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1855 Rubenstein Dr, Cardiff, CA 92007

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For Sale

$1,950,000

3 beds • 2 baths • 1,283 sqft

Estimated Payment

$ 10,035 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $1,519.88
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Don't miss this rare chance to own a stunning beachside retreat in Cardiff's sought-after Composer District! Ideally located just minutes from the ocean, this beautifully maintained single-story coastal home blends charm, comfort, and incredible potential. Imagine adding a second story to capture breathtaking, unobstructed panoramic ocean views an opportunity you won't want to miss! Pass through the private front yard into a serene space perfect for relaxing and entertaining. Inside, rich wood floors create a warm and inviting ambiance. The home offers three spacious bedrooms and two full baths, including a primary suite with its own balcony, where you can take in stunning ocean views. The attached en-suite bath adds convenience, while the additional bedrooms are situated around a well-appointed hall bath with a walk-in shower. The kitchen, positioned at the front of the home, flows seamlessly into a bright dining area and an open-concept living room ideal for gatherings. Outside, the expansive backyard with turf offers endless possibilities, whether you dream of a lush garden, an outdoor entertainment space, or something truly unique. With a two-car garage and ample storage, this home is as practical as it is charming. Just moments from Cardiff's beautiful beaches, Seaside Market, vibrant dining, boutique shops, and world-class surf, this is a rare opportunity to create your perfect coastal sanctuary. Homes in this desirable neighborhood don't last long your dream lifestyle awaits!
MLS# 250022128

Courtesy Of Redfin Corporation

(877) 973-3346

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Range
  • Architecture Style
    Other
  • Cooling System
    Unknown
  • Exterior Type
    Stucco
  • Heating System
    Forced Air
  • Lot Size
    0.08 Acres
  • Rooms
    Dining Room, Family Room, Kitchen, Living Room, Master Bathroom

Map and Directions

Directions to 1855 Rubenstein Dr, Cardiff, CA 92007

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $10,035
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $10,035

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cardiff Elementary School

Grades PK-2 Public School

Cardiff By The Sea, CA 92007 0.1 miles
1888 montgomery ave

257 total students
18:1 Student teacher ratio

School Details

Ada W. Harris Elementary School

Grades 3-6 Public School

Cardiff By The Sea, CA 92007 0.6 miles
1508 windsor rd

375 total students
21:1 Student teacher ratio

School Rating: B

School Details

Oak Crest Middle School

Grades 7-8 Public School

Encinitas, CA 92024 1.5 miles
675 balour dr

817 total students
23:1 Student teacher ratio

School Rating: B

School Details

La Costa Canyon High School

Grades 9-12 Public School

Carlsbad, CA 92009 4.5 miles
1 maverick way

1834 total students
23:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Jcs - Cedar Cove 0.8 miles Public KG-12 B+
San Dieguito High School Academy 0.9 miles Public 9-12 A
Village Gate Children's Academy 1.1 miles Private KG-8
Ocean Knoll Elementary School 1.2 miles Public KG-6 B
Sunset High (continuation) 1.3 miles Public 9-12 C
Jcs - Mountain Oaks 1.3 miles Public KG-8 A-
The Grauer School 1.5 miles Private 7-12
Pacific Academy 1.6 miles Private KG-12
Encinitas Country Day School 1.7 miles Private KG-8
Montessori School Of Encinitas 1.9 miles Private PK-KG
Paul Ecke Central Elementary School 2.3 miles Public KG-6 B-
Skyline Elementary School 2.3 miles Public 4-6 A-
Solana Vista Elementary School 2.4 miles Public KG-3 A
Earl Warren Middle School 2.5 miles Public 7-8 A
Flora Vista Elementary School 2.7 miles Public KG-6 A-
The Rhoades School 2.7 miles Private KG-8
Santa Fe Christian Schools 2.7 miles Private PK-12

Jcs - Cedar Cove

Distance: 0.8 miles

Type Public

Grades: KG-12

B+

San Dieguito High School Academy

Distance: 0.9 miles

Type Public

Grades: 9-12

A

Village Gate Children's Academy

Distance: 1.1 miles

Type Private

Grades: KG-8

Ocean Knoll Elementary School

Distance: 1.2 miles

Type Public

Grades: KG-6

B

Sunset High (continuation)

Distance: 1.3 miles

Type Public

Grades: 9-12

C

Jcs - Mountain Oaks

Distance: 1.3 miles

Type Public

Grades: KG-8

A-

The Grauer School

Distance: 1.5 miles

Type Private

Grades: 7-12

Pacific Academy

Distance: 1.6 miles

Type Private

Grades: KG-12

Encinitas Country Day School

Distance: 1.7 miles

Type Private

Grades: KG-8

Montessori School Of Encinitas

Distance: 1.9 miles

Type Private

Grades: PK-KG

Paul Ecke Central Elementary School

Distance: 2.3 miles

Type Public

Grades: KG-6

B-

Skyline Elementary School

Distance: 2.3 miles

Type Public

Grades: 4-6

A-

Solana Vista Elementary School

Distance: 2.4 miles

Type Public

Grades: KG-3

A

Earl Warren Middle School

Distance: 2.5 miles

Type Public

Grades: 7-8

A

Flora Vista Elementary School

Distance: 2.7 miles

Type Public

Grades: KG-6

A-

The Rhoades School

Distance: 2.7 miles

Type Private

Grades: KG-8

Santa Fe Christian Schools

Distance: 2.7 miles

Type Private

Grades: PK-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cardiff, CA 92007

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Cardiff, CA 92007

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

75° August
Hottest Average Month
44° December
Coldest Average Month
4,306 Total Households in Area
-0.9% Increase in population since the year 2010
29.9%
of households
have children
18 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cardiff, CA 92007

Cardiff, CA 92007 has a population of 10,302 people in 4,306 households with a median age of 44.1 years old.

-0.9%
Decrease in population
since the year 2010
Population is Trending down
4,279
Total households as of 2010
4.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.1 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 77%
Hispanic 14%
Other 5%
Asian 4%
Native American <1%
Black <1%
The most prevalent ethnicity is White at 77%, followed by Hispanic at 14%, Other at 5%, and Asian at 4%.

Economics
for Cardiff, CA 92007

3,998 /sq mi
Population Density
$143,547 /yr
Median Household Income
$2,461,000
Median Sales Price
18 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 33.21% of the households.

Transportation to Work

  • Drive 69%
  • Work from Home 28%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 2,654 57%
Rented 1,652 35%
Vacant 381 8%

White vs Blue Collar Jobs







White Collar 90%
Blue Collar 10%

Family & Education Facts
for Cardiff, CA 92007

44.1 Median Age

Average Household Size

2.4
persons per
household

58.3%

Married Households

Community Population By Education

Bachelors Degree 33%
Graduate Degree 30%
Some College 17%
Associates Degree 9%
High School Graduate 7%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 32.69% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.9% of households have children

Weather
for Cardiff, CA 92007

The weather for this area ranges from a high of 75° F in August to a low of 44° F in December

75° August
Hottest Average Month
44° December
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
44°
65°
Feb
45°
65°
Mar
47°
66°
Apr
50°
66°
May
55°
68°
Jun
58°
70°
Jul
62°
74°
Aug
63°
75°
Sep
61°
75°
Oct
55°
72°
Nov
48°
70°
Dec
44°
66°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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