54°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Walker County Area Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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