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181 Rumson Road, Rumson, NJ 07760

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For Sale

$2,199,999

4 beds • 2 baths • 1 half baths

Estimated Payment

$ 11,299 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • Fireplace
    Heating System

  • Fireplace
    Fireplace

Explore this Property

Waterfront Rumson Opportunity - Build New or Renovate! This exceptional 1.5-ac property offers water views & an expansive 250 ft of bulkhead, accommodating a variety of watercraft with 4-5 ft at low tide. The current plans for a 4,420+ sqft home are fully customizable, allowing a buyer to modify layouts or add square footage to suit their vision. All required NJDEP plans, including site engineering, grading, & environmental applications, have been submitted, & approvals are anticipated without variances. Once obtained, local zoning & building permits can follow. Demolition is permitted, giving flexibility to buyers exploring different possibilities for this waterfront estate. The existing 3,700 sqft Colonial is structurally sound & can be renovated. This is a must see!
MLS# 22507798

Courtesy Of O'Brien Realty

(732) 229-3532

Property Features

  • Amenities
    Water Front
  • Architecture Style
    Colonial
  • Cooling System
    Zoned A/C
  • Fireplace
    Fireplace
  • Heating System
    Fireplace, Zoned
  • Lot Size
    1.5 Acres
  • View Type
    Water

Map and Directions

Directions to 181 Rumson Road, Rumson, NJ 07760

Home seller CENTURY 21 Thomson & Co

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Thomson & Co

(732) 945-7035
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $11,299
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $11,299

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Deane-porter School

Grades PK-3 Public School

Rumson, NJ 07760 2 miles
50 black point rd

357 total students
9:1 Student teacher ratio

School Details

Forrestdale School

Grades 4-8 Public School

Rumson, NJ 07760 2.1 miles
60 forrest ave

578 total students
10:1 Student teacher ratio

School Rating: A+

School Details

Rumson-fair Haven Regional High School

Grades 9-12 Public School

Rumson, NJ 07760 2 miles
74 ridge rd

968 total students
12:1 Student teacher ratio

School Rating: A

School Details
Other Nearby Schools Distance Type Grades School Rating
Red Bank Regional High School 0.7 miles Public 9-12 C+
Point Road School 0.9 miles Public PK-4 A+
Knollwood School 1 miles Public 4-8 A+
Markham Place School 1.1 miles Public 5-8 A+
Viola L. Sickles Elementary School 1.2 miles Public PK-3
Smart Start Preschool 1.2 miles Private PK-TKG
The Rumson Country Day School 1.3 miles Private PK-8
Tower Hill School 1.4 miles Private PK-TKG
Jersey Shore Free School 1.6 miles Private UG
Red Bank Middle School 1.8 miles Public 4-8 C
Vincent S Mastro Montessori Academy 2 miles Private PK-7
St James Elementary School 2.1 miles Private PK-8
Maple Place Middle School 2.3 miles Public 5-8 B-
Shrewsbury Borough School 2.3 miles Public PK-8 A
Red Bank Charter School 2.3 miles Public PK-8 D
Monmouth Beach Elementary School 2.6 miles Public PK-8 A+
Holy Cross Academy 2.7 miles Private PK-8

Red Bank Regional High School

Distance: 0.7 miles

Type Public

Grades: 9-12

C+

Point Road School

Distance: 0.9 miles

Type Public

Grades: PK-4

A+

Knollwood School

Distance: 1 miles

Type Public

Grades: 4-8

A+

Markham Place School

Distance: 1.1 miles

Type Public

Grades: 5-8

A+

Viola L. Sickles Elementary School

Distance: 1.2 miles

Type Public

Grades: PK-3

Smart Start Preschool

Distance: 1.2 miles

Type Private

Grades: PK-TKG

The Rumson Country Day School

Distance: 1.3 miles

Type Private

Grades: PK-8

Tower Hill School

Distance: 1.4 miles

Type Private

Grades: PK-TKG

Jersey Shore Free School

Distance: 1.6 miles

Type Private

Grades: UG

Red Bank Middle School

Distance: 1.8 miles

Type Public

Grades: 4-8

C

Vincent S Mastro Montessori Academy

Distance: 2 miles

Type Private

Grades: PK-7

St James Elementary School

Distance: 2.1 miles

Type Private

Grades: PK-8

Maple Place Middle School

Distance: 2.3 miles

Type Public

Grades: 5-8

B-

Shrewsbury Borough School

Distance: 2.3 miles

Type Public

Grades: PK-8

A

Red Bank Charter School

Distance: 2.3 miles

Type Public

Grades: PK-8

D

Monmouth Beach Elementary School

Distance: 2.6 miles

Type Public

Grades: PK-8

A+

Holy Cross Academy

Distance: 2.7 miles

Type Private

Grades: PK-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Rumson, NJ 07760

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Rumson, NJ 07760

This community’s employment is highest in the education and administrative support industries. The area’s overall household expenses are above the national average.

83° July
Hottest Average Month
25° January
Coldest Average Month
3,234 Total Households in Area
-0.4% Increase in population since the year 2010
37.2%
of households
have children
36 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Rumson, NJ 07760

Rumson, NJ 07760 has a population of 9,145 people in 3,234 households with a median age of 44.1 years old.

-0.4%
Decrease in population
since the year 2010
Population is Trending down
3,256
Total households as of 2010
2.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.1 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 91%
Hispanic 4%
Asian 2%
Other <1%
Black <1%
Native American <1%
The most prevalent ethnicity is White at 91%, followed by Hispanic at 4%, Asian at 2%, and Other at <1%.

Economics
for Rumson, NJ 07760

829 /sq mi
Population Density
$207,500 /yr
Median Household Income
$1,450,000
Median Sales Price
36 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 49.03% of the households.

Transportation to Work

  • Drive 54%
  • Public Transit 20%
  • Work from Home 19%
  • Walk or Bike 6%

Occupancy by Type

Owned 2,869 77%
Vacant 492 13%
Rented 365 10%

White vs Blue Collar Jobs







White Collar 95%
Blue Collar 5%

Family & Education Facts
for Rumson, NJ 07760

44.1 Median Age

Average Household Size

2.8
persons per
household

67.3%

Married Households

Community Population By Education

Bachelors Degree 44%
Graduate Degree 29%
Some College 12%
High School Graduate 7%
Associates Degree 6%
Some High School 1%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 44.39% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.2% of households have children

Weather
for Rumson, NJ 07760

The weather for this area ranges from a high of 83° F in July to a low of 25° F in January

83° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
39°
Feb
26°
41°
Mar
33°
48°
Apr
42°
59°
May
52°
69°
Jun
61°
78°
Jul
67°
83°
Aug
66°
81°
Sep
59°
75°
Oct
48°
65°
Nov
39°
54°
Dec
29°
43°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Monmouth Ocean Regional Realtors and Monmouth Ocean Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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